Ever feel like you’re on top of the world on Friday, only to be digging through couch cushions for change by Monday? You aren’t alone—and it’s not just a "low income" problem. In this episode of Wallet Therapy, Becky (the Novice) and Alex (the Expert) dive into the "Friday High" vs. the "Monday Panic." We’re breaking down why even high-income earners find themselves trapped in a cycle of overspending and how to finally build some breathing room.

Inside the episode:

• The "Friday High": Why your brain triggers a sense of abundance on payday (and how to survive the weekend).
• High Earners, Zero Balances: The shocking stats on why making $100k+ doesn't automatically fix the cycle.
• The Financial Firewall: Alex coaches a listener through a $20k windfall to build a safety net that actually works.
• The $40 Ghost: Becky shares how she found an extra $40/month just by looking (and why you should, too).
• Systems vs. Willpower: Why "trying harder" fails and how to automate your way to a net-zero spending plan.

Weekly Homework:

1. Find Your Leak: Audit your last 30 days and cancel one subscription or "convenience spend" you don't use.
2. Automate the Difference: Set up an auto-transfer to your savings for that exact amount on payday.

Connect with us:

• Join the Live Therapy: Support the show and join our monthly live Q&As at patreon.com/beckyhayter.
• Share your story: Email us at [email protected] to have your financial scenario featured on the show!

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

TRIGGER WARNING: This episode discusses teen pregnancy, adoption, and cancer diagnosis.

Jamie Shoemaker’s life has never been a straight line. From navigating a high-pressure teen pregnancy in a conservative church to choosing a private open adoption at fifteen, Jamie has spent her life breaking cycles. She’s been an egg donor, a mother, and a fierce advocate for her own body—a skill that became a matter of life and death when a routine check-up turned into a cervical cancer diagnosis at age 35.

In this conversation, Jamie opens up about the "mind-fuck" of having her uterus—the organ that connected her to so much community and life—suddenly become the villain. We dive into the complexities of open adoption twenty years later, the reality of "survival" income through egg donation, and why she wrote an "ode to her uterus" before a life-altering hysterectomy. Jamie is a storyteller who reminds us that healing doesn’t happen in isolation and that "rest" is not a four-letter word.

Connect with Guest: @jshoe11

Don’t forget to subscribe, like, and share to help us continue bringing these stories to light. 

🔹 New episodes drop every Monday! 

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If you or someone you know needs support, please visit:

988 Suicide & Crisis Lifeline: 988lifeline.org | Call or text 988

Cervivor (Cervical Cancer Support): cervivor.org

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

RIGGER WARNING: This episode discusses late-term stillbirth, medical trauma, and postpartum hemorrhaging.

"I didn't even have to hear the words. I could read it all over her face." Alyssa was 38 weeks pregnant—at the finish line—when the world stopped. In this raw conversation, Alyssa walks us through the devastating loss of her first daughter, Marianna Yvette, and the terrifying medical crisis that followed, leaving Alyssa "knocking on heaven’s door."

We dive deep into the reality of pregnancy after loss—the scans every two weeks, the inability to feel excitement until the baby is crying in your arms, and the bittersweet realization that one child's life only exists because another's ended. This is a story about honoring the dead while fiercely raising the living.

Connect with Guest: Instagram: @lyssa821 Facebook: Alyssa Estes

Don’t forget to subscribe, like, and share to help us continue bringing these stories to light. 

🔹 New episodes drop every Monday! 

🔹 Join our community! patreon.com/beckyhayter

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🔹 Submit your story: [email protected] 

🔹 Grab some merch! beckyhayter.com 

🔹 A KILLR Network podcast! killrentertainment.com

If you or someone you know needs support, please visit: 988 Suicide & Crisis Lifeline: 988lifeline.org | Call or text 988 Support for Loss Families: Empty Arms

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Becky has beef with the word budget.

It feels restrictive. It feels like failure waiting to happen. It feels like getting grounded.

So in this episode of Wallet Therapy, Becky and Alex are flipping the script. We’re retiring the word “budget” and replacing it with something that doesn’t make your nervous system panic: a spending plan.

Inside this episode, we cover:

• Why 84% of people “fail” at budgeting (and why that’s not a you problem)
• The three-bucket method: Needs, Fun Money (aka the Becky Fund), and Debt/Savings
• Why fun money actually helps you reach your savings goals
• How to stop the all-or-nothing spiral after one $20 salad
• The 10-Second Reset to interrupt impulse spending in real time
• Why your spending plan should align with your values — not punish you

This isn’t about tracking your failures.

It’s about planning your freedom.

If you’ve ever started a budget on Monday and emotionally quit by Thursday, this one’s for you.

Ready to join the inner circle? Head over to our Patreon for early access to episodes and exclusive community! patreon.com/beckyhayter

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode discusses severe alcoholism, suicidal ideation, and suicide attempts. Please listen with care.

I sat down with Nicole, a mother of five who lived a "normal" life on the outside while a dark hole was swallowing her from the inside. From her first blackout at thirteen to drinking a Costco-sized handle of vodka every 24 hours, Nicole’s story is a harrowing look at how addiction isolates us from the people we love most—including ourselves.

We dive deep into the moments the world doesn't see: the manipulation, the medical emergencies, and the day Nicole decided it would be better if she simply wasn't here anymore. But the pills didn't work, and what followed was a grueling, beautiful, and 180-degree transformation. This isn't just a story about quitting a substance; it’s about a woman who spent years unable to be alone with herself finally learning to love the person she sees in the mirror.

Connect with Guest: Instagram: @cargonicole

Don’t forget to subscribe, like, and share to help us continue bringing these stories to light. 

🔹 New episodes drop every Monday! 

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🔹 A KILLR Network podcast! killrentertainment.com

If you or someone you know needs support, please visit: 988 Suicide & Crisis Lifeline: 988lifeline.org | Call or text 988 Alcoholics Anonymous: aa.org

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

TRIGGER WARNING: This episode discusses the sudden loss of a parent and substance abuse recovery.

When Kylie lost her mother unexpectedly in 2024, her life shifted in an instant. She didn't just lose her mom; she became the legal guardian of her teenage brother, Josh. But she wasn't alone. Her husband, Griff, didn't hesitate. Without a formal meeting or a long debate, he stepped into the role of a father figure, proving that family isn't just about biology—it’s about who shows up when the world falls apart.

In this episode, I sit down with Griff to hear the perspective we don't often get: the partner who chooses to take on the "messy" parts of a spouse’s history. From navigating vastly different upbringings to the reality of family therapy and the friction of parenting a teenager while still being "newlyweds," this is a raw look at resilience, loyalty, and what it actually means to be a team.

Connect with Guest: Follow Kylie & Griff's journey: @kyliem_98

Don’t forget to subscribe, like, and share to help us continue bringing these stories to light.

🔹 New episodes drop every Monday! 

🔹 Join our community! patreon.com/beckyhayter

🔹 Follow us on Instagram: @forthehayters 

🔹 Submit your story: [email protected] 

🔹 Grab some merch! beckyhayter.com 

🔹 A KILLR Network podcast! killrentertainment.com

If you or someone you know needs support, please visit:

988 Suicide & Crisis Lifeline: 988lifeline.org | Call or text 988

The Dinner Party (Grief Support for Young Adults): thedinnerparty.org

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Welcome to the very first episode of our Wallet Therapy miniseries!

Ever feel like everyone else got the "how to be an adult with money" memo except for you? You’re not alone. In this kickoff episode, sisters Becky and Alex pull back the curtain on their own bank accounts. Becky gets real about her "add to cart" addiction and the overwhelm of looking at a bank statement , while Alex shares how she went from financial chaos to becoming a Finance Coach.

It’s a kitchen-table conversation about our "Money Stories"—the good, the bad, and the expensive. We’re setting the stage to bridge the gap between being totally clueless and finally feeling in control. No shame, no jargon, just two sisters trying to help you (and each other) figure it out.

In this episode, we cover:

- The "Aha!" moments that led to this podcast.

- Alex’s non-judgmental approach to behavior-based coaching.

- How we’re going to survive these episodes without a sisterly blowout.

Ready to join the inner circle? Head over to our Patreon for early access to episodes and exclusive community! patreon.com/beckyhayter

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

TRIGGER WARNING: This episode discusses addiction, overdose, sudden death of a parent, and self-harm.

When Kylie was 21, she got the call every child of an addict dreads: her mother had overdosed. While her mother eventually found sobriety, her sudden passing in 2024 left Kylie with a choice that wasn't really a choice at all. Within 48 hours, she had to fight the state of Massachusetts to keep her 12-year-old brother, Josh, out of the system.

This isn't just a story about grief; it's about the "invisible" work of stepping up. From hunting down death certificates in different cities to explaining to a judge why a newlywed couple is the best place for a grieving teenager, Kylie’s journey is raw and unfiltered. Later in the episode, Josh joins us to share the perspective we rarely hear—the teenager’s side of loss and what it’s like when your sister becomes your "mom."

Connect with Guest: kyyliee13

Don’t forget to subscribe, like, and share to help us continue bringing these stories to light.

🔹 New episodes drop every Monday! 

🔹 Join our community! patreon.com/beckyhayter

🔹 Follow us on Instagram: @forthehayters 

🔹 Submit your story: [email protected] 

🔹 Grab some merch! beckyhayter.com 

🔹 A KILLR Network podcast! killrentertainment.com

If you or someone you know needs support, please visit: 988 Suicide & Crisis Lifeline: 988lifeline.org | Call or text 988

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

One sister is a professional Finance Coach (Alex). The other... has a shopping cart habit she’s not exactly ready to discuss (Becky).

Welcome to Wallet Therapy, a new miniseries living right here in the For The Hayters feed. We’re bridging the gap between "I should probably save money" and "But look how cute this is in person."

Join us every other Thursday for a real conversation about the messy, emotional, and sometimes hilarious reality of money. We’re tackling the stuff that actually keeps you up at night:

• Why we spend when we’re stressed.
• How to break the paycheck-to-paycheck cycle.
• Navigating money with your partner without the fight.
• Real stories from the trenches (mostly Becky’s).

If this episode stirred something for you, you don’t have to sit with it alone. Come join the Wallet Therapy community on Patreon for direct access to Becky & Alex, monthly live sessions, and a supportive, non-judgmental space to talk about money, mindset, and real life. Join our community! patreon.com/beckyhayter

Don’t forget to subscribe, like, and share to help us keep making Wallet Therapy possible.

🔹 New episodes drop every Monday! 

🔹 Join our community! patreon.com/beckyhayter

🔹 Follow us on Instagram: @forthehayters 

🔹 Submit your story: [email protected] 

🔹 Grab some merch! beckyhayter.com 

🔹 A KILLR Network podcast! killrentertainment.com

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

TRIGGER WARNING: This episode discusses medical trauma, brain tumors, miscarriage, and infant loss.

"I’m going to be strong for you." It’s the vow every caregiver makes, but rarely do we talk about the crushing weight of that promise. Ryan Leonard joins me to pull back the curtain on what it’s actually like to be the "well-spouse." When his wife Cheryl—who had already survived two brain tumors—experienced a sudden, sharp pain just four months after the birth of their second child, their world shifted back into a nightmare they thought they had escaped.

Ryan opens up about the "beauty and the burden" of caregiving. We dive into the reality of medical gaslighting between oncologists and radiologists, the agonizing choice between life-saving treatment and the dream of having more children, and the moment Ryan had to swallow his pride to ask for help. This isn't a story of toxic positivity; it’s a raw look at marriage, resilience, and choosing love even when it feels like a heavy weight.

Connect with Guest: Instagram: @ryanlinks_

Don’t forget to subscribe, like, and share to help us continue bringing these stories to light.

🔹 New episodes drop every Monday! 

🔹 Follow us on Instagram: @forthehayters 

🔹 Submit your story: [email protected] 

🔹 Grab some merch! beckyhayter.com 

🔹 A KILLR Network podcast! killrentertainment.com

If you or someone you know needs support, please visit: 988 Suicide & Crisis Lifeline: 988lifeline.org | Call or text 988 National Brain Tumor Society: braintumor.org

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.