How to Retire on Time

Is there an AI bubble and if so, can you time your exit? 
Michael Decker, NSSA® answers a viewer's question on whether he believes AI stocks are a bubble, and why he says timing the exit is nearly impossible, even for the best.

The following is from Mike’s weekly webinar.

Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free 
 
This is for educational purposes only and is not financial advice.  

Where your money goes and when you want to pull it out shapes the planning on where you should place it in the first place. The 401(k) is only one place to save for retirement. 
Michael Decker, NSSA® answers a viewer question on where to put retirement savings, and why the right answer depends on how old you are, when you want to retire, and what tax opportunities are available.

The following is from Mike’s weekly webinar.

Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free 
 
This is for educational purposes only and is not financial advice.  

There is no such thing as a perfect investment, product, or strategy, which is why the comparison between a 30-year treasury vs an indexed annuity is so interesting. 
Michael Decker, NSSA® takes a viewer question comparing a 30-year treasury bond to an annuity, and when you would consider one or the other and vice versa. 

The following is from Mike’s weekly webinar.

Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free 
 
This is for educational purposes only and is not financial advice. 

Michael Decker, NSSA® walks through the tax risk, longevity risk, healthcare risk, and other risks unique to the spouse who lives longer, and what many people miss when putting together a retirement plan. 

The following is from Mike’s weekly webinar.

Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free 

This is for educational purposes only and is not financial advice.  

Michael Decker, NSSA® takes on a market-crash reserves question and a Roth conversion sizing question back-to-back, and why the right answer to each one depends entirely on the person asking.

The following is from Mike’s weekly webinar.

Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free 

This is for educational purposes only and is not financial advice.  

Michael Decker, NSSA® answers a viewer question on retiring before 65, and how the options for covering healthcare before Medicare actually compare.

The following is from Mike’s weekly webinar.

Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free 

This is for educational purposes only and is not financial advice.

Michael Decker, NSSA® breaks down complicated investments like non-traded REITs, private credit, structured notes, and gold and crypto pitches, and the risk that gets left out of the sales pitch for each one.

The following is from Mike’s weekly webinar.

Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free 

This is for educational purposes only and is not financial advice.  

Michael Decker, NSSA® walks through annuities, options trading, and "be your own bank" life insurance, what that word "guaranteed" does and doesn't actually promise, and much more. 

Discover why you need a plan first, and then you can figure out which products are right for you and which products are wrong for you. 

The following is from Mike’s weekly webinar.

Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free 
 
This is for educational purposes only and is not financial advice. 

Two viewers ask about protecting their money after death, one from Medicaid and one from the IRS. The answers are more restrictive than either expected.

The following is from Mike’s weekly webinar.

Ready to build a retirement plan around your life, not a product?  
Get the free book, access to tools, and more👉 https://RetireOnTime.com/Free 
 
This content is for educational purposes only and is not financial advice. 

A high income earner asks about all the Roth conversion hype, and Michael Decker, NSSA® explains why her situation is when that advice falls apart.

The following is from Mike’s weekly webinar.

Ready to build a retirement plan around your life, not a product?  
Get the free book, access to tools, and more👉 https://RetireOnTime.com/Free 
 
This content is for educational purposes only and is not financial advice.