<p>If rates <em>don’t change</em> and you stay with Kent’s free switches:</p><ul><li>The <strong>2-year fix wins</strong> clearly: more monthly income, same equity outcome, no compounding of fees.</li><li>The <strong>5-year fix</strong> only wins if you value <strong>stability</strong> and think rates will <em>rise</em> significantly in future.</li></ul><p>If, however, rates go <strong>up</strong> at renewal time — say the 2-year deal jumps from 3.34% to 5.5% later — then over 10 years your total cash flow could drop below the 5-year’s.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

If rates don’t change and you stay with Kent’s free switches:The 2-year fix wins clearly: more monthly income, same equity outcome, no compounding of fees.The 5-year fix only wins if you value stability and think rates will rise significantly in future.If, however, rates go up at renewal time — say the 2-year deal jumps from 3.34% to 5.5% later — then over 10 years your total cash flow could drop below the 5-year’s. Hosted on Acast. See acast.com/privacy for more information.

<p>If rates <em>don’t change</em> and you stay with Kent’s free switches:</p><ul><li>The <strong>2-year fix wins</strong> clearly: more monthly income, same equity outcome, no compounding of fees.</li><li>The <strong>5-year fix</strong> only wins if you value <strong>stability</strong> and think rates will <em>rise</em> significantly in future.</li></ul><p>If, however, rates go <strong>up</strong> at renewal time — say the 2-year deal jumps from 3.34% to 5.5% later — then over 10 years your total cash flow could drop below the 5-year’s.</p><p> Hosted on Acast. See <a href="https://acast.com/privacy" rel="noopener noreferrer">acast.com/privacy</a> for more information.</p>

High Fee / Low Rate? What Should I Pick For My Remortgage? [Property]

<h4>The new brand will focus on key areas of human improvement, featuring guests from each area and providing a wholesome approach to self development. This is about being present, having a philosophy of life, making better choices and looking after your health. We will also be talking about business, investing and finances, this ensures all angles are covered and we reach a larger audience.</h4><h4><br></h4><h4>Open, honest and balanced discussions are what I'm aiming to create with the same humour, spice and directness that Tej Talks is renowned for. I will not allow guests on who are not 100% honest, don't talk about the negatives or are not authentic on Social Media. It's important to have differing opinions on the show and provide new perspectives to the listener.</h4><h4><br></h4><h4>I want people to listen, watch and engage with the brand in a positive way, and to always be learning from my content and using it to better themselves. It's important to highlight the balance between wanting more, being more yet staying content and grateful for what we have. This is a key point that will be talked about in every episode.</h4><p><br></p><p>I've reached 1,000,000 downloads in over 120 countries so far, I've built a £1,300,000 property portfolio from £0, using £850,000 of private investor finance. After 4 years, lots of successful mentees and education delivered, my brand has changed. P.S I still mentor and educate in property, book a call - <a href="tejsingh.xyz" rel="noopener noreferrer" target="_blank">tejsingh.xyz</a></p><h4><br></h4><h4>I want to Be Better, and I can't do it alone.</h4><h4><br></h4><h4>Will you join me?</h4><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Business

Entrepreneurship

Investing

Marketing

The new brand will focus on key areas of human improvement, featuring guests from each area and providing a wholesome approach to self development. This is about being present, having a philosophy of life, making better choices and looking after your health. We will also be talking about business, investing and finances, this ensures all angles are covered and we reach a larger audience. Open, honest and balanced discussions are what I'm aiming to create with the same humour, spice and directness that Tej Talks is renowned for. I will not allow guests on who are not 100% honest, don't talk about the negatives or are not authentic on Social Media. It's important to have differing opinions on the show and provide new perspectives to the listener. I want people to listen, watch and engage with the brand in a positive way, and to always be learning from my content and using it to better themselves. It's important to highlight the balance between wanting more, being more yet staying content and grateful for what we have. This is a key point that will be talked about in every episode. I've reached 1,000,000 downloads in over 120 countries so far, I've built a £1,300,000 property portfolio from £0, using £850,000 of private investor finance. After 4 years, lots of successful mentees and education delivered, my brand has changed. P.S I still mentor and educate in property, book a call - tejsingh.xyz I want to Be Better, and I can't do it alone. Will you join me? Hosted on Acast. See acast.com/privacy for more information.

The new brand will focus on key areas of human improvement, featuring guests from each area and providing a wholesome approach to self development. This is about being present, having a philosophy of life, making better choices and looking after your health. We will also be talking about business, investing and finances, this ensures all angles are covered and we reach a larger audience.<br>Open, honest and balanced discussions are what I'm aiming to create with the same humour, spice and directness that Tej Talks is renowned for. I will not allow guests on who are not 100% honest, don't talk about the negatives or are not authentic on Social Media. It's important to have differing opinions on the show and provide new perspectives to the listener.<br>I want people to listen, watch and engage with the brand in a positive way, and to always be learning from my content and using it to better themselves. It's important to highlight the balance between wanting more, being more yet staying content and grateful for what we have. This is a key point that will be talked about in every episode.<p><br></p><p>I've reached 1,000,000 downloads in over 120 countries so far, I've built a £1,300,000 property portfolio from £0, using £850,000 of private investor finance. After 4 years, lots of successful mentees and education delivered, my brand has changed. P.S I still mentor and educate in property, book a call - <a href="tejsingh.xyz" rel="noopener noreferrer">tejsingh.xyz</a></p><br>I want to Be Better, and I can't do it alone.<br>Will you join me?<p><br></p><p> Hosted on Acast. See <a href="https://acast.com/privacy" rel="noopener noreferrer">acast.com/privacy</a> for more information.</p>

Share High Fee / Low Rate? What Should I Pick For My Remortgage? [Property]

Sign up to save your podcasts

High Fee / Low Rate? What Should I Pick For My Remortgage? [Property]

High Fee / Low Rate? What Should I Pick For My Remortgage? [Property]

More shows like Tej Talks

The Tim Ferriss Show

The Martin Lewis Podcast

This is Money Podcast

Disruptors

The Property Podcast

The Progressive Property Podcast

The Game with Alex Hormozi

The Diary Of A CEO with Steven Bartlett

Modern Wisdom

The Money Podcast

Property Magic Podcast

The Rest Is Football

The Rest Is Money

Making Money

The PBK Podcast