Her Dinero Matters

By Jen HemphillBusiness Education

Her Dinero Matters episodes

November 30, 2023From TikTok to the Comedy Stage: How One Comedian Bet on Herself | HDM 376
Are you willing to leave your comfort zone and bet on yourself to achieve your dreams? Pursuing your dreams often requires leaving your comfort zone and overcoming self-doubt. You may fear failing or worry about wasting time on something others discourage you from. But commitment is key when the path gets tough.

Investing in yourself can make a real difference by boosting confidence and opening new possibilities. Self-improvement builds security and skills, allowing you to pursue your aspirations, whether starting a business, changing careers, learning new hobbies, or anything else you dream of.

As our guest today, Jasmine Ruiz says, dedicating time to develop your talents pays dividends by making you capable of accomplishments you once thought impossible. Believe in your potential and go confidently toward the future you envision.

Jasmine Ruiz was born and raised in the Bronx and educated at Barnard. After 7 years in corporate America, she quit to focus on her creative endeavors as a writer, comedian, and actress full time. Her comedy focuses on relatable life experiences, living in NYC, and being Puerto Rican.

Her journey demonstrates the power of self-belief and relentlessly betting on your own potential.

In this episode you will learn:
How Jasmine prioritizes spending money on growing her skills to reach her dreams.
Why it takes sacrifice and belief in yourself to overcome the financial roadblocks of a creative career.
Why inserting comedy into money conversations can ease tension and create bonding experiences.

For a quick recap of this episode go to http://www.jenhemphill.com/376
Join our community on Facebook here: https://jenhemphill.com/community

The post, From TikTok to the Comedy Stage: How One Comedian Bet on Herself | HDM 376 appeared first on the Her Dinero Matters Podcast.
32 min
November 23, 2023Are You Setting the Wrong Money Goals? | HDM 375
Have you found yourself not achieving your money goals this year? It may be that you are setting the wrong money goals. In this thought-provoking episode, we break down the layers to help you set meaningful money goals.

Seven years ago I released an episode on how to win with money goals. Today, we're revisiting that advice - what holds up and what's changed? My aim is still the same: provide guidance to set financial targets that align with your values, not just resolutions that exhaust you.

Join me as we challenge assumptions about goal-setting and map out a plan to genuinely serve your vision of financial freedom.

In this episode you will learn:
How to set financial goals that make sense for your household's unique needs and current life season, not just standard resolutions.
Ways to gain clarity on goals by brainstorming details on what you want and why it matters, asking key questions to unlock your motivation.
How flexibility and self-compassion are key to your money goals in the face of life's twists.

For a quick recap of this episode go to http://www.jenhemphill.com/375
Grab your spot and join us for this year’s event. Get all the details here: financiallystronglatina.com
Join our community on Facebook here: https://jenhemphill.com/community

The post, Are You Setting the Wrong Money Goals? | HDM 375 appeared first on the Her Dinero Matters Podcast.
13 min
November 16, 2023The Four Pillars of Financial Self-Care | HDM 374
Imagine a life where money signifies confidence, not stress. A life where each financial choice moves you toward wellness. A life where your financial health is nurtured like your physical and mental wellbeing. This isn’t just about budgeting - it’s a lifestyle of true financial self-care, available to you.

Self-care is essential, but nurturing your financial health is often overlooked. This episode focuses on integrating financial self-care to minimize money stress, gain confidence, and tackle those life surprises with ease.

Learn all about the foundation for true financial wellbeing - with savvy financial self-care strategies designed for you to flourish, not just survive. Implementing financial self-care will help you redefine your relationship with money and unlock the lifestyle you deserve!

In this episode you will learn:
What is financial self-care and how it will transform your finances.
4 areas of financial self-care you can’t ignore and examples of eachWhat exact questions you can ask yourself to choose the area of financial self-care to focus on.

For a quick recap of this episode go to http://www.jenhemphill.com/374
Grab your spot and join us for this year’s event. Get all the details here: financiallystronglatina.com
Join our community on Facebook here: https://jenhemphill.com/community

The post, The Four Pillars of Financial Self-Care | HDM 374 appeared first on the Her Dinero Matters Podcast.
16 min
November 09, 2023Is Airbnb profitable? Lessons from Superhost Whitney Hansen | HDM 373
Have you ever stayed in an Airbnb and wondered about the business behind it? Maybe you were asking yourself: What does it take for an Airbnb to be profitable, what are the key startup costs, etc.
You have questions and we've got answers!

Get the inside scoop on Airbnb hosting straight from Superhost, Whitney Hansen! You'll leave with a clear blueprint for estimating costs, financing unique properties, and calculating profitability before even making a decision. In this episode, you will learn about everything you need to know to turn your hosting dreams into a lucrative reality.
Whitney Hansen is a financial coach, speaker, and host of the award-winning podcast The Money Nerds. She has been featured on major outlets like Forbes, CNBC, and Yahoo! Finance for her money expertise.
After rapidly paying off $30,000 in 10 months, buying a home at 19, she discovered her passion - helping millennials gain control of their finances. Like many of us she enjoys travel, teaching personal finance, testing side hustles, and building one-of-a-kind Airbnbs.

In this episode you will learn:
Tips for researching the profitability of Airbnbs in your area.
Strategies to test when operating an Airbnb business.
Why financing unique Airbnb properties can be challenging compared to traditional homes.

For a quick recap of this episode go to http://www.jenhemphill.com/373
Grab your spot and join us for this year’s event. Get all the details here: financiallystronglatina.com
Join our community on Facebook here: https://jenhemphill.com/community

The post, Is Airbnb profitable? Lessons from Superhost Whitney Hansen | HDM 373 appeared first on the Her Dinero Matters Podcast.
32 min
November 02, 2023The Number One (Hidden) Financial Mistake | HDM 372
Have you ever felt the panic desperately trying to figure out how to cover extra expenses that arose that month? Your carefully planned budget suddenly crumbled, with extra expenses piling up and your emergency fund already tapped.
In your desperation of trying to find a way to cover costs, you think "I can't take this anymore!" Even when you had cut back dining out and made sensible choices, somehow you still spiral. If this sounds familiar, you're not alone.
Today we’ll uncover this overlooked error to transform how you plan and manage money. You’ll gain a blueprint for budgeting that sticks, building emergency savings that lasts, and breaking the debt cycle. Get ready to gain confidence on how you manage your money, but for good this time.

In this episode you will learn:
How not planning for occasional expenses like birthday gifts or car repairs is a common financial mistake.
The two parts of budgeting that are not talked about.
A 4 step calendar approach to create a more realistic budget.

For a quick recap of this episode go to http://www.jenhemphill.com/372
Grab your spot and join us for this year’s event. Get all the details here: financiallystronglatina.com
Join our community on Facebook here: https://jenhemphill.com/community

The post, The Number One (Hidden) Financial Mistake | HDM 372 appeared first on the Her Dinero Matters Podcast.
13 min
October 26, 2023Finding Peace of Mind in Your Finances with Best Selling Author Ken Honda | HDM 371
Financial worries weigh on our peace of mind. Is it possible to confront your money history, balance spending habits, and shift perspectives? The answer? Absolutely yes! You will learn exactly how in this episode.

Money is deeply emotional and healing those feelings is key to finding peace of mind in your finances. The good news is that you can transform those old money pains and traumas yourself and have “happy money”. .

Today you'll learn how to do it and also how to confront your financial past, find balance in saving and spending, and embrace gratitude with the great teachings of Ken Honda.

Ken Honda, Japan's leading voice on money and happiness.

He is a top-selling author in Japan, boasting over eight million books sold since 2001. His book "Happy Money: The Japanese Art of Happy Living" introduced the concept of treating money as a means of happiness rather than just accumulation of wealth.

In this episode you will learn:
What “happy money” is and why embracing it with gratitude improves your money experience.
The only two key money problems that exist.
The one action you have to take to turn things around.
Understanding your dominant money type and how it helps you find balance.

For a quick recap of this episode go to http://www.jenhemphill.com/371
Grab your spot and join us for this year’s event. Get all the details here: financiallystronglatina.com
Join our community on Facebook here: https://jenhemphill.com/community

The post, Finding Peace of Mind in Your Finances with Best Selling Author Ken Honda | HDM 371 appeared first on the Her Dinero Matters Podcast.
33 min
October 19, 2023How to Unite Different Money Styles in Your Relationship | HDM 370
Money issues test many relationships. But with empathy for your varying money styles, unity is possible.

Navigating money conversations is key, whether newly dating or married for years. Learning how to understand each other's backgrounds, budgeting together, and championing each other’s dreams creates harmony.
Today, Karina Daves provides a fresh approach to foster financial unity in your relationship.

Karina is a relationship coach empowering women to elevate their marriages using insights from her background as a social worker and professor. With over 200,000 social media followers, her videos have amassed nearly 25 million views.

In this episode you will learn:
The importance of understanding each other’s money values and histories before entering a partnership.
Strategies for fostering financial transparency in your money conversations whether it be on debt, aspirations, and more.
Tips for aligning financially with your partner by understanding and championing diverse money styles and passions.
How triggers in relationships drive self-growth and understanding, subsequently enhancing couple communication and harmony.

For a quick recap of this episode go to http://www.jenhemphill.com/370
Grab your spot and join us for this year’s event. Get all the details here: financiallystronglatina.com
Join our community on Facebook here: https://jenhemphill.com/community

The post, How to Unite Different Money Styles in Your Relationship | HDM 370 appeared first on the Her Dinero Matters Podcast.
44 min
October 12, 2023How First-Gen Latinas Can Overcome Their Unique Money Struggles (and Thrive) | HDM 369
Have you ever wondered what it's like to be the trailblazer in your family, facing uncharted territory as a first-gen? What can we learn from these experiences to help shape our own path to success even if we aren’t first-gen? Tune in as we delve into Giovanna Gonzalez's inspiring journey as a first-gen Latina and discover the invaluable lessons she learned while navigating the uncharted waters of a first-gen experience.

Being the first in your family to go to college or work in a corporate job is tough. First-gen Latinas like Giovanna Gonzalez have to figure out different aspects of money that we may take for granted alone. In this episode she shares her struggles and lessons learned to take control of her financial well-being.

Even if you're not first-gen, you'll not only learn from her experience but feel inspired by her journey to financial confidence.

Giovanna "Gigi" Gonzalez is a TikTok influencer known as the First Gen Mentor and financial educator who left a decade-long corporate career to teach young adults about finance. She was named a Top 25 Creator by Fast Company in 2022 and has been featured in The New York Times and Business Insider, among others.

In this episode you will learn:
How first-gen Latinas often lack financial guidance and face expectations to financially support family.
Why toxic money habits like overspending can derail long-term financial goals and building wealth.
Why setting financial boundaries with family is necessary.
How surrounding yourself with community and being proactive about financial education is key.

For a quick recap of this episode go to http://www.jenhemphill.com/369
Grab your spot and join us for this year’s event. Get all the details here: financiallystronglatina.com
Join our community on Facebook here: https://jenhemphill.com/community

The post, How First-Gen Latinas Can Overcome Their Unique Money Struggles (and Thrive) | HDM 369 appeared first on the Her Dinero Matters Podcast.
31 min
October 05, 2023How to Supercharge Your Financial Knowledge and Close 2023 Financially Strong | HDM 368
There are 3 months left in 2023 - how are your finances? Close 2023 financially strong with this one simple step. Find out what this step is in this solo episode!

Financial Strong Latina® (FSL) is back in November! This virtual event provides Latinas financial knowledge, community, and confidence. Over the years, FSL has proven Latinas are eager to improve their money management when learning from shared experiences.

In this episode, you’ll get the inside scoop on Financial Strong Latina® 2023!, You’ll discover what's new this year, hear inspiring stories, and find out how you can register and bring friends. Y eso no es todo!!! Tambien nos acompaña Veronica Segovia Bedon from AARP, this year’s exclusive sponsor, who is going to share with us her thoughts and what else you can look forward to when joining us.

Are you ready to supercharge your financial knowledge and close 2023 financially strong?

In this episode you will learn:
How Financial Strong Latina is going to supercharge your financial knowledge so you can finish off 2023 in a big way.
What is different this year and what you can expect.
What exact topics are going to be discussed which will inspire and empower you with new actionable insights.

For a quick recap of this episode go to http://www.jenhemphill.com/368
Grab your spot and join us for this year’s event. Get all the details here: financiallystronglatina.com
Join our community on Facebook here: https://jenhemphill.com/community

The post, How to Supercharge Your Financial Knowledge and Close 2023 Financially Strong | HDM 368 appeared first on the Her Dinero Matters Podcast.
20 min
September 28, 2023Negotiate Your Way to Higher Pay, Strategies for Women of Color | HDM 367
The pay gap is real and it's costing women of color millions. But it doesn't have to be this way, you deserve higher pay. It's time to shake off limiting beliefs and negotiate for what you're worth. This episode is all about that, you’ll learn strategies to advocate for the income that sets you up for a secure future. You bring immense value , now it’s time to learn how to get paid for it.
Do you struggle to ask for the salary you deserve? Many women face self-doubt and limiting beliefs that sabotage their career growth.
No te estreses!!! Our guest Isimemen (Isi) Aladejobi is here to transform your mindset around negotiation and empower you to confidently advocate for higher pay.

She is a career coach who has helped over 300 women negotiate salary increases totaling $4 million since the pandemic began. Her negotiation training has empowered women to earn six-figures, double their income, and advance their careers.

In this episode you will learn:
Tips for knowing your worth and being able to articulate the value you bring to your role.
The key actions that can lead to successfully increasing your income in your current work.
What information you need before asking for a salary increase.

For a quick recap of this episode go to http://www.jenhemphill.com/367
Join our community on Facebook here: https://jenhemphill.com/community

The post, Negotiate Your Way to Higher Pay, Strategies for Women of Color | HDM 367 appeared first on the Her Dinero Matters Podcast.
33 min

About Her Dinero Matters

From the publisher's feed

Her Dinero Matters is an award-winning podcast that resonates deeply with listeners like Ariana, who says, “I have learned a lot about myself and the world of finances. I also love the bilingual / Latina perspective." Hosted by Jen Hemphill, an Accredited Financial Counselor (AFC®) with a seasoned voice in finance, this podcast goes beyond being just a financial guide. It's a journey towards financial independence and personal growth.