Who should pay on the first date? Editor Krissi Amiet joins Katie and Josie for part one of our deep dive into the awkward money side of dating. Plus, pulling cons, the amount of cash you need to be happy and using credit cards to your advantage.

Check back next week for the queer perspective on dating.

The financial new year is upon us and Katie and Josie have some money-related resolutions to share. Also, we talk ethical superfunds and banks, "money personalities" and the real cost of being a woman.

How does someone get sucked into a multi-level marketing scheme? What's it like on the inside? How do you eventually get out? Josie and Katie speak to Sarah Michael, 25, who started selling Nutrimetics at the too-young age of 19. Plus, we chat about the moral imperative of AfterPay and Katie's secret rich business class experience.

Lillian Ahenkan, aka Flexmami, has a lot of income streams: she's a DJ, presenter, podcaster, beauty content creator, writer, model and more. She talks to Katie and Josie about refusing to be broke, how to hustle and which job makes her the most money.

Frugal Forever is created and produced by Katie Cunningham and Josephine Parsons. Produced by Aidan Molins.

Author Brodie Lancaster joins Katie to talk about how she makes freelancing work for her, from negotiating rates to the pesky business of paying your own tax and super. She also explains the money side of writing a book.

Created and produced by Katie Cunningham and Josephine Parsons. Produced by Aidan Molins

The average Australian woman spends $3600 a year on beauty, apparently. Amelia Marshall joins Katie and Josie to talk about how much they actually spend on beauty in a year and why we're damned if we do, damned if we don't. Plus, Katie attempts to justify her eyelash extensions and Josie admits a terrible money nay.

So just how much should it cost to do life? Katie and Josie audit each other's daily expenses, including private health insurance, F45 memberships and expensive dating apps. Plus, they share their biggest financial priorities.

At age 25, India Hickey found herself newly single, underemployed and in $10,000 worth of credit card debt. On today's episode of Frugal Forever she tells hosts Katie and Josie how she got into modelling to pay it off and Katie shares her own experience with credit card debt.

Frugal Forever is created by Katie Cunningham and Josephine Parsons.

Produced by Aidan Molins

Theme song is "Fantasy" by Illuid Haller

Cover art by Sam Langford

How much do you earn? What have you got in savings? What's the most stressed you've ever been about money? In the first episode of Frugal Forever, Katie and Josie ask each other the sticky questions and discuss why it's important to be open and honest about your finances.