Hello and welcome back to the 360 Money Matters podcast! A new year means a new financial plan. The beginning of the year is the most opportune time to reflect back on the last twelve months and review all of your financial goals.

Wiith the holidays being a financial drain for many of us, we talk about how you can avoid "The Christmas Hangover" to stay on top of your spending and if you have overspent, how to rectify the situation. In this episode, we discuss how you can get started on making a new budget for the upcoming year while planning around achieving your short and long-term financial goals.

By carrying this knowledge forward into the new year, you can make financial planning easier and set yourself up for a financially fruitful 2022 so make sure not to miss out on this episode!

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This podcast contains information that is general in nature. It does not take into account the objectives, financial situation, or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This information is provided by Billy Amiridis and Andrew Nicolaou of 360 Financial Strategists Pty Ltd, authorised representatives and credit representatives of AMP Financial Planning – AFSL 232706

Episode Highlights:

• Reflecting on previous and future achievements.

• Explaining "The Christmas Hangover" and how you can avoid this.

• Establishing your budget and cash flow for the year.

• How often and when you should review your budget.

• How to convert your budget into short-term and long-term financial goals.

• Determine what can prevent you from meeting your goals and accounting for it.

Connect with Billy and Andrew!

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