Hello and welcome back to the 360 Money Matters podcast! One of our listeners emailed us asking us how he can get back on top of his spending. More often than not, when you get your paycheck and spend on all your essentials, there's barely any money left. This is a problem that is more common than you think so we're going to dedicate this episode to answering their question.

Having the right structure in place as to how you're spending your money is imperative, so we'll discuss how you can correctly set up your budget and provide you concrete tips and strategies that will encourage you to build good money management habits while also staying disciplined.

Managing your finances isn't just about surviving, but also allowing yourself to enjoy your desired lifestyle so we hope this episode helps anyone who tunes in!

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This podcast contains information that is general in nature. It does not take into account the objectives, financial situation, or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This information is provided by Billy Amiridis and Andrew Nicolaou of 360 Financial Strategists Pty Ltd, authorised representatives and credit representatives of AMP Financial Planning – AFSL 232706

Episode Highlights:

• Get started by understanding your income and expenses.

• Manage your money with the bucketing strategy.

• Search for additional sources of income.

• Don't be afraid to compare and renegotiate your products and services.

• Have a debt consolidation strategy.

• Buying things at the point of sale.

• Budget fatigue.

• Tips to control yourself from overspending.

• Practice good financial habits as early as possible.

Links referenced in this episode:

• Ep. 3: Identifying and Maximising Your Surplus

• Ep. 4: Getting Your Debt Under Control

Connect with Billy and Andrew!

360 Financial Strategists

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