In this episode of Real Money, Real Experts, hosts Rachael DeLeon and Dr. Brandy Baxter sit down with the iconic Saundra Davis — master certified coach, financial well-being expert, and founder of Sage Financial Solutions — to explore the deeper layers of money, mindset, and human behavior.

Sandra shares her powerful journey from financial planning to financial coaching, unpacking why knowledge alone isn’t enough to create change — and how understanding our “money parts” through the Internal Family Systems (IFS) model can transform both our personal and professional relationships with money.

Together, they dive into:

1. How different parts of ourselves — the saver, the spender, the worrier, the giver — all try to protect us in their own ways
2. What it means to lead from our Self in financial decision-making
3. How to bring compassion, cultural humility, and mindfulness into client work
4. Why continuous learning, reflection, and safe community spaces like the AFCPE Symposium are vital for financial professionals

Whether you’re a coach, counselor, planner, or simply someone striving to make peace with money, this episode will leave you inspired to meet every “part” of yourself — and your clients — with grace, curiosity, and compassion.

Show Notes: 

03:24 Saundra’s Journey into Financial Coaching

06:18 The Framework of IFS (Internal Family Systems)

11:57 How to Heal Your Money Parts

28:37 A Behind-the-Scenes Look at Saundra’s Pre-Conference Session

36:37 Saundra’s Two Cents

Show Notes Links:

Listening When Parts Speak by Tamala Floyd

No Bad Parts by Richard Schwartz 

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Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today!

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