Bob Henriquez is the Hillsborough county property appraiser, he breaks down how values are set and what actually determines your property tax bill. We cover mass appraisal, the January 1 effective date, Save Our Homes and the new buyer reset, storm recovery tools like prorated refunds for uninhabitable homes, the FEMA 50 percent rule, and how the 110 percent rebuild protection is moving to 130 percent under state law. Bob explains millage vs rollback, how to use the county tax estimator, how to appeal through the Value Adjustment Board, and how mega projects like Water Street are valued. Clear, practical guidance for homeowners, buyers, and anyone following Tampa’s growth.