Welcome back to *Black Out with Ian & Rashad*! In this exclusive clip, hosts Rashad Bilal and Ian Dunlap dive deep into a thought-provoking scenario: If you were given a million dollars to invest—right now—and couldn’t touch it until 2030, what would you pick?

Ian reveals both his humorous and strategic answers as investment ideas fly—from betting on yourself, tech giants like Nvidia, to accessing private shares in OpenAI and Anderil. Ian also sheds light on the elusive world of pre-IPO investing, sharing insider moves like buying shares directly from employees *before* a company goes public.

Rashad expands the conversation, exploring why high earners—those making $250,000+—in cities like California still don’t feel “rich.” The hosts break down the impact of inflation and the ever-moving goalposts of financial success. Whether it’s the rising price of real estate, luxury cars, or daily living, Ian and Rashad candidly discuss why passive income and investing are more crucial than ever.

**Key takeaways from this clip:**

- Where Ian would put $1 million through 2030: Nvidia, OpenAI (if you can get in!), and more.

- How to buy shares in private companies before IPO, even if you’re not an insider.

- Why even top earners don’t feel affluent anymore and how regional costs have shifted wealth perceptions.

- The escalating costs of basic living—housing, cars, and more—even outside big cities.

- Why smart investing is the only way to beat inflation and redefine your financial future.

If you’re seeking investment inspiration or want to learn about wealth-building in our ever-changing economy, this is a must-watch!

**Chapters:**

0:00 – The $1M Question: Where Would You Invest Until 2030?

1:30 – Insider Moves: Accessing OpenAI & Pre-IPO Shares

3:00 – Rental Prices, Real Estate, and Feeling “Rich” Today

4:20 – The Reality for High Earners and the Rising Cost of Living

5:40 – Why Investing is Non-Negotiable

Let us know in the comments: If you had $1M to invest for the next 6 years, what’s YOUR pick?

Don’t forget to like, subscribe, and turn on notifications for more unfiltered, insightful discussions with Ian & Rashad.

#BlackOutPodcast #Investing #Nvidia #OpenAI #PersonalFinance #Inflation #WealthBuilding #IanDunlap #RashadBilal #EarnYourLeisure #FinancialFreedom #TechStocks #PreIPO #PrivateEquity #CostOfLiving #MoneyMindset

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