December and early January are usually the busiest period for furniture sales. Many of us like new stuff for Christmas and others like to refresh our homes during the Winter sales.  One of the biggest furniture retailers is of course IKEA and now they've launched an interest free financing for bigger purchases.

But should we be encouraging shoppers to take out money on credit - even if the rate is 0%?  Joe discuss all with Callum Leavy, the Country Service Experience Lead with IKEA Ireland.