The Personal Finance Podcast

How to Retire in 12 Years or Less if You Started Late - Money Q&A

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In this episode of the Personal Finance Podcast, we're going to do a Money Q&A about how to retire in 12 years or less if you started late.


Today we’re going to answer these questions:

  •  How can you retire in 12 years or less?
  • How to manage cash reserved for a Roth IRA?
  • How to manage your savings bucket?
  • How to unfreeze your credit fast?


    • How Andrew Can Help You: 

    • Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
    • Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
    • Learn to invest by joining  Index Fund Pro! This is Andrew’s course teaching you how to invest! 
    • Watch The Master Money Youtube Channel! ,
    • Ask Andrew a question on Instagram or TikTok. 
    • Learn how to get out of Debt by joining our Free Course 
    • Leave Feedback or Episode Requests here. 


      • Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.

      • Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp
      • Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
      • Monarch Money: Get an extended 30 day free trial at monarchmoney.com/pfp
      • Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp
      • Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
      • Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
      • This show is sponsored by Better Help. Go to betterhelp.com/pfp and be on your way to your best self.
      • Go to joindeleteme.com/pfp20 for 20% off!


        •  Links Mentioned in This Episode: 

        • The Bucket Method For Managing Your Savings (Master Multiple Savings Goals)
        • The 1-3-6 Method For Building & Managing Your Emergency Fund


          • Connect With Andrew on Social Media: 

          • Instagram 
          • TikTok
          • Twitter 
          • Master Money Website 
          • Master Money Youtube Channel 


             Free Guides:  

            • The Stairway to Wealth: The Order of Operations for your Money 
            • How to Negotiate Your Salary 
            • The 75 Day Money Challenge 
            • Get out Of Debt Fast 
            • Take the Money Personality Quiz

              • Learn more about your ad choices. Visit megaphone.fm/adchoices

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              The Personal Finance PodcastBy Andrew Giancola
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