In this podcast episode, Cody Askins sits down with John Clayton, a successful insurance agent who shares his inspiring journey of starting out in the insurance industry and facing a major setback with $17,000 in chargebacks within his first 5 months. He discusses the lessons he learned from this experience and provides valuable tips for insurance agents on how to avoid chargebacks and protect their income.  John also talks about the challenges of managing two jobs in the beginning, all while working towards his ultimate goal of owning his own insurance agency. He shares his strategies for balancing work and personal life, and how he maintained focus on his long-term goals.  If you're an insurance agent looking to grow your business and achieve success in the industry, this podcast episode is a must-watch.