What if the reason your debt feels impossible isn’t the number, but the way you’re thinking about it? This episode speaks directly to women who’ve done “everything right,” earn good money, and still feel stuck staring at balances that don’t seem to move. If you’re wondering whether you’re missing something obvious, Erin and Keri offer a perspective shift. 

Join our online community: www.getthehelloutofdebt.com 

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Pay off debt first. Always. Or… maybe not? Money decisions don’t exist in a vacuum, and neither do you. If you’ve ever felt torn between paying down debt and building your future, Erin Skye Kelly offers a way to think critically instead of automatically following someone else’s rules.

Join our online community: www.getthehelloutofdebt.com 

Today’s episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/skye

Support our sponsor, Chime. Chime is not just smarter banking, it is the most rewarding way to bank. It just takes a few minutes to sign up at chime.com/erin 

Thanks also to Function Health. You can own your health for $365 a year. Visit www.functionhealth.com/ERIN or use gift code ERIN25 for a $25 credit toward your membership.

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Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore.

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Today we explore what happens when a capable, high-achieving woman realizes her biggest financial issue isn’t income or intelligence, it’s avoidance. Suzanne walks through the mindset shifts, habits, and decisions that helped her move from overwhelmed to steady, and from debt stress to long-term planning, thanks to Erin and Get The Hell Out Of Debt. 

Join Suzanne in our online community: www.getthehelloutofdebt.com 

Today’s episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/skye

Support our sponsor, Chime. Chime is not just smarter banking, it is the most rewarding way to bank. It just takes a few minutes to sign up at chime.com/erin 

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Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore.

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Money paperwork is one of the most avoided parts of personal finance, and this episode tackles it head-on. Erin and Keri break down what financial documents actually matter, what can be tossed, and how to create a simple system that doesn’t require perfection or fancy tools. If stacks of paper, unopened mail, or digital chaos have been quietly stressing you out, Erin offers a realistic way to get it under control.

Join our online community: www.getthehelloutofdebt.com 

Today’s episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/skye

Support our sponsor, Chime. Chime is not just smarter banking, it is the most rewarding way to bank. It just takes a few minutes to sign up at chime.com/erin 

Leave us a voicemail message here: www.speakpipe.com/erinskyekelly 
Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore.

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Many women say they want financial calm, but their behavior quietly signals something else. Erin Skye Kelly challenges some deeply ingrained beliefs about money, self-respect, and responsibility that keep smart, capable women stuck in stress cycles. If budgeting has felt restrictive, shame-filled, or short-lived for you, Erin and Keri reframe money management as something very different and far more sustainable.

Join our online community: www.getthehelloutofdebt.com 

Today’s episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/skye

Support our sponsor, Chime. Chime is not just smarter banking, it is the most rewarding way to bank. It just takes a few minutes to sign up at chime.com/erin 

Leave us a voicemail message here: www.speakpipe.com/erinskyekelly 

Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore.

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Valerie’s story isn’t about perfection, it’s about decision-making. Erin and Keri talk to Valerie about how one clear choice changed the trajectory of her financial life, even after setbacks that could have easily kept her stuck. It’s an honest look at discipline without punishment, progress without burnout, and why consistency matters more than motivation.

Join our online community: www.getthehelloutofdebt.com 

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Today’s episode is brought to you by Air Doctor Pro. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/ 

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Money stress doesn’t usually come from one big mistake, it comes from years of small decisions left unexamined. Erin and Keri are reviewing some staggering money statistics and discuss why budgeting feels optional, why debt feels permanent for so many people, and how avoidance quietly erodes financial confidence. Erin shares a direct, honest look at how real progress starts long before the numbers change.

Join our online community: www.getthehelloutofdebt.com 

Today’s episode is brought to you by Air Doctor Pro. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/ 

Around here, we LOVE Flytographer! Remember your favorite stories, forever, with Flytographer. Get $25 your first Flytographer photo shoot when you use this link: https://flytog.co/ERINSKYEKELLY

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Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore.

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Being asked to stand beside someone on one of the biggest days of their life can quietly turn into a financial minefield. Erin Skye Kelly explores what happens when expectations go unspoken, costs keep creeping up, and staying silent feels easier than speaking honestly. Have you ever felt torn between being supportive and staying financially grounded? Listen in to shift how you think about loyalty, boundaries, and long-term consequences.

Join Lindsay in our online community: www.getthehelloutofdebt.com 

Today’s episode is brought to you by Air Doctor Pro. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/ 

Around here, we LOVE Flytographer! Remember your favorite stories, forever, with Flytographer. Get $25 your first Flytographer photo shoot when you use this link: https://flytog.co/ERINSKYEKELLY

Leave us a voicemail message here: www.speakpipe.com/erinskyekelly 

Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore.

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This is a fan-favorite episode for a reason. Colby went from buried under six figures of debt to building a future she once couldn’t imagine, all while navigating new motherhood and a marriage carrying more weight than it appeared from the outside. This replay dives into the reality of what it takes to get out of debt when life doesn’t pause or cooperate. If you’ve ever felt overwhelmed, discouraged, or tempted to give up, this story will hit home. Stick around until the end for a special update from Colby on where her journey has taken her since we first talked.

Join our online community: www.getthehelloutofdebt.com 

Today’s episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/skye

Support our sponsor, Chime. Chime is not just smarter banking, it is the most rewarding way to bank. It just takes a few minutes to sign up at chime.com/erin 

Leave us a voicemail message here: www.speakpipe.com/erinskyekelly 

Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore.

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There’s a noticeable difference between people who talk about getting out of debt and people who actually do it. And surprisingly, it has very little to do with spreadsheets, interest rates, or financial knowledge. Erin and Keri reveal the patterns, behaviors, and internal shifts that consistently show up when debt finally stops being a revolving door.

Join our online community: www.getthehelloutofdebt.com 

Today’s episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/skye

Support our sponsor, Chime. Chime is not just smarter banking, it is the most rewarding way to bank. It just takes a few minutes to sign up at chime.com/erin 

Leave us a voicemail message here: www.speakpipe.com/erinskyekelly 

Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore.

Learn more about your ad choices. Visit megaphone.fm/adchoices