Most of us can remember having some version of “The Talk” with our parents—and how uncomfortable it was for everyone involved. But studies show parents feel more comfortable talking about sex and drugs with their kids than money… and best-selling author and financial expert Chad Willardson is out to change that. In this episode of the Team Success Podcast, Shannon and Chad sit down to discuss his latest book, Smart Not Spoiled, where he not only outlines 7 key money skills your kids need to have in order to be financially independent, but also strategies for taking the emotion and stress out of the conversation. If you’d like to help your kids learn how to spend money wisely AND earn it in ways that they enjoy, keep listening!