Friends With Money

Love it or loathe it, cryptocurrency has made its way into the mainstream. So for the crypto curious, what are the fundamentals worth knowing about?

This week on the Friends With Money podcast, Money’s Tom Watson is joined by Janine Grainger, founder and chief executive of cryptocurrency trading platform EasyCrypto, to chat about some of the basics of cryptocurrency.

• What is cryptocurrency?
• Are there different types of cryptocurrency?
• Why should Australians care about it?
• What are some of the potential benefits and risks of holding crypto?
• How can cryptocurrency be purchased and held?
• Is cryptocurrency regulated in Australia?

#friendswithmoney #tomwatson #janinegrainger #cryptocurrency

Episode Links: EasyCrypto - We make it easy

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Feeling the financial pinch? Your money can do more for you!

Maybe it's time to make your money work smarter.

This week on Friends With Money, Michelle Baltazar chats with financial adviser and author of Insufficient Funds James Millard.

Grow your wealth and learn the secrets to making your money work harder, not the other way around.

• The 4 Pillars of Financial Success 
• Understanding Concessional vs. Non-Concessional Contributions
• Why a Financial Advisor Can Be Your Best Friend

#friendswithmoney #michellebaltazar #jamesmillard #financialadvice

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Building wealth through investing is a gradual process – one that naturally comes with its fair share of success and setbacks.

This week on the Friends With Money podcast, Money's Tom Watson talks with financial educator and author Natasha Etschmann (@tashinvests) about her investment journey and the insights she’s gained along the way.

• What made you want to get into investing?
• Why did you decide to write How To Not Work Forever?
• How do you find the money to invest?
• What’s your view on paying off a mortgage vs investing in shares?
• Are you a fan of dollar cost averaging or lump sum investing?
• What are the investing mistakes you often see people make?

#friendswithmoney #tomwatson #natashaetschmann #investing

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July 1st brings money-savings changes!

In this BONUS episode of the Friends With Money Podcast, Money's Vanessa Walker and Tom Watson break down the latest financial changes that could save you money.

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There's a lot of misinformation out there about building a property portfolio, and making the wrong decisions can seriously stall your investment journey.

This week on the Friends With Money podcast, Money's Michelle Baltazar cuts through the noise with Damian Collins, property expert and financial guru.  

Together they help you:

• Debunk the median price myth
• Become a neighbourhood insider
• New vs Old: Make an informed choice
• Avoid emotional pitfalls
• Craft your dream portfolio

#friendswithmoney #michellebaltazar #damiancollins #property

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Should your investment portfolio have a home bias, an international focus or something in between?

On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by Tony Sycamore, market analyst at IG Australia, to discuss local and international markets and asset allocation.

• How optimistic are traders about local and global markets?
• Which Australian and international stocks are investors trading?
• Is there any issue with having a home bias?
• What are the pros and cons of holding local or international equities?
• How do geopolitical events impact markets?
• How can first timers go about getting international exposure?

#friendswithmoney #tomwatson #tonysycamore #investing

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Can't afford to BUY a house on your own?  Property pals might be your answer!

With the typical home loan repayment between $3000-$7000 PER MONTH, sharing the burden with your friends may be the key to home ownership.

This week on the Friends With Money podcast, Money's Michelle Baltazar chats with Matt Bowen, head of consumer and market insights at ING, about this NEW option for purchasing property. IT COVERS

• The latest survey on home ownership
• What is a property pal?
• How do you start?
• How do you protect yourself if things go awry?

#friendswithmoney #michellebaltazar #mattbowen #propertypals

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Forget confusing financial jargon and feeling lost in a sea of investment options!  

Is a financial advisor the missing piece to your financial puzzle, or is that an unnecessary cost?

This week on the Friends With Money podcast, Money's Michelle Baltazar is joined by Financial Advisor Jeremy Lack from TelstraSuper as they debunk the myths about seeking simple solutions to financial planning.

Tune in to find out:

• The hidden benefits of financial advice (beyond just investments and taxes)
• The ideal times in life to seek professional guidance
• Top tips for keeping your financial plan on track
• What to expect when it comes to the cost of financial advice

#friendswithmoney #michellebaltazar #jeremylack #financialadvice

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Disclaimer:

Jeremy Lack is a financial adviser with Telstra Super Financial Planning Pty Ltd ABN 74 097 777 725 AFS Licence No. 218705. TelstraSuper Financial Planning provides financial advice service to members of TelstraSuper ABN 85 502 108 833. Telstra Super Pty Ltd ABN 86 007 422 522 is the trustee of TelstraSuper and wholly owns TelstraSuper Financial Planning. Advice that Jeremy gives is of a general nature and does not take into account the particular circumstances or needs of any specific person and because of that, you should consider your own circumstances before acting on any advice . If you are considering acquiring a financial product from TelstraSuper you should read the relevant product disclosure statement and target market determination before making a decision which are available at www.telstrasuper.com.au. The financial services guide for TelstraSuper Financial Planning is available at www.telstrasuper.com.au

Australians have $1.5 trillion stashed away in deposit accounts, but are we losing out by settling for subpar savings rates?

This week on the Friends With Money podcast, Money’s Tom Watson is joined by Rachel Wastell, personal finance expert at Mozo, to chat about setting yourself up for savings success.

• Have banks passed on cash rate hikes to savers?
• What are the highest savings account rates around?
• Why are some savers reluctant to switch banks?
• How can you choose an account that suits your needs?
• How safe is money in the bank?

**Clarification: The Financial Claims Scheme (referenced in this episode) covers deposits of up to $250,000 per account holder, per ADI. For more information visit APRA’s Financial Claims Scheme hub.

#friendswithmoney #tomwatson #rachelwastell #savings

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Ready to build wealth but unsure how to begin? Investing in stocks is a great way to jumpstart your financial future.

Thanks to new online platforms and mobile apps, trading is more accessible than ever.

This week on the Friends With Money podcast, Money's Michelle Baltazar explores the world of stock investing with Craig Keary, CEO of SelfWealth.

They tackle common questions like:

• What does a typical investment portfolio look like?
• How much money do I need to start investing?
• What is a HIN (Holder Identification Number) and why is it important?
• What are the biggest misconceptions people have about investing?

#friendswithmoney #michellebaltazar #craigkeary #investing

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