Just Verdicts

From $45,000 Offer to $694,500 Verdict, with Bob and Zach Janssen and Ryan Froelich


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When an insurance company told an injured driver to “take it or leave it,” the team at Janssen Law took the company to trial. In this case breakdown with host Brendan Lupetin, Bob Janssen, Ryan Froelich, and Bob’s son Zach Janssen explain that the insurer offered $45,000 – while their client had $93,000 in medical bills alone. They faced challenges, including a conservative Green Bay market and a client who didn’t have surgery and continued to work full-time. But they focused on her chronic pain and leveraged innovative trial strategies, like Ryan's memorable analogy to a grocery store visit gone wrong. The jury awarded $694,500.

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☑️ Bob Janssen

☑️ Ryan Froelich | LinkedIn 

☑️ Zach Janssen

☑️ Janssen Law on LinkedIn | Facebook | YouTube

☑️ Brendan Lupetin | LinkedIn

☑️ Lupetin & Unatin, LLC

☑️ Connect: Facebook | LinkedIn | YouTube

☑️ Subscribe: Apple Podcasts | Spotify | YouTube

Episode Preview
  • The Janssen Law team’s client suffered a meniscal tear when she was rear-ended while driving her son on a snowy Wisconsin day.
  • Progressive Insurance paid their $100,000 limits, but Wadena Insurance offered only $45,000 against the client's $500,000 underinsured motorist coverage.
  • The defense contested liability even in a clear rear-end collision, creating opportunities for the plaintiff's team to highlight their failure to accept responsibility.
  • Two treating doctors testified live at trial: a chiropractor with 35 years of experience and a pain management doctor who performed injections and radiofrequency ablations.
  • The treating doctors distinguished between the client’s prior medical history and what she dealt with in the five years after it. “The jury saw it clear as day,” Ryan says.
  • In his closing, Ryan compared the client's experience securing coverage from Wadena to paying for groceries but having items removed from the bags before leaving the store.
  • The team created a special verdict demonstrative that treating doctors filled out during testimony, establishing credibility for their damage calculations.

Ready to refer or collaborate on med mal, medical negligence, and catastrophic injury cases? Visit our attorney referral page at PAMedMal.com/Refer. We handle cases in Pennsylvania and across the United States.

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Just VerdictsBy Brendan Lupetin

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