Three in four Australians rely on a specific method to manage their money, so which one could be the right fit for you?

This week on the Friends With Money podcast, Money's Tom Watson is joined by Andrew Morrison, chief product and growth officer at Ubank, to talk about money management and five popular budgeting methods. They discuss:

• The importance of budgeting for financial health
• Five of the most popular budgeting methods
• The 50/30/20 method, envelope system and zero-based budgeting
• Automating the savings and budgeting process
• Quickfire money management tips

friendswithmoney #tomwatson #andrewmorrison #moneymanagement #budgeting

Listen on Apple Podcasts

Listen on Spotify

Money Website

YouTube Podcast Playlist

Email Us: [email protected]

Listen on Apple Podcasts

Listen on Spotify

Money Website

YouTube Podcast Playlist

Email Us: [email protected]

Can you generate passive income with ETFs?

In this episode of the Friends With Money podcast, Money's Michelle Baltazar sits down in the studio with deputy head of investments and capital markets at VanEck, Jamie Hannah, to discuss how best to capitalise on the ETFs in your portfolio. 

• How to invest in Exchange Traded Funds (ETFs)
• What are some of the popular ETFs
• Managing and withdrawing your profits
• Tax and bookkeeping

Listen on Apple Podcasts

Listen on Spotify

Money Website

YouTube Podcast Playlist

Email Us: [email protected]

The start of the year can be a great time to check in on your finances and make adjustments. But what’s the best way of going about it?

This week on the Friends With Money podcast, Money's Tom Watson is joined by Rachel Wastell, personal finance expert at Mozo, to run through three steps aimed at giving your finances a refresh and setting you up for the year ahead. They discuss:

• Reviewing home loan and savings rates
• The benefits of streamlining accounts
• Consolidating your debt
• The role of superannuation in planning ahead

#friendswithmoney #tomwatson #rachelwastell #personalfinance

Listen on Apple Podcasts

Listen on Spotify

Money Website

YouTube Podcast Playlist

Email Us: [email protected]

From the success of the Magnificent Seven to moments of real volatility, 2024 was a year to remember for equity markets. But what does 2025 have in store?

This week on the Friends With Money podcast, Money's Tom Watson is joined by Chief Strategy Officer at Tiger Brokers, Greg Boland, to reflect on the performance of share markets in 2024 and look ahead at how markets may fare this year. They discuss:

• The major events and themes of 2024
• Winners and losers on the ASX
• How US markets performed last year
• The most popular shares and ETFs with investors
• How equity markets might fare during 2025

#friendswithmoney #tomwatson #gregboland #shares #investing

Listen on Apple Podcasts

Listen on Spotify

Money Website

YouTube Podcast Playlist

Email Us: [email protected]

Ever wondered what the best wine, car, or super fund in Australia is?

Each year, we scrutinise the Australian market to uncover the best of the best products and services for you.

This week on the Friends With Money podcast, Money's Michelle Baltazar and Vanessa Walker are in the studio to reveal the top 2025 award winners!

And the top picks are...

• Best Super Fund
• Best Investment Manager   
• Best Flexible Home Loan
• Overall best ETF Manager
• Best wines and books

PROMO CODE: X2412MON

(Annual digital and print subscription - Get a free 2025 Collins diary with your purchase)

Listen on Apple Podcasts

Listen on Spotify

Money Website

YouTube Podcast Playlist

Email Us: [email protected]

Sometimes making mistakes makes you a better investor in the long run.

Knowing what mistakes to look out for can save you thousands.

This week on the Friends With Money podcast, Money's Michelle Baltazar chats with John Addis, Money contributor and author, about his biggest investing mistakes and how to avoid them.

• Should you manage your investments?
• When to sell a stock
• When not to invest in a stock
• What about a stock that you should have bought?

#friendswithmoney #michellebaltazar #johnaddis #investingmistakes

Listen on Apple Podcasts

Listen on Spotify

Money Website

YouTube Podcast Playlist

Email Us: [email protected]

Ever wondered what happens to torn or dog-eared banknotes, and whether Australians can get a refund for handing them in?

This week on the Friends With Money podcast, Money’s Tom Watson is joined by Greg Dicinoski, chief scientist at the Reserve Bank’s Note Issue Department, to put damaged banknotes under the microscope.

• Just how prevalent are cash payments in Australia?
• What are the common, and more unusual, causes of banknote damage?
• What should you do with damaged cash?
• Can you get a refund for handing in damaged notes or coins?
• How does the Reserve Bank deal with damaged banknotes?
• Why is it important for damaged cash to be removed from circulation?

#friendswithmoney #tomwatson #gregdicinoski #cash #rba

Listen on Apple Podcasts

Listen on Spotify

Money Website

YouTube Podcast Playlist

Email Us: [email protected]

Cooling inflation. Soaring tech stocks. 2024 has been a significant year for news, so before it ends, it's time to look back on the major stories in the world of finance.This week on the Friends With Money podcast, Money's Tom Watson is joined Money’s Managing Editor, Vanessa Walker, to reflect on some of the biggest events, trends and reforms in 2024 and how they’ve affected our financial lives. They discuss:

• Cryptocurrency ETFs and prices
• Easing inflation
• Interest rate stalemate
• Income tax cuts
• Nvidia and the Magnificent Seven
• Housing affordability
• Student loan reforms
• The Best of the Best 

friendswithmoney #tomwatson #vanessawalker #finance

Listen on Apple Podcasts

Listen on Spotify

Money Website

YouTube Podcast Playlist

Email Us: [email protected]

Sometimes, to achieve our goals, we need to change direction.

But how do you determine whether you are on the right path to achieve your desired outcomes?

This week on the Friends With Money podcast, Money's Michelle Baltazar chats with author, coach, and the former CEO of Xero, Steve Vamos, on how to get back on track and stick with your plan.

• The importance of clarity
• Staying on track by alignment
• Compliance is mandatory
• Having the difficult conversations

#friendswithmoney #michellebaltazar #stevevamos #change

Listen on Apple Podcasts

Listen on Spotify

Money Website

YouTube Podcast Playlist

Email Us: [email protected]