We have with us this week Lucelia Chou Zheng, co-founder of Novarise. Novarise is an online financial education platform that helps people achieve financial goals no matter what their socio-economic background.

Can there be such a thing as good credit? Lucelia shares with us credit-building strategies that helped her get out of a financial crisis and into real estate. Make sure you tune in!

In this episode, we explore:

00:37 – Guest introduction

02:08 – Lucelia’s background

04:33 – "How I managed to acquire 24 properties in just six months"

07:41 – Bad Debt vs. Good Debt

09:04 – Credit

12:45 – Personal Credit vs. Business Credit

18:52 – Credit-building websites

20:23 – What is the best card to use?

24:07 – The benefits of building business credit

Connecting with the Guest:

Novarise Youtube Channel: https://www.youtube.com/channel/UC2aPDbRD8-WqmcSbqbTFwpw

Novarise Spanish Youtube Channel: https://www.youtube.com/c/NOVARISELATINO

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Novarise Youtube Channel

Novarise Spanish Youtube Channel