Financial Audit

By Caleb Hammer

Personal finance nerd at heart! Making content to entertain and educate. Want to be on the show? Email us at [email protected] Sponsorship and business inquiries: [email protected]

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FAQs about Financial Audit:

How many episodes does Financial Audit have?

The podcast currently has 514 episodes available.

Financial Audit episodes:

June 16, 2023 27-Year-Old With More Debt Than Anyone Should Ever Have
Check out these fun things:
Patreon: ⁠https://www.patreon.com/calebhammer⁠
My socials: ⁠https://linktr.ee/calebhammer⁠
Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]
Sponsorship and business inquiries: [email protected]
_______________________
Timestamps:
00:00 Spiritual coach and income
01:27 Drowning in credit card debt!
02:33 Do you even know how much you make???
03:35 Why are you even in debt?!
05:00 Checking account mess
08:20 Draining savings to survive...
11:10 About to enter a TAXPOCALYPSE
15:40 Terrible with her money!
17:13 Should you even be coaching people?!
18:55 INSANE CREDIT CARD DEBT
28:12 IT'S TIME TO STOP!!!!!
30:50 Thousand in interest LOST
31:52 Credit score...
33:15 Disgusting car DEBT
37:45 It's time to get on a budget now!!!
42:10 Time to clean up your mess...
47:10 this is going to take a LONG time
49:20 There is a bright end to the tunnel!
50:50 What are you actually going to do?...
52:55 IT'S TIME TO GROW UP
59:33 Hammer Financial Score
---
Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support
...more
1h 1min
June 15, 2023 22-Year-Old Wont Stop Making Excuses For Spending Everything
Check out these fun things:
Patreon: ⁠https://www.patreon.com/calebhammer⁠
My socials: ⁠https://linktr.ee/calebhammer⁠
Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]
Sponsorship and business inquiries: [email protected]
_______________________
Timestamps:
00:00 Pre med, working in emergency room, and Target girl
02:20 Wild ways to get monies
07:05 Average monies...?
08:20 Overspending and taking from savings!
09:58 $71 in checking account!!!
12:20 Her dad controlling her child savings
13:24 OVERDRAFTING CHECKING ACCOUNT
17:55 This is not looking good...
20:20 Wasting A LOT of money
22:25 Medical school coming up
25:45 Are you ready to fix this mess?
27:38 STOP MAKING EXCUSES
32:00 Clean this up!!!
36:35 I'm terrified for you...
41:31 Hammer Financial Score
---
Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support
...more
43min
June 14, 2023 29-Year-Old Comedian Refuses To Grow Up
Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 Unemployed 02:05 leaning on others to afford life 05:03 How long are you going to accept this life? 08:58 $100 a week before all of this 10:00 Checking account and runway... 14:15 TERRIBLE view of life 18:15 YOU ARE BEING IMMATURE 21:50 STOP COMPLAINING ABOUT WORK!!! 27:00 He refuses to do anything besides be a comedian... 28:45 Student loans from a SCAM school 31:20 How long until you GROW UP? 32:45 You're throwing away your ENTIRE financial future! 39:19 You're putting yourself over your children... 45:44 You actually have to work!!! 43:45 YOU DON'T UNDERSTAND!!! 59:44 Good luck dude... 01:02:10 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices

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...more
1h 10min
June 13, 2023 45-Year-Old Lost ALL Of Her Money
Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 Job and income 05:10 She will never be able to retire 07:20 Her ex-husband destroyed her credit!! 09:45 Income decreasing?? 12:20 Checking account and ODD mortgage with her parents 14:14 Credit cards and spending (more troubles with her ex) 17:52 Most stressful way to manage money ever! 20:28 Savings losing her money? 25:00 Starting over on retirement at 45 because of ex!! 32:58 PAY OFF THE CAR DEBT TODAY 33:48 Credit score recovery 36:20 It's time to start cleaning up this mess... 43:00 Trying to pay for 4 kids' college... 50:09 It's time to get back on track! 59:16 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices

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...more
1h 6min
June 12, 2023 25-Year-Old Borrowing Terrible Debt For Her BOYFRIEND!
Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 Job and income 01:08 Drowning in debt from the past 03:38 Checking accounts and where money goes 04:53 He's trying to correct her budget 06:50 Checking accounts continued 08:09 Random savings? 09:23 TERRIBLE CREDIT CARD DEBT 12:42 Retirement... with 1.8% interest... 15:13 $18,923 CRAZY DEBT 17:00 Going to school all of a sudden??? 19:48 Control your money! 21:48 IT'S TIME TO GET REAL 22:55 DEBT ON A CAR FOR HER BOYFRIEND!!!! 26:20 IT'S TIME TO GET REAL p2 32:48 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices

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...more
40min
June 12, 2023 19-Year-Old Has The Worst Life Plans Possible
Check out these fun things:
Patreon: ⁠https://www.patreon.com/calebhammer⁠
My socials: ⁠https://linktr.ee/calebhammer⁠
Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]
Sponsorship and business inquiries: [email protected]
_______________________
Timestamps:
00:00 Last time was a complete mess
01:00 Kimmee
01:43 Changing what he wants to do for the rest of his life AGAIN
05:00 We think things are going well (for now...)
07:20 Just opened a credit card and MAXED IT OUT!!!!!!!
08:45 Deciding his life based on "feeling"...
10:56 "I don't believe in money"
11:55 He wants to be a professional streamer
13:19 The dumbest thing ever said?
14:10 Back to that streaming life...
19:00 HE'S GOING TO GET BANNED
20:44 He's not willing to put in the work!
22:40 You actually have to make good content
24:10 Mental health is very important
25:30 You don't live in the real world!!!
28:08 Financial mess
31:20 Massage CHAOS
35:58 You just have no plan...
42:45 What do you actually want to do?
45:15 Progress?! ACTUAL PROGRESS?!
49:00 Okay, maybe no progress...
49:50 THE PLAN
56:00 Broken logic...
58:35 THE PLAN p2
01:02:58 Hammer Financial Score
---
Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support
...more
1h 4min
June 11, 2023 21 Year Old Trying To Justify TERRIBLE Debt
Check out these fun things:
Patreon: ⁠https://www.patreon.com/calebhammer⁠
My socials: ⁠https://linktr.ee/calebhammer⁠
Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]
Sponsorship and business inquiries: [email protected]
_______________________
Timestamps:
00:00 Jobs and incomes
03:50 She thinks her finances are good...
05:20 Stopped going to college
07:40 She's going to drop everything to become an ACTOR!!!
09:08 Not much of any money to her name
11:59 TERRIBLE credit card debt!!!
15:49 Credit score
16:35 You cannot afford to live right now...
17:24 FINANCING A TRIP FOR ACTING
23:45 You don't live in reality!!!
26:00 It's time to CLEAN THIS MESS UP
31:41 You are not responsible enough to have a credit card...
35:12 Is she actually willing to sacrifice?
41:21 Hammer Financial Score
---
Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support
...more
42min
June 09, 2023 23-Year-Old Spoiled, Or Just Bad With Money?
Check out these fun things:
Patreon: ⁠https://www.patreon.com/calebhammer⁠
My socials: ⁠https://linktr.ee/calebhammer⁠
Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]
Sponsorship and business inquiries: [email protected]
_______________________
Timestamps:
00:00 Job, income, and endless school
02:45 "I spend too much money"
03:42 Hidden student loans!!!
04:48 Monthly expenses (being enabled by dad?)
05:30 Overdrafting on checking account!!!!
07:26 Financing teeth...
09:53 Weird way to do money?
11:10 Why her dad gives her so much
13:09 A nothing checking account
14:35 WHY IS THERE CREDIT CARD DEBT?!
17:44 Does being bad at money not BOTHER you??!!
22:00 Clean up this MESS
26:40 Delaying having good finances to travel...
30:23 Hammer Financial Score
---
Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support
...more
31min
June 08, 2023 52 Year Old Has $0 And Is Stuck In A Pyramid Scheme
Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Sponsorship and business inquiries: [email protected] _______________________ Timestamps: 00:00 Job (what job?) and income (what income???) 04:09 Starting a new business (pyramid scheme...) 05:44 From making millions to having $0 to his name 09:18 You have NO MONEY!!!! 14:12 Dying with $0 17:00 losing a ton of money on a job 19:26 WAIT, NEGATIVE MONEY?! 23:55 Collections and terrible credit score 30:27 Pyramid scheme p.2 35:00 Being evicted from their house 38:18 Hidden debts... 39:09 Pyramid scheme p.3 43:57 Are you going to survive?! 47:35 I'm terrified for your future... 51:33 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices
...more
59min
June 07, 2023 22-Year-Old Has The Worst Finances Ever To Be Seen
Check out these fun things:
Patreon: https://www.patreon.com/calebhammer
My socials: https://linktr.ee/calebhammer
Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]
Sponsorship and business inquiries: [email protected]
_______________________
Timestamps:
00:00 Not knowing how much money he makes
02:08 How are you going to live?!
04:20 No place to live
05:30 Asking people for money...
06:42 Hidden credit card debt
09:04 YOU HAVE NO MONEY
12:34 Dude, this makes no sense!
13:28 Apple credit card INSANITY
15:34 LOSING MY MIND
20:00 MISSING EIGHT CAR PAYMENTS IN A SINGLE YEAR AHHHHHH
23:00 I am terrified for your future...
24:00 Credit score and insane debts
27:00 Owing banks even MORE money!!
28:00 He's not willing to turn his life around...
30:00 Caleb is talking about Panda Express again (fatty)
31:00 You need a place to live in
31:50 Bills bills bills
35:30 YOU NEED TO CLEAN THIS MESS UP
40:30 He's not willing to sacrifice
44:15 You can't afford life
45:40 What do you even want to do?
50:10 Hammer Financial Score
---
Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support
...more
51min

FAQs about Financial Audit:

How many episodes does Financial Audit have?

The podcast currently has 514 episodes available.

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