You have money. But what should you actually do with it? Today, I’m answering listener questions straight from our voicemail inbox—including some common (and totally relatable) money dilemmas like where to park your emergency fund, what to do when you inherit financial decisions, and whether it’s still safe to invest given our political climate.

If you've ever felt confused about what you should be doing with your money––after this episode you’ll walk away knowing exactly where your money should be right now.

To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod

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If you've been feeling burned out, emotionally drained, or like you're just going through the motions, this episode is for you. I sat down with board-certified psychiatrist and author Dr. Judith Joseph, and what started as a conversation about high-functioning depression turned into a much bigger discussion—about joy, trauma, people-pleasing, burnout, and the societal pressure to always be "on." Dr. Joseph breaks down the science of why so many of us feel stuck in cycles of overachieving and under-feeling—and how to break free from it.

We’re not just talking theory—we’re talking real, actionable practices. Dr. Joseph shares her five-part framework to help you reconnect with what truly matters and reclaim your joy, even in the middle of a busy, demanding life.  

Dr. Joseph’s Links:

Website:  https://drjudithjoseph.com/ 

High Functioning book: https://highfunctioningbook.com/

Instagram: https://www.instagram.com/drjudithjoseph/ 

To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod

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If you're a woman navigating the complex world of career negotiations — whether you’re gearing up for an annual review or trying to land a new job with higher pay, you're in for a treat. In this special replay episode, Tori sits down with speaker, corporate trainer, and gendered negotiation expert Kathryn Valentine to uncover the secrets of successful salary negotiations. Kathryn's insights dispel the myths and provide actionable strategies for leveling the playing field in the corporate world so you can tackle your next negotiation with confidence.

Kathryn’s Links:

Kathryn’s Website

75+ Things You Can Negotiate

To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod

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Let’s be real — periods are a huge part of life for millions of us, but we’re still taught to suffer through the pain, stay quiet about the discomfort, and not ask too many questions. In today’s episode, I'm joined by Kate Helen Downey, host of the incredible podcast CRAMPED, who is on a mission to change that. We’re getting into everything you should have been taught about your body but probably weren’t –– the truth about hormones, the reality of living with endometriosis (endo) and PCOS, why the system isn’t built for menstruating bodies, and how period pain is affecting our wallets, careers, and overall health.

If you’ve ever wondered whether your pain is "normal" (hint: if it’s wrecking your day, it’s not!), or felt dismissed by doctors when you tried to get answers, this conversation will make you feel seen. We’re breaking down the phases of your hormonal cycle, what debilitating period symptoms might be telling you, and why advocating for your health — even when the system is stacked against you — is an act of radical self-care. 

Kate’s Links:

Website:  https://www.katehelendowney.com/ 

CRAMPED podcast: https://www.katehelendowney.com/cramped

Instagram: https://www.instagram.com/katehelendowney/ 

TikTok: https://www.tiktok.com/@kateiscramped 

To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod

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We spend so much time stressing over budgets, investments, credit scores—basically, all the numbers. But what if I told you the biggest financial decision you’ll ever make isn’t about money at all? In today’s episode, I’m getting real about the one life choice that will shape every part of your financial future—and yet, almost nobody talks about it. This isn’t another investing episode (though those are important too). This is about who you choose to build a life with, and why that decision matters more than almost anything else when it comes to your long-term wealth, career growth, and personal freedom.

Whether you're single and dating, in a committed relationship, or reevaluating your partnership, I’m breaking down what a healthy, equitable financial relationship actually looks like—and the red flags you cannot ignore. If you're ready to make smarter decisions about your love life and your financial life, this is your episode. Let’s dig into the conversation that could save your money—and maybe even your peace.

Resources:

‘Building Equitable Relationships with Eve Rodsky’ episode: https://herfirst100k.com/financial-feminist-show-notes/fair-play-doctrine/ 

‘How to Talk About Money with Your Partner with Ramit Sethi’ episode: https://herfirst100k.com/financial-feminist-show-notes/220-how-to-talk-about-money-with-your-partner-with-ramit-sethi/ 

To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod

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You know that little voice in your head that says, “What will they think?” The one that’s held you back from hitting publish, setting a boundary, or even just being yourself? Yeah, we’re done with that. In this episode, I sit down with the iconic Mel Robbins to talk about how to finally stop caring what other people think—and start living for yourself. This isn’t your typical self-help chat. It’s real, unfiltered, and hands down one of the most vulnerable conversations we’ve had on the show.

We’re not just talking about why it’s time to let go of other people’s opinions—we’re unpacking how to do it, especially when it’s your parents, your boss, or your internet trolls. Mel shares how she navigates criticism, the emotional toll of success, and why it’s not your job to manage other people’s feelings. If you’ve ever felt held back by fear of judgment, or struggled to show up as your full self—this episode will change the way you see your life, your relationships, and your ambition.

Mel’s Links:

The Let Them Theory: https://www.melrobbins.com/book/the-let-them-theory/ 

To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod

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If you've ever scrolled through Instagram wondering how your favorite creators are jet-setting to Paris, sipping cocktails in Bali, or scoring first class seats—all “for free”—and thought, "How the hell are they doing that?”, this episode is your step-by-step guide. I sat down with one of my closest friends (and the first person I text whenever I’m stumped on how to use my points), travel and credit card expert Janelle Rupkalvis. She’s saved over $100,000 on luxury travel using credit card points and miles, and today, she's sharing exactly how to play the credit card game—and win.

We’re talking about how to find the best travel deals, the most common credit card mistakes (and how to avoid them), how to redeem points the smart way, and the exact tools Janelle uses to unlock five-star experiences without the price tag. This episode is perfect if you're new to travel hacking or if you’ve got a ton of points and zero clue what to do with them. We’re talking business class, tropical destinations, travel insurance, sign-up bonuses—and yes, how to make credit cards work for you, not the other way around.

Janelle’s Links:

Instagram: https://www.instagram.com/janelleonajet 

TikTok: https://www.tiktok.com/@janelleonajet 

Youtube: https://www.youtube.com/@janelleonajet 

Mastering SkyMiles course waitlist: https://ashleygetsaround.kit.com/a1c49dce16 

To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod

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Let’s be real — 2025 is already shaping up to be a hell of a year financially, and not necessarily in a good way. Between Trump’s tariffs, a tanking stock market, and recession fears popping off everywhere you look, it’s overwhelming out here. That’s exactly why I recorded this episode — not to scare, but to prepare. If it feels like the financial world is spiraling and you’re wondering how the hell to protect yourself, your savings, and your sanity, this episode is your lifeline.

I’m breaking down everything you need to know to weather this economic storm––why this financial crisis is different from 2008 and 2020, what to actually do with your money right now depending on your age, and how to build security without spiraling into panic. Whether you’re just starting your financial journey or you’ve been stacking coins for years, this episode is packed with clear, actionable, no-BS advice. Please share this episode with your friends and family!

To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod

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True crime lovers and financial feminists, buckle up — this one’s a wild ride. In today’s episode, I sit down with Emma Ferris, a renowned stress and resilience coach, podcaster and speaker, who shares the jaw-dropping story of how she was conned out of $150,000 by someone she thought she could trust — her romantic partner. Yep, this story has it all: love bombing, secret identities, fake businesses, and a bank sting operation worthy of a Netflix series. But more importantly, Emma walks us through the emotional aftermath — the shame, the trauma, and the bravery it took to reclaim her money, her voice, and her sense of self.

Emma’s Links:

Website: http://www.thebreatheffect.com/

Conning the Con podcast: https://podcasts.apple.com/nz/podcast/conning-the-con/id1516505977 

The Bravery Academy podcast: https://podcasts.apple.com/nz/podcast/the-bravery-academy/id1695921041 

Online Breathwork courses: 

https://thebreatheffect.thrivecart.com/breathe-right-course/ 

https://www.thebreatheffect.com/transform/ 

To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod

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If you're job hunting in 2025, this is the only job-hunting podcast episode you’ll ever need. Seriously. I’m sitting down with Erin McGoff––award-winning career educator, content creator, and the founder of AdviceWithErin, to break down exactly how to stand out and land the job of your dreams in this wild hiring landscape. We’re talking about the biggest job market trends, the right (and wrong) ways to apply, why networking is more crucial than ever, and how to figure out what kind of career actually fits your life. Whether you're currently job hunting, thinking about a career pivot, or just want to be prepared for the next step in your professional journey, this episode is packed with the advice you wish you’d heard sooner. 

Erin’s Links:

Website: https://www.erinmcgoff.com/ 

Instagram: https://www.instagram.com/advicewitherin/ 

Erin’s Newsletter: https://www.hyperhelpful.com/ 

Career Advice Quiz: https://advicewitherin.com/quiz 

To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod

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