How to Retire on Time

By Kedrec WealthBusiness Education Investing How To

How to Retire on Time episodes

September 02 When Your Advisor Fees Are More Than Your Tax Bill
Michael Decker, NSSA® runs the numbers on a million-dollar retirement account and shows how the advisor fee is twice as expensive as what the government actually charged.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book, access to tools, and more👉 https://RetireOnTime.com/Free

This content is for educational purposes only and is not financial advice.
13 min
September 01 Tax Brackets Matter Less Than People Realize
There’s more to tax planning than looking at your income tax brackets Discover the different ways to take income and how to get the most out of your money while navigating different types of tax brackets.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book, access to tools, and more👉 https://RetireOnTime.com/Free

This content is for educational purposes only and is not financial advice.
10 min
August 31 When Roth Conversion Don’t Apply in Retirement
Many advisors talk about converting to a Roth before taxes go up. Michael Decker, NSSA® says most retirees with a million dollars or less should be doing something else entirely.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book, access to tools, and more👉 https://RetireOnTime.com/Free

This content is for educational purposes only and is not financial advice.
17 min
August 28 The Tax Bill Landlords Don't See Until They Sell
Selling a rental property can trigger a bigger tax bill than most landlords expect, and Mike Decker walks through two lesser known ways to exit instead.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book, access to tools, and more👉 https://RetireOnTime.com/Free

This is for educational purposes only and is not financial advice.
11 min
August 26 Why Income Order Matters More Than the Amount
One line on your tax return could be quietly costing you thousands a year, and Mike Decker ties it straight into the biggest Social Security filing mistake he sees.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book, access to tools, and more👉 https://RetireOnTime.com/Free

This is for educational purposes only and is not financial advice.
12 min
August 25 Two Risks Retirement Calculators Don't Warn You About
A question about retiring in your fifties and a question about hyperinflation turn out to have the exact same answer.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book, access to tools, and more👉 https://RetireOnTime.com/Free

This is for educational purposes only and is not financial advice.
13 min
August 24 Why "I'm Comfortable With Risk" Is the Wrong Answer
Every retiree says the same four words about risk tolerance, and Mike Decker says all four of them miss the point.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book, access to tools, and more👉 https://RetireOnTime.com/Free

This is for educational purposes only and is not financial advice.
25 min
August 21 Planning For When One Spouse Passes First
There's a retirement conversation almost no one wants to have. Skipping it is exactly how a surviving spouse ends up blindsided by taxes and decisions they were never part of.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book, access to tools, and more👉 https://RetireOnTime.com/Free

This is for educational purposes only and is not financial advice.
6 min
August 20 Why There's No Flowchart For Your Annuity Taxes
There's a version of the answer that would let you pay the least possible tax on your retirement money.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book, access to tools, and more👉 https://RetireOnTime.com/Free

This is for educational purposes only and is not financial advice.
16 min
August 19 We Asked AI About Long-Term Care Insurance
Live on the show, we asked an AI chatbot whether you should buy long-term care insurance. Its answer says a lot about why this decision trips up almost everyone.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book, access to tools, and more👉 https://RetireOnTime.com/Free

This is for educational purposes only and is not financial advice.
12 min

About How to Retire on Time

From the publisher's feed

Welcome to How to Retire on Time, a show that answers your retirement questions. Say goodbye to the oversimplified advice you've heard hundreds of times. This show is about getting into the…