Future Rich with Barbara Ginty, CFP®

In this episode, Barbara Ginty interviews the lovely Sarah! They cover topics such as...

• Setting financial goals for a home renovation and a ski-themed wedding in France
• The power of compound interest
• How Sarah achieved a salary increase through networking and following a successful mentor
• Whether or not she should prioritize retirement savings
• Future family planning and the potential for one-income household
• The psychological challenges of managing a higher salary and the importance of avoiding lifestyle creep

*APOLOGIES FOR THE AUDIO QUALITY IN THIS EPISODE! WE ARE ACTIVELY WORKING TO IMPROVE IT. THANK YOU FOR UNDERSTANDING!*

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Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich

Download a free guide today to help plan your financial future!

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Visit the Future Rich Podcast website for Financial Freebies and Classes

If you're looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That's drinkAG1.com/futurerich. Check it out and directly support the podcast!

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Happy First episode of 2024 and Season 7 of the Future Rich Podcast! Certified Financial Potter Barbara Ginty is joined by podcast producer Potter to discuss...

• The prevalence of misinformation on personal finance topics found online
• The importance of disclosures and disclaimers in financial advice and the potential consequences of not providing accurate info
• The increase in IRS audits and the challenges faced by freelancers during tax season
• The popularity of Roth IRAs and why Social Security should be rebranded to improve its reputation and address misconceptions
• Our plan for new mini-episodes and Q&A sessions

Watch this episode on YOUTUBE

Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich

Download a free guide today to help plan your financial future!

Follow us on Instagram

Follow us on TikTok

Visit the Future Rich Podcast website for Financial Freebies and Classes

If you're looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That's drinkAG1.com/futurerich. Check it out and directly support the podcast!

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

In today's THROWBACK episode, CFP and Future Rich Host Barbara Ginty does a deep dive on ROTH IRAs in our more casual *Wine Wednesday* format 🍷✨💸 Should we bring back our Instagram Live Q&A style episodes like this?

If you'd like to be a guest on the pod and get my thoughts on your finances, we're accepting guests for 2024! You can be anywhere in the world! If you're interested, send us an email ([email protected]) or give us a shout on social media @futurerichpodcast.

Download a free guide today to help plan your financial future!

Follow us on Instagram

Follow us on TikTok

Visit the Future Rich Podcast website for Financial Freebies and Classes

If you're looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That's drinkAG1.com/futurerich. Check it out and directly support the podcast!

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

In today's THROWBACK episode, CFP and Future Rich Host Barbara Ginty is joined by 25-year-old Napoleon!

Napoleon recently moved to New Haven from Denver. She works as a laboratory manager for a biotech company and recently got a huge pay increase! She has super low expenses (all food and entertainment are $300 per month!) and a great mindset when it comes to saving money due to her familial background.

She has big goals, including moving across the country, getting an MBA, and investing in property. Listen and find out what big goal Barbara thinks she should tackle first!

If you'd like to be a guest on the pod and get my thoughts on your finances, we're accepting guests for 2024! You can be anywhere in the world! If you're interested, send us an email ([email protected]) or give us a shout on social media @futurerichpodcast.

Download a free guide today to help plan your financial future!

Follow us on Instagram

Follow us on TikTok

Visit the Future Rich Podcast website for Financial Freebies and Classes

If you're looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That's drinkAG1.com/futurerich. Check it out and directly support the podcast!

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

In today's THROWBACK episode, CFP and Future Rich Host Barbara Ginty is joined by Morgan, who lives in NYC.

Morgan has had a pretty wild few years. Pre-pandemic, she worked as an actress and server. During the pandemic, she started a sales position in the corporate sphere. She is 35 and is at the point in her life where she wants to stop living "hand to mouth."

Her major goals are...

• To pay off her 13K in credit card debt 
• Save enough money to freeze her eggs
• Ramp up her emergency fund
• Feel stable enough to pursue acting full-time

Find out what Barbara's plan is for Morgan to be out of credit card debt in an estimated 6 months AND be able to put a significant amount of money towards freezing her eggs in 12 months.

If you'd like to be a guest on the pod and get my thoughts on your finances, we're accepting guests for 2024! You can be anywhere in the world! If you're interested, send us an email ([email protected]) or give us a shout on social media @futurerichpodcast.

Download a free guide today to help plan your financial future!

Follow us on Instagram

Follow us on TikTok

Visit the Future Rich Podcast website for Financial Freebies and Classes

If you're looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That's drinkAG1.com/futurerich. Check it out and directly support the podcast!

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Happy Friday! In today's THROWBACK episode I do a deep dive on Social Security. We will have new episodes in January 2024!

One of the key components of securing your retirement is through Social Security. There has also been a lot of news lately that Social Security Benefits might run out, which is why I wanted to hop on the pod and give you some insight into this fascinating program.

In this episode I discuss...

• The fascinating history of Social Security
• How Social Security works
• The different types of Social Security
• The changes I predict will happen to Social Security
• And much more!

Earlier this year, I went on GoBanking Rates Live Richer podcast with Jaime Catmull and discussed how to optimize your Social Security benefits! This would be a great episode to check out if you'd like to learn even more about Social Security. Listen to this episode HERE. 

Interested in learning even more? Enroll in my super extensive online class on Social Security in partnership with SUNY Ulster HERE.

If you'd like to be a guest on the pod and get my thoughts on your own personal finances, we're accepting guests for the rest of the season! You can be anywhere in the world! If you're interested, send us an email ([email protected]) or give us a shout on social media @futurerichpodcast.

Download a free guide today to help plan your financial future!

Follow us on Instagram

Follow us on TikTok

Visit the Future Rich Podcast website for Financial Freebies and Classes

If you're looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That's drinkAG1.com/futurerich. Check it out and directly support the podcast!

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Happy Friday! Today's THROWBACK episode is with our lovely guest Nora. We will have new episodes in January 2024!

Nora is a super humble Software Administrator from Eastern PA. She is only 34 years old, has already paid off her house, and is completely debt-free.

In this episode, Barbara and Nora discuss...

• Long-term financial planning
• Barbara's suggestions for Nora to get the biggest bang for her buck from a tax standpoint.
• Sneaking a Roth IRA inside of a 401k
• Non-retirement savings accounts
• The FIRE movement

We can't thank you all enough for tuning into the podcast every week for six seasons! We appreciate all of your support, this podcast would not happen without you! That's why we wanted to do a $100 Visa Gift Card giveaway for one lucky winner...

HOW TO ENTER OUR HOLIDAY GIVEAWAY:

• Rate and review us on Apple or Spotify by December 1st at 11:59 pm ET
• Send us a DM of your review on Instagram
• We’ll announce on Instagram the Monday following December 1st on December 4th

We can't wait to see who wins! Leaving reviews on the podcast is the best way to help boost us up on the podcast platforms and helps more listeners find #FutureRich.

Download a free guide today to help plan your financial future!

Follow us on Instagram

Follow us on TikTok

Visit the Future Rich Podcast website for Financial Freebies and Classes

If you're looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That's drinkAG1.com/futurerich. Check it out and directly support the podcast!

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

In today's SEASON 6 WRAP UP episode, CFP Barbara Ginty is joined by the producer of the Future Rich Pod, Potter to discuss...

• Future Rich's plans for 2024
• High inflation, higher interest rates, and student loans no longer on pause
• Credit card debt is up over a trillion dollars collectively
• What to do consumerism is up across the apps

We can't thank you all enough for tuning into the podcast every week for six seasons! We appreciate all of your support, this podcast would not happen without you! That's why we wanted to do a $100 Visa Gift Card giveaway for one lucky winner...

HOW TO ENTER OUR HOLIDAY GIVEAWAY:

• Rate and review us on Apple or Spotify before December 1st, 2023
• Send us a DM of your review on Instagram
• We’ll announce on Instagram the Monday following December 1st on December 4th
• That's it!

We can't wait to see who wins! Leaving reviews on the podcast is the best way to help boost us up on the podcast platforms and helps more listeners find #FutureRich.

Download a free guide today to help plan your financial future!

Follow us on Instagram

Follow us on TikTok

Visit the Future Rich Podcast website for Financial Freebies and Classes

If you're looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That's drinkAG1.com/futurerich. Check it out and directly support the podcast!

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

"If you don't invest in your emotional wealth, it doesn't matter what your earnings are!"

In this week's extra special episode, Certified Financial Planner Barbara Ginty interviews financial literacy advocate, author, educator & keynote speaker Manisha Thakor (MBA, CFA, CFP).

Manisha has spent 25+ years working in a wide range of roles in the financial services industry – from investing for institutions to advising individuals. She is an ardent financial literacy advocate for women.

Manisha and Barbara discuss...

• The near-death situation that caused Manisha to take a leave of absence and re-evaluate her work-life balance
• Manisha's formula on how to measure what is "enough"
• Why self-worth doesn't equal net worth
• ... and so much more!

WATCH THIS EPISODE ON YOUTUBE!

Visit moneyzen.com to LEARN MORE about Manisha and to purchase her books MoneyZen, On My Own Two Feet, and Get Financially Naked.

Get resources from Manisha's website

Follow Manisha on Instagram

Connect with Manisha on LinkedIn

If you're looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That's drinkAG1.com/futurerich. Check it out and directly support the podcast!

Download a free guide today to help plan your financial future!

Follow us on Instagram

Follow us on TikTok

Visit the Future Rich Podcast website for Financial Freebies and Classes

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

In today's episode, CFP Barbara Ginty interviews the wonderful Kelly!

Kelly is 37 years old, lives in Chicago, and works in Marketing for a Food and Beverage company. Kelly is a rockstar saver and has over 500K in her combined savings! She also just purchased a condo!

Kelly and Barb discuss...

• Different mortgage rates and mortgage rate history
• How to navigate company benefits packages
• HSA vs FSA Open Enrollment
• The "seesaw" method of asset planning
• And so much more!

If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 yearsupply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich. Check it out and directly support the podcast!

Follow us on TikTok

Visit the Future Rich Podcast website for Financial Freebies and Classes!

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.