#138: Ever wondered how people fly for free or stay in luxury hotels without paying full price? In this episode of Money Noticias Podcast, Israel and Sunem sit down with Daniel Braun, a credit card and travel hacking expert, to uncover the secrets of using credit cards to travel smarter and save money.

Daniel runs a fast-growing YouTube channel with over 200,000+ subscribers, where he teaches people how to maximize credit card rewards, earn free travel through points and miles, and build strong personal finance habits.

What you’ll learn in this episode:

• What travel hacking is and how it can save you hundreds (or thousands) on travel.
• The credit card basics you must understand: billing cycles, minimum payments, and credit utilization.
• Which beginner credit cards (like Chase Sapphire Preferred or Chase Freedom) are best for earning sign-up bonuses and building credit.
• Why flexible points currencies (Chase Ultimate Rewards, Amex Membership Rewards, Capital One Miles, Citi ThankYou Points) are more valuable than airline-specific points.
• How to justify annual fee credit cards and maximize perks like airport lounge access, travel credits, and insurance benefits.
• Real-life strategies to turn everyday spending into free flights and hotel stays.

Connect with Daniel

• Instagram
• YouTube

Connect with Money Noticias

• Instagram
• Website

More Episodes You’ll Enjoy

• Making Credit Work For You
• How to Unlock Your Freedom by Pursuing Financial Independence

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