If you're young and healthy you can be tempted to delay getting long-term disability insurance. But in addition to coverage in an unpredictable world, there are also benefits you can glean from a policy even if you never become disabled.

In this episode I'll share those benefits. And I'll tell you what to consider if you think a policy is too expensive or won't cover what you had hoped.

Listen now!

Show highlights include:

• Why employer-provided disability coverage might not be enough when you need it. (3:37)
• Ethical way to receive payment from your disability contract (with certain companies), even if you aren't disabled. (8:20)
• "Undisputed" #1 feature of disability insurance. (11:29)
• Simple reason anyone with an income should have disability coverage in force. (12:07)
• Can your emergency fund cover a long-term disability? Brutal truth revealed. (13:03)
• How to afford a disability contract that becomes unaffordable, so you can keep your coverage without going broke. (13:42)
• Are underwriters fair? How your application is processed, and what to do if you disagree with their assessment. (14:42)

Reach out to me:

[email protected]

https://www.linkedin.com/in/valerie-laroque-lacp-b569509

Infinite Banking Mastery (infinitebankingnorthwest.com)