The Military Money Manual Podcast

Guard & Reserve: Financial Flexibility and Career Stability with Sam Lewis #191


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Think your military career ends with active duty? Think again. Sam Lewis reveals how Guard and Reserve service can unlock financial freedom, career flexibility, and long-term stability...without sacrificing family life or future goals

Guest: Sam Lewis, CFP®, ChFC®, MQFP Founder of SJL Financial | Delaware Air National Guard | Member of Military Financial Advisors Association

Key Topics Covered:

  • Transitioning from active duty to Guard/Reserve service
  • Flexibility in career paths, retraining, and deployment options
  • AGR (Active Guard Reserve) positions and lifestyle benefits
  • Retirement points system and pension planning
  • VA disability eligibility and pay coordination
  • Healthcare options: TRICARE Reserve Select vs. civilian plans
  • GI Bill usage, transfer strategies, and state-level tuition assistance
  • Dual-income household stability and homeownership advantages
  • Civilian employer benefits during military service (e.g., double-dipping, 401k match)
  • State-level Guard benefits: education, emergency relief, childcare subsidies
  • Managing TSP and 401k contributions across military and civilian careers
  • Importance of understanding retention vs. accession standards for reentry
  • Strategic use of military leave and maximizing compensation

Resources Mentioned:

  • Sam Lewis's website: https://wecanplanforthat.com
  • LinkedIn: https://www.linkedin.com/in/samlewisfinancial
  • Military Financial Advisors Association (MFAA): https://militaryfinancialadvisors.org
  • Friendly Forces employer benefits directory: https://friendlyforces.org
  • Childcare Aware through NACRA: https://www.childcareaware.org

Remember: Your military career doesn't have to end (or begin) with active duty. Guard and Reserve service offers flexibility, financial stability, and continued access to valuable benefits, often with fewer disruptions to family life and career goals.

Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor

Over 19,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3

In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card.

  • https://militarymoneymanual.com/amex-platinum-military/

  • https://militarymoneymanual.com/chase-sapphire-reserve-military/

Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3

If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com.

Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE!

If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

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The Military Money Manual PodcastBy Spencer Reese from MilitaryMoneyManual.com

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