The Personal Finance Podcast

How Millions Retire With Nothing in Savings

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In this episode of The Personal Finance Podcast, Andrew reveals how millions of Americans retire with far less than $1 millionā€”the median retiree age 65-74 has only $200,000 saved and 40% live solely on Social Security. He breaks down how people make it work by relying on Social Security, paid-off homes, modest spending, and part-time work, exposes the hidden costs of "barely getting by" retirement, and shares a practical gameplan if you're behind so you can aim higher than just survival.


Listen to The Business Show ā hereā .


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    Resources Mentioned

    • ā The Total Cost of Ownership Calculatorā 


      • Links of the Episode Mentioned:

      • ā The 1-3-6 Method For Building & Managing Your Emergency FundĀ ā 
      • ā The Average Retirement Savings By AGE! (2025 Edition)ā 


        • Connect With Andrew on Social Media:

        • ā Instagramā 
        • ā TikTokā 
        • ā Twitterā 
        • ā Master Money Websiteā 
        • ā Master Money Youtube Channelā 

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          The Personal Finance PodcastBy Andrew Giancola
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