Friends With Money

Home prices are rising and interest rates falling, so do buyers or sellers hold the cards leading into the spring property season?

On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by Dr Nicola Powell, chief of research and economics at Domain, to discuss the latest on property prices and preview the spring property season.

#friendswithmoney #tomwatson #nicolapowell #property #spring

00:59 Spring property market preview

01:45 Current property market trends

03:43 Impact of cash rate reductions

05:07 Profits and losses in the housing market

06:17 Spring selling season insights

09:19 Market outlook for 2025 and beyond

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The RBA dropped the cash rate once again at its August meeting, so which banks have already passed the cut on to mortgage and savings customers?

On this bonus episode of the Friends With Money podcast, Money’s Tom Watson is joined by Graham Cooke, head of consumer research at Finder, to run through the latest home loan and savings changes following the August RBA cut.  

#friendswithmoney #tomwatson #grahamcooke #rba #mortgages

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There are many parts to building sturdy financial foundations, but it’s hard to argue against the importance of property in that mix.

This week on the Friends With Money podcast, Money’s Tom Watson is joined by financial advisor and author, Helen Baker, to talk about her latest book ‘Money for life’ and the role of property in building financial security. They discuss:

• Five fundamental financial foundations
• Buying a home versus an investment property
• What buyers often don’t not know about property finance
• Property and opportunity cost
• The benefit of owning property in retirement

#friendswithmoney #tomwatson #helenbaker #property

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From mix-ups and records highs to new ETF listings, the past week has been full of action on the ASX.

On this bonus episode of the Friends With Money podcast, Money’s Tom Watson is joined by Samy Sriram, market analyst at Stake, to discuss the new exchange traded funds from Betashares and Global X and to provide an update on the performance of the local market.

#friendswithmoney #tomwatson #samysriram #asx #etfs

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Balancing emotions, managing relationships, making practical financial decisions – dealing with an inheritance isn’t always simple.

On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by Melody Edwards, a senior financial adviser at Evalesco, to discuss the hidden costs of inheritance and aligning a windfall with your financial goals.

00:00 Introduction

02:52 Emotional and relationship dynamics of inheritances

07:43 Practical advice for managing an inheritance

10:08 Short-term and long-term financial strategies for inheritances

16:32 Final thoughts and tips

18:13 Conclusion and farewell

#friendswithmoney #tomwatson #melodyedwards #inheritance

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In this episode of the Friends With Money Podcast, Vanessa Walker, managing editor of Money, interviews Paolo Sironi, a global research leader in banking and finance from the IBM Institute for Business Value, about the transformative impact of AI on the banking sector, its innovations, and the emerging trends of digitalisation, personalisation, communication, and platformisation.

They also delve into the risks associated with AI, such as data breaches, and the importance of AI literacy and talent in the banking industry. 

Sironi provides insights on how Australian banks can stay competitive, especially by focusing on the small and medium-sized enterprises (SME) market, and the need to adapt risk management practices to leverage AI effectively. 

00:45 The evolution of banking with AI 

04:08 AI and customer security risks 

07:32 The rise of agentic AI in banking 

10:12 Australian Banks: staying competitive with AI 

15:27 Managing risk with AI 

18:45 Future innovations and opportunities 

#friendswithmoney #vanessawalker #paolosironi #aibanking

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In this bonus episode of the Friends With Money podcast, Money's Michelle Baltazar chats with David Higgins, CTO at Eftsure, about the alarming rise in a scam known as ghost tapping.

Higgins explains what the new scam is, what to watch out for, and how to protect yourself.

#friendswithmoney #michellebaltazar #davidhiggins #hackers

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Volatility has been the major theme in investment markets during the first six months of 2025, but is that likely to continue?

On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by Jonathan Shead, Australian head of investments at State Street Investment Management, to discuss the recent performance of equity and fixed income markets and take a look at the months ahead.

01:52 Volatility, macroeconomics and geopolitics

05:48 Equity market performance

08:54 Fixed income insights

11:06 Gold analysis

13:51 Future forecast 

#friendswithmoney #tomwatson #jonathanshead #investing #markets

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Bitcoin has notched yet another record high, but can the bull market continue or will prices come back down to earth?On this bonus episode of the Friends With Money podcast, Money’s Tom Watson is joined by Charlie Sherry, head of finance at BTC Markets, to discuss the latest surge in the price of Bitcoin and the drivers behind it.

#friendswithmoney #tomwatson #charliesherry #bitcoin

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Interested in the idea of investing regularly, but don’t have tons of cash to contribute? Micro-investing could be the solution.

This week on the Friends With Money podcast, Money’s Tom Watson is joined by Kylie Purcell, investments analyst at Finder, to run through the ins and outs of micro-investing.

They discuss:

• How micro-investing differs from traditional investing
• The major micro-investing apps and platforms in Australia
• Which assets investors can trade on micro-investing platforms
• Some of the benefits and downsides of micro-investing
• Micro-investing fees and the impact on returns

#friendswithmoney #tomwatson #kyliepurcell #microinvesting

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