How kids change you can be delightfully surprising. But they'll change your financial plan, too, in ways that might be challenging if you don't know how to adjust.

In what is probably news to no one, things change when you have kids.

You know your responsibilities will shift. Your schedule will probably get upended. The smaller your children are, the less personal freedom you may have.

How you experience all this, however, is unknowable.

The process itself alters who you are now, and how you perceive and react to your life with kids in ways that you could not have even imagined when you were childfree.

If you yourself are changed, you can expect your financial plan will need some adjustments too!

You're going to have new goals. Your regular, ongoing expenses increase. You're financially responsible for more; more can go wrong simply because there are more variables in the form of another human being in your life that you must care for and protect.

We dig into all this and more in this episode, where we share:

• The trickiest part of transformative experiences on our lives
• Our suggestion for solving the "wild problems" we all encounter (from the decision to have kids to any other major life choice or transition)
• How having a child changed each of us personally
• Updates you might need to make to your goals or priorities after having children
• The impacts kids can make on your present-day cash flow as well as your long-term financial objectives
• What strategies might need to shift within your financial plan to accomodate a growing family
• Why saving what you can when you can is so critical
• What you need to consider if generational wealth is important to you