June 05, 2025

Hard Decisions Today Bring Freedom Tomorrow

2 hours 8 minutes

🔗 ⁠⁠Share the Ramsey 101 Playlist!⁠

George Kamel and Dr. John Delony answer your questions and discuss:

"Should I leave an inheritance to my children who won't speak to me?"

"My dad's car was impounded and we didn't pay the fines. Now it's being sent to collections, how do I help him in this?"

"My wife and I disagree on whether my son should help pay for his college."

"We've been struggling to survive month-to-month and we're behind on our debt. How do we get out of this?"

"Is it too late to get out of my debt consolidation program?"

"Is it a good idea to transfer my car loan balance to a balance transfer credit card?"

"I've been with my financially irresponsible boyfriend for 20 years and I'm fed up and don't know what to do."

Next Steps:

✅ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠send us an email.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📱 ⁠⁠⁠Download the free Ramsey Network app! ⁠⁠⁠

📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠

📖 Have more money and less stress with George Kamel's book, Breaking Free From Broke!

👩‍❤️‍💋‍👨 ⁠⁠⁠⁠Get tickets for Money & Marriage Getaway.⁠⁠

🏠 ⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home.⁠⁠⁠

Connect with our Sponsors:

Stop paying more and start shopping smarter at ⁠ALDI⁠

Get 10% off your first month of⁠ BetterHelp⁠

Go to ⁠Boost Mobile⁠ to switch today!

Learn more about⁠ Christian Healthcare Ministries⁠

Get started today with⁠ Churchill Mortgage⁠

Get 20% off when you join ⁠DeleteMe⁠

Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!

Save 15% on your first ⁠Field of Greens⁠ order with code RAMSEY

Find top Health Insurance Plans at ⁠Health Trust Financial⁠

To find out more about student loan refinancing, check out⁠ Laurel Road⁠

Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠

Visit⁠ NetSuite⁠ today to learn more

Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠

Learn more about ⁠Timothy Plan⁠

Get started with ⁠YRefy⁠ or call 844-2-RAMSEY

Visit⁠ Zander Insurance⁠ for your free instant quote today!

Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠

Learn more about your ad choices. Visit megaphone.fm/adchoices

...more

View all episodes

By Ramsey Network

4.5

3778537,785 ratings