Her Dinero Matters

It's time for change. The financial system needs to better serve women, especially Latinas. I know that may sound controversial, but stay with me as you will learn how you can navigate it despite the odds and what one woman is doing to disrupt change.

We'll be diving into a thoughtful discussion on how we can better navigate the current financial system. To explore this important topic, I'm thrilled to be speaking with Vrinda Gupta, an inspiring leader in the FinTech space who is making huge strides in bridging systemic gaps for diverse communities. 

Vrinda is the CEO & Co-Founder of Sequin, a women’s finance club and fintech empowering women to step into financial freedom with banking, education, and community.

In this episode you will learn: 

For a quick recap of this episode go to http://www.jenhemphill.com/386

The post, How The Financial System Has Failed Women (and What You Can Do Despite This) | HDM 386 appeared first on the Her Dinero Matters Podcast.

Frustrated because you feel time has passed, and you haven't invested or saved? Stay tuned as today I'll share with you three steps you can start right away to take control of your finances.

The question of "I'm starting from zero, I'm 40+, with nothing to show but my income, what do I do?" is one I encounter frequently. If this resonates with you, know that you're not alone, and there's hope. It's not too late, you can make a positive change. In this episode, I'll guide you on getting unstuck with two key questions. Additionally, I'll clear up the confusion surrounding emergency funds and provide a straightforward system to help you manage your money.

In this episode you will learn: 

For a quick recap of this episode go to http://www.jenhemphill.com/385

The post,  Three Money Steps to Take When You Are Starting From Zero | HDM 385 appeared first on the Her Dinero Matters Podcast.

At some point, have you felt that finding stability between managing your finances and living your life is impossible? And after this, what follows is “te rendiste”.

What if I tell you that finding balance is not an illusion? I'm here to explain why it's within reach and offer actionable steps to maintain equilibrium between your life and your financial objectives.

We are already in the last show of this special 4-episode series. This means it's already the end of January, can you believe it? In this series, we have talked about what you can control, the importance of making more money, making sure you don't just save but make your savings multiply, and today is all about what you can do to live your life and reach your financial goals.

Are you prepared to start this journey?

In this episode you will learn: 

For a quick recap of this episode go to http://www.jenhemphill.com/384

The post,  Live Your Life, Not Just Your Budget | HDM 384 appeared first on the Her Dinero Matters Podcast.

Aren't you tired of those famous money phrases that, to be honest, don't really serve us much, like, for example, "save for a rainy day"?

And don't get me wrong, it's ok to save money, of course, but it's more than that, it's about making your money multiply.

In today's episode, I'll share three familiar strategies to not only save money but also ensure that your savings multiply.

Throughout this 4-part series, we've delved into two crucial points for the year: emphasizing what's within our control and recognizing the significance of increasing our income.

In today's episode, our focus shifts to saving for the future and ensuring our money multiplies. I'll guide you on what focusing on making your savings multiply will do for you. I will also provide a mini financial terminology 101 lesson, and reveal three essential areas to maximize your money multiplying potential.

In this episode you will learn: 

For a quick recap of this episode go to http://www.jenhemphill.com/383

The post,  Your Fast-Track to How to Earn More Money | HDM 383 appeared first on the Her Dinero Matters Podcast.

Have you been spending countless hours attempting to trim expenses to speed up paying off debt or saving/investing more? I know it is exhausting. 

The conventional wisdom of saving more and spending less, while effective, has its limits. Expenses can only be cut so far, potentially slowing down your journey to financial goals. However, focusing on ways to make more money can significantly improve your progress without the need for excessive budgetary restrictions.

How do you navigate this maze of options available? And how do you choose what is best aligned to your unique financial situation and time constraints? That is all covered in today’s discussion.

In this episode, we're exploring how to boost your income. From assessing what type of side hustle suits your lifestyle to unleashing your passions and skills, I’ll guide you through gig, sharing, and digital economies. You’ll also learn to align your efforts with financial goals, optimize your time, and amplify your earning potential. Whether monetizing hobbies, using online platforms, or investing in in-demand skills, I got you covered. 

In this episode you will learn: 

• How to identify your strengths, skills, interests and consider using those to earn more money.
• How to pick a side hustle that makes sense for you and the importance of keeping it simple.  
• How to decide if a side-hustle is what you need at this moment in your life.

For a quick recap of this episode go to http://www.jenhemphill.com/382

The post,  Your Fast-Track to How to Earn More Money | HDM 382 appeared first on the Her Dinero Matters Podcast.

I imagine you're already making your New Year's resolutions and feeling excited about everything you want to achieve with your finances. Or it could be that you're a bit scared due to all the things happening that are beyond our control (like inflation). I want you to know that it's completely normal to feel this way. What can we do to make reaching those goals a little easier? Stick around to listen to this episode to find out exactly how! 

Sometimes we feel powerless over what we can’t control, but you actually can do something to help combat it. Of course I have no magic wand to make inflation go away or anything else out of our control. However, if you focus on what you can control, you can minimize the impact from the things we cannot control. I am going to share with you exactly what those things are today. 

Welcome to part 1 of our 4-part series, where each week, we'll be sharing one thing to focus on for 2024.

In this episode you will learn: 

For a quick recap of this episode go to http://www.jenhemphill.com/381

The post,  Money Moves to Focus on What You Can Control | HDM 381 appeared first on the Her Dinero Matters Podcast.

Imagine if the key to reaching your financial goals doesn't lie within the goals themselves, but in the actions you take before even putting them to paper.

And it's this time of the year when we are excited thinking about our New Year’s goals or New Year’s resolutions. If you're like me, you're already thinking about what is next. Hey, and don't get me wrong, that's great. But before you continue, listen to this episode!

So, you already have your New Year’s goals written, ready to take action. And then, what can happen? Well, many of us find that by mid-January, we fall off the wagon and later you may get back on track, fall off again and so on. To prevent that from happening this time, there are three steps you can follow before you sit down to write your financial goals for the upcoming year. In today's episode, I'll share what those steps are.

In this episode you will learn: 

For a quick recap of this episode go to http://www.jenhemphill.com/380

Join our community on Facebook here: https://jenhemphill.com/community 

The post,  Three Crucial Steps Before Setting New Year Resolutions | HDM 380 appeared first on the Her Dinero Matters Podcast.

Have you heard that your finances are directly related to the beliefs you have about yourself and money? Curioso, right?

Well, today I'll be exploring this topic so that you start the year with tools that help you believe in yourself more while elevating your finances. 

Get ready for an episode where beliefs merge with finances. Often, when we think about financial freedom, we quickly consider the numbers, the budget, and forget the power that our beliefs have on those outcomes. When you create your vision board for 2024, think about how your life and finances would be if you had more belief in yourself (and what you can do with your money).  

Belief in yourself is powerful and it can change things for you financially and all aspects of your life, but you need to be willing to do the work. This episode is going to help make that work easier.

In this episode you will learn: 

For a quick recap of this episode go to http://www.jenhemphill.com/379

Join our community on Facebook here: https://jenhemphill.com/community 

The post,  Three Ways to Believe in Yourself and Elevate Your Finances | HDM 379 appeared first on the Her Dinero Matters Podcast.

Do you feel like you are still lacking what it takes to be financially confident? Even after reading finance books, budgeting, saving and investing? The truth is, you're missing a few pieces to the puzzle.

Today, I'll help you fill those gaps so finally you can be truly financially confident. Ready to build the lasting financial confidence you deserve?

In today’s episode, I discuss the concept of financial confidence and the three key elements that contribute to it. I share my personal journey with financial confidence and emphasize the importance of addressing all three elements together. 

Financial confidence is defined as the belief in your current financial situation and the ability to navigate and make decisions when faced with challenges. I provide practical examples and exercises for each element, highlighting the impact they have on overall financial confidence.

I struggled being financially confident until I implemented these three elements we discuss in this episode, so don’t miss it!

In this episode you will learn: 

For a quick recap of this episode go to http://www.jenhemphill.com/378

Join our community on Facebook here: https://jenhemphill.com/community 

The post,  What it Actually Takes to be Financially Confident | HDM 378 appeared first on the Her Dinero Matters Podcast.

Like many, you've felt the post-holiday financial hangover. But what if the holiday season could be stress-free financially? This episode isn't just about recovering from financial missteps; it's about rewriting the rules of holiday spending. Let's turn those regrets into financial wins together.

Let’s avoid the post-holiday financial hangover altogether. The five transformative tips I am sharing today will do just this. Already did your holiday spending spree and feeling in a slump? Got you covered. Just getting started? Got you covered as well. Whether you're lamenting that credit card swipe or strategizing for the future, this episode marks your first move towards a more financially savvy holiday season.

Ready to transform your approach so you can avoid the post-holiday financial hangover? Let's dive in!

In this episode you will learn: 

For a quick recap of this episode go to http://www.jenhemphill.com/377

Join our community on Facebook here: https://jenhemphill.com/community 

The post,  5 Tips to Avoid the Post-Holiday Financial Hangover | HDM 377 appeared first on the Her Dinero Matters Podcast.