Future Rich with Barbara Ginty, CFP®

In this week's follow-up episode of #FUTURERICH Certified Financial Planner, Barbara Ginty interviews 29-year-old Jackie from episode 62! 2020 was the year of saving for Jackie, who still lives and works in the financial realm as a Financial Services Consultant in Charlotte, NC. Jackie still wants to be a CFP but has some bigger, more complicated goals in mind... we're talking F.I.R.E. people!

Learn what Barbara's advice is for Jackie to get herself to a place where working is optional and why it's good to have different "buckets" of money. (It'll make sense, we promise! Just listen to the episode!)

Listen to Jackie's first episode here: https://soundcloud.com/planancial/61-jackie-plot-twist

Follow Future Rich to stay up to date and let us know what topics you'd like Barbara to cover more in-depth this season!

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Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

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Happy Friday, Future Rich Fam!

In episode 106 of Future Rich, Certified Financial Planner Barbara Ginty interviews the lovely Selena, a Social Worker living in LA with her fiancé.

Barbara helps Selena develop a plan to get rid of her intimidating amount of student loan debt via the Public Service Loan Forgiveness Program and offers her advice on where to direct her savings (credit card debt or car loan?). Listen to find out where Barbara suggests Selena spend her money first; the answer may surprise you.

Here is an accompanying episode with expert guest Leslie H. Tayne Esq. that we think will benefit listeners with a substantial amount of student loan debt: https://soundcloud.com/planancial/79-expert-leslie-h-tayne-esq-budget-is-like-a-dirty-word

Follow Future Rich to stay up to date and let us know what topics you'd like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast

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Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

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"Transitioning from debt payoff to debt-free feels like an emotional breakup."

We are super excited to bring you today's EXPERT guest, the lovely personal finance writer and co-host of the Frugal Friends Podcast, Jen Smith! In this episode, Jen reflects on the highs and lows of her incredible 2-year journey to paying off $78K of debt with her husband.

Find out exactly how Jen shifted her mindset with money, smashed her no-spend challenges, and became debt-free, which made her realize that being frugal isn’t about necessity but rather about being a better steward of time and resources.

Watch the video version on our YouTube channel here: https://youtu.be/L6YmtAvPh3E

Find Jen here:

Frugal Friends Podcast

- https://www.frugalfriendspodcast.com/

- https://www.instagram.com/frugalfriendspodcast/

Modern Frugality

- https://www.modernfrugality.com/

- https://www.instagram.com/modernfrugality/

Follow Planancial to stay up to date and let us know what topics you'd like Barbara to cover more in-depth this season.

instagram.com/futurerichpodcast

facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

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In episode 104 of Future Rich, Certified Financial Planner Barbara Ginty interviews 26-year-old, Sophie who seems to have all of her financial ducks in a row!

Sophie lives in Los Angeles, California, with her partner and works as a product researcher for an educational tech company. She has been super busy since 2020 and just got a promotion. Her expenses aren't too bad, but she has to tackle a bit of, you guessed it, student loan debt.

Sophie is also interested in dipping her toes into the F.I.R.E. movement. What Is the F.I.R.E. movement exactly? F.I.R.E. stands for “Financial Independence, Retire Early.” It is a lifestyle movement to save and invest aggressively—somewhere between 50–75% of your income—so you can retire sometime in your 30s or 40s (who doesn't want that?!).

In this episode, Barbara helps Sophie come up with a concrete plan to pay off her student loans and also offers suggestions for her to get into

the F.I.R.E. movement early.

Follow Future Rich to stay up to date and let us know what topics you'd like Barbara to cover more in-depth this season.

instagram.com/futurerichpodcast

facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

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It all started one night with pizza, wine, and chats about credit card debt...

In episode 103 of Future Rich, Certified Financial Planner Barbara Ginty interviews her longtime friend, Lu, who actually helped Barbara transition to working full-time in personal finance way before the podcast even existed!

Lu lives in Western, NY (not upstate! there's a difference!) and works as an administrator in higher education. In the past, Barbara helped Lu tackle her intense credit card debt. Since then, Lu has made budgeting her bestie and hit almost all of her goals; she purchased her first home, received a degree in higher education, and finally has her student loans under control.

In this episode, Barbara not only creates a plan for Lu to accumulate MORE money for her emergency fund but also helps her organize the rest of her retirement money in a way that maximizes her savings.

Follow Future Rich to stay up to up to date and let us know what topics you'd like Barbara to cover more in-depth this season.

instagram.com/futurerichpodcast

facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands

We’re so excited to share our first expert episode of 2021 with you! In light of the recent volatility in the market and the surge of investing DMs we’ve been getting, our expert guest is Barbara Ginty’s longtime friend and mentor from her Bloomberg days, John McCormick! John McCormick is an Investment Professional with a wealth of knowledge in finance. In this episode, John and Barbara discuss why gambling in stocks is not investing, the phenomenon of the short squeeze, what it means to be a disciplined investor, why there are no dumb questions, and SO MUCH MORE!

Watch the video on our YouTube channel here: https://youtu.be/jDZydVa84O0

DISCLAIMER:

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Follow Planancial to stay up to up to date and let us know what topics you'd like Barbara to cover more in-depth this season.

instagram.com/futurerichpodcast

facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands

In this week's FIRST episode of 2021, Future Rich host and CFP Barbara Ginty interviews the lovely Zoey B!

This hard-working 29-year-old is working two jobs while attending nursing school in Buffalo, NY. Zoey works part-time as a nursing assistant and as a nanny and spends the rest of her time studying, going to night school, and a weekly clinical. Between student loans, credit card debt, and a personal loan, Zoey describes herself as "just like a piece of debt" because it's so overwhelming! Although things are in flux in Zoey B's life, Barbara lays out a roadmap for her to develop good habits. The good thing is since Zoey B has so much going on she has less time to spend money!

Listen to learn what tips and tricks Barbara has for Zoey to plow through her student loan debt and take advantage of the benefits that her work offers.

Follow Planancial to stay up to up to date and let us know what topics you'd like Barbara to cover more in-depth this season.

instagram.com/futurerichpodcast

facebook.com/planancial

Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

Advertising Inquiries: https://redcircle.com/brands

Guess what? We are BACK from winter break! We missed you guys so much! In this first episode of 2021 (THANK GOSH 2020 IS OVER!) Certified Financial Planner Barbara Ginty catches us up on what the Future Rich team has been up to. There are tons of super exciting things in store for this new year including rebranding the entire Future Rich online presence including a new website and new courses, we are featuring some INCREDIBLE guests, and also giving you all some brand new FREEBIES which you can find on our website.

Follow us to stay up to up to date and let us know what topics you'd like Barbara to cover more in-depth this season!

instagram.com/futurerichpodcast

facebook.com/planancial

There are still a few openings for guests on the podcast! 🎙️

If you are interested in being an anonymous guest on the Future Rich Podcast with Barbara Ginty, CFP® fill out this form:

https://docs.google.com/forms/d/e/1FAIpQLSer1diwsAMARXM-4WrMHJT049vq52GEAWtPy33BDKOSq97xKg/viewform

We do the podcast remotely, so you can do the interview from the comfort of your own couch!

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Can you believe it? Season 3 of #FutureRich seemed to fly by!

Thank you to every single one of our lovely listeners for tuning in

with us every Friday during this crazy 2020.

We'll be back in 2021 with more in-depth personal finance interviews and insightful chats with experts along with some FREEBIES and personal finance courses that you should keep your eyes peeled for.

We want to hear from you: what types of experts do you want us to interview in 2021? What types of podcast episodes are you interested in?

OR do you want to be a guest?? If you or a friend want to be on the podcast please let us know. You can be anywhere in the world and we'll make it happen.

Find us on Instagram + Facebook @Planancial or send us an email [email protected] if you'd like to get in touch!

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Do you want to know how to talk about money with your significant other? What about with your family too? Should you date someone without knowing their finances? In this week's expert episode of #FUTURERICH, CFP Barbara Ginty interviews for the second time the lovely Erin Lowry, author of the insightful, Broke Millennial ® series. Together, they take a deep dive into navigating awkward and uncomfortable financial conversations which is the subject of Erin's newest book BROKE MILLENNIAL TALKS MONEY which you can preorder wherever books are sold!

In order to access a free bonus networking chapter of BROKE MILLENNIAL TALKS MONEY email your proof of purchase with a screenshot of the receipt to [email protected] and put "Future Rich" in the subject line. That is available for anyone who buys the book until January 2021!

We are ALSO doing a special giveaway in honor of our 100th episode of Future Rich! Three lucky winners have the chance to win their own free copy of Erin's new book! All you have to do to enter is rate and review us on Apple Podcasts. We will pick our winner on December 1st!

Keep up with Erin here:

Instagram: @BrokeMillennialBlog

Twitter: @BrokeMillennial

Website: https://brokemillennial.com/

Follow Planancial to stay up to up to date and let us know what topics you'd like Barbara to cover more in-depth this season.

Instagram: @Planancial

Facebook: @Planancial

Enroll in our FREE courses at www.planancial.com

Advertising Inquiries: https://redcircle.com/brands