In this episode Terry discusses the impact of population growth in key regional centres around Australia.

He discusses

• Why investors should consider regional centres as well as capital cities.
• Which regional centres are actually larger than some state and territory capitals.
• Growth data on top performers Melbourne-Geelong and SE Queensland.
• Other regional centres in NSW, Victoria, Queensland and Perth that are showing strong population growth.

In this week's episode of the Hotspotting podcast, Terry looks at the impact tighter Government regulations have had on foreign investment and housing affordability in the Australian property market.

He covers in this episode:

• Why the housing affordability issue is playing out like an episode of the popular British sitcom Yes Minister.
• Findings from the latest report from the Foreign Investment Review Board (FIRB) which shows the value of foreign residential approvals dropped 65% between FY2016 and
• FY2017, due largely because of stricter government controls in both China and Australia.
• Why the likely outcome is a downturn in residential unit development, particularly on the Gold Coast, Melbourne and Sydney.
• Why Government over regulation on foreign investment is going to have a significant negative impact on the affordability of unit dwellings for younger buyers
• The need to understand the process of unit developments and why there is a strong need for foreign investors to contribute to pre-sale targets in order for developers to get the finance required.

In this week's episode of the Hotspotting podcast, Terry looks at the promising Brisbane market and the top three areas that are offering good opportunities for investors.

On this episode Terry covers:

• Findings from the latest Brisbane Top 5 Hotspots report

• How the Brisbane market is comparing to Sydney and Melbourne

• The combination of positive factors that are now driving the Brisbane property market

• How improvements in the Queensland economy driven by the upturn in the resources sector and increase infrastructure spending are making Brisbane an appealing choice for those wanting to purchase in a major city

• The three 'Cheapies with Prospect' locations investors should be focusing on - Ipswich, Logan City and Moreton Bay.

In this week's episode of the Hotspotting podcast, we replay Terry new weekly Facebook Live show - Hotspotting Location of the Week..

On this episode Terry covers:

• The new Facebook Live weekly feature every Tuesday night - Hotspotting Locations of the Week
• Why Townsville is a great example of a market that investors should be focusing on
• Why you need to look at the future, not what is happening right now for finding property hotspots
• The right time to buy a property at the best price
• Current suburb related growth figures around Townsville
• The economic and upcoming developments and infrastructure worth $23 billion that is making Townsville an exciting investment opportunity

In this episode of the Hotspotting podcast, Terry Ryder again highlights examples of misleading property stories in the Australian media and why you need to be wary when median housing prices are quoted.

On this episode Terry covers:

• The danger is using a single number to describe the current activity in a city or national market
• Example of a typical misleading statement in the media, “Australian house prices rose 4.0 percent in the past year” and the breakdown of the sources and figures quoted in this particular example
• Examples of how median or average quoted figures can be misleading in the Australian property market
• Why the use and abuse of cheap and nasty figures are increasing in the media landscape

In this episode of Hotspotting, Terry Ryder answers live questions from viewers on this monthly Q & A session on Facebook. 

Terry talks about the real estate property market in the following suburbs:

• Toowoomba
• Townsville
• Brisbane
• Gladstone
• Cairns
• Montmorency/Eltham/Greensborough
• Logan LGA and other SW Queensland LGA hotspots of Moreton Bay and Ipswich
• Moree
• Melbourne West Werribee /Melton
• Mussellbrook
• Nerang, The Gold Coast and the impact of the Commonwealth Games
• Armidale
• Adelaide and the City of Marion (Terry's current #1 pick nationally)
• Moranban
• Sydney
• Bendigo
• Campbelltown
• Moreton Bay Region
• Sunshine Coast
• Ipswich
• Tweed Heads and Bryon Bay

Links mentioned in the episode 

New Strategy Session with Terry Ryder

New Location Hotspotting Reports

In this episode of Hotspotting, Terry Ryder discusses the recent announcement by the APRA on the lifting of their 10% limit on lending of investment loans by lenders and how this will impact investment lending going forward.  

• In this episode Terry covers:
• • Why the investor growth cap was introduced in the first place and how it has impacted the industry
  • How investors will benefit from the removal of the temporary benchmark imposed by APRA
  • The impact on interest rates of this announcement
  • Current and future activities of the lenders in what will now become a very competitive environment for investor lending.
  • What the future holds for the additional 30% cap imposed by APRA on interest-only lending which was introduced in March 2017

In this episode of Hotspotting, Terry Ryder discusses the latest findings from the April edition of the Top 10 Best Buys report which is showing regional centres are now the primary focus of property investors, as attention switches from our two big cities.

• IN THIS EPISODE TERRY COVERS:

  • The latest findings from the Hotspotting Top 10 Best Buys reports

  • The new markets that are on the rise now that Sydney and Melbourne are winding down after their recent up-cycles

  • Which areas to buy in Sydney and Melbourne

  • The core factor that differentiates one market from another are the events in the local economy,

  • Examples of regional centres that are having strong growth phases

  • Why Terry believes Perth is the city of opportunity for investors and Adelaide is a market to watch.

In this episode of Hotspotting, Terry Ryder talks about one of the most popular real estate myths that locations close to the CBD have higher capital growth than suburban areas. This is simply not the case.

• The myth that capital growth occurs because most people want to be close to the CBD for work, however research shows that most people actually work outside the CBD.

• The change of location preferences for industrial and major retail outlets away from the CBD into cheaper, more affordable and accessible suburban areas.

• Research by PWC that demonstrates that the economic centres of cities are moving away from the CBD.

• Case studies of LGA areas in Sydney and Melbourne and their growth patterns.

• How 80% of the local economic activity in Sydney occurs in suburban areas.

• Key factors for buying within a location for most home buyers are affordability and proximity to their workplace.

• Research that shows cheapest areas have highest capital growth.

• Recent Hotspotting research that has shown that the outer ring suburbs of Melbourne have had the highest growth as outlined in the latest Top 5 Melbourne Hotspot report.

Terry Ryder from Hotspotting on the extraordinary price growth in the outer ring suburbs of Melbourne in the past 12 months as shown in the latest Top 5 Regional Victoria Hotspots report

• Local government areas in outer ring areas of Melbourne that recorded double-digit growth in median house prices, some of which have grown more than 20% and 30%
• The factors contributing to the big price increase including affordability, a strong local economy  and population growth
• The strength of the growth in the outer-ring areas of Melbourne provides further evidence that proximity to the CBD is not an essential factor for buyers seeking capital growth.
• That proximity to employment is still a core factor but the reality is that most people work in suburban jobs nodes and not in the CBD
• Case studies ofthe growth expereince in Wyndham, Hume, Whittlesea and Casey local government areas
• That downmarket, outer-ring areas do record strong price growth and that affordability is a prime driver of activity and prices, especially true in places where the infrastructure is good.