Ever wondered if it’s possible to take out a loan to build your share portfolio? After all, investment loans are common place in property investing.

This week on the Friends With Money podcast, Money’s Tom Watson is joined by Lily Elliott, head of margin lending specialists Leveraged, to discuss the ins and outs of margin loans.

• How are margin loans different from other loans?
• What kind of equities can be purchased with a margin loan?
• How much can investors borrow, and what determines that?
• When and how do investors pay the loan back?
• What are the potential risks and benefits involved?

#friendswithmoney #tomwatson #lilyelliott #investing #marginloans

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Home internet and mobile plans may have become part and parcel of everyday life, but that doesn’t mean you need to be paying over the odds to stay connected.

This week on the Friends With Money podcast, Money’s Tom Watson is joined by the managing editor of WhistleOut Australia, Alex Choros, to discuss getting a better deal on your broadband and mobile phone plans.

• Who are the different providers?
• How do mobile networks and the NBN work?
• What are the most important features when comparing plans?
• What are some of the cheapest mobile and internet deals around?
• Which providers are offering the best value plans?
• How can Australians stay connected while travelling overseas?

#friendswithmoney #tomwatson #alexchoros #broadband #mobile

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When it comes to online shopping, we've quickly become experts at undermining our long-term financial goals.

Making better decisions that prevent us from going further into debt and increase our overall cashflow is the key to getting what we want.

This week on the Friends With Money podcast, Money's Michelle Baltazar chats with financial educator, The Broke Generation podcast host, and author Emma Edwards about the 3 ways you can start to improve your spending habits.

• The importance of financial psychology
• Slow down your purchase decisions
• The good, bad, and ugly of buy-now-pay-later
• Stick to your budget, but you can have several

Link:

Go to moneymag.com.au for your chance to win one of Emma's new books

#friendswithmoney #michellebaltazar #emmaedwards #goodwithmoney #thebrokegeneration

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Australians are set to pay less income tax from July this year, so what’s changed and who will benefit the most?

This week on the Friends With Money podcast, Money’s Tom Watson is joined by the director of tax communications at H&R Block, Mark Chapman, to discuss the revamped stage three tax cuts.

• Why were the stage three tax cuts proposed in the first place?
• What did the original stage three cuts look like?
• What changes has the government made, and why?
• How much money can taxpayers expect to save?
• How quickly will people notice a difference in their pay?

#friendswithmoney #tomwatson #markchapman #tax

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With prices soaring above a million dollars, breaking into the property market is a daunting quest.

If you're just starting out, Is there a way to own your own home, or is it mission impossible?

This week on the Friends With Money Podcast, Money's Michelle Baltazar chats with John Pidgeon, author of Sort Your Property Out & Build Your Future, about overcoming the challenges of the current market.

• Is there a perfect time to enter the market?
• How do you save for a deposit?
• What you can buy now vs your forever home
• Five tips to achieve your goals

#friendswithmoney #michellebaltazar #johnpidgeon #propertyinvestment

Enter now for your chance to win one of the ten copies of John Pidgeon's Book

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Australian investors poured billions of dollars into exchange-traded funds during 2023, but which ETFs returned favour with the best performance?

This week on the Friends With Money podcast, Money’s Tom Watson is joined by Cameron Gleeson, senior investment strategist at Betashares, to chat about the performance of the ETF market in 2023 and look forward to the trends emerging in 2024.

• What’s driven the appetite for ETFs in the last decade?
• What made fixed-income ETFs so appealing last year?
• What are the most popular ETFs on the market?
• Which ETFs were the best performers in 2023?
• Are there any ETF trends worth keeping an eye on in 2024?

#friendswithmoney #tomwatson #camerongleeson #investing

Read more about the 2023 Australian ETF review from Betashares. 

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Retirees will naturally want to make the most of their super come retirement, so what kind of income strategies can they employ to ensure their nest egg lasts the distance?

This week on the Friends With Money podcast, Money’s Tom Watson is joined by Caroline Rees of TelstraSuper Financial Planning to chat retirement income strategies.

• How should retirees think about longevity?
• Is expenditure likely to change throughout retirement?

• What kind of retirement income strategies can people employ?
• How can retirees deal with volatility?

#friendswithmoney #tomwatson #carolinereese #superannuation

This episode is brought to you by TelstraSuper.

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Caroline Rees is a financial adviser with Telstra Super Financial Planning Pty Ltd ABN 74 097 777 725 AFS Licence No. 218705. TelstraSuper Financial Planning provides  financial advice service to members of TelstraSuper ABN 85 502 108 833. Telstra Super Pty Ltd ABN 86 007 422 522 is the trustee of TelstraSuper and wholly owns TelstraSuper Financial Planning  Advice that Jeremy gives is of a general nature and does not take into account the particular circumstances or needs of any specific person and because of that, you should consider your own circumstances before acting on any advice . If you are considering acquiring a financial product from TelstraSuper you should read the relevant product disclosure statement and  target market determination before making a decision which are available  at  www.telstrasuper.com.au .

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Higher than expected price growth surprised many experts last year, but how will the property market perform in 2024?

This week on Friends With Money, host Tom Watson is joined by Terry Ryder, managing director of Hotspotting, to dig into the standout property locations around the country for 2024.

• How did property markets perform in 2023?
• What will drive property prices in 2024?
• What are the standout locations for growth?
• Will property prices fall anywhere?

#friendswithmoney #tomwatson #terryryder #property

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2024 is heating up to be a great year to invest in the stock market!

What are the hot stocks you should be paying attention to?

This week on the Friends With Money Podcast, Money's Michelle Baltazar chats with Jess Amir, MooMoo's Market Strategist, about her top tips on what to watch out for in 2024.

• Simple ways to start investing
• Ways to educate yourself on the stock market
• Megatrends for 2024

#friendswithmoney #michellebaltazar #jessamir #moomoo

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What type of investor are you? To get the best return on investment, you need to know!

This week on the Friends With Money podcast, by popular demand, Money's Michelle Baltazar chats with Money's investment guru, podcaster, and author, Marcus Padley, about defining investor types by colour.

• What colour are you?
• Beware the red zone
• True blue is probably you

#friendswithmoney #colour #invest #michellebaltazar #marcuspadley

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