After 18 months of stellar price growth pretty much everywhere in Australia, affordability is more of an issue now than ever before.

And, as we head towards the Federal Election, it’s clear that the problem isn’t going to be solved any time soon, because none of the major parties have policies that will make the cost of housing cheaper.

There are policies that may make it easier for young buyers to get a loan to buy an expensive house or apartment, but nothing to address the high costs of creating dwellings in this country.

So this is an issue for all sorts of buyers, not just first-home buyers.