Infinite Banking Mastery

Would you rather earn:

• $100,000 a day for 30 days or…
• Earn a penny that doubles every day for 30 days?

Trick question.

At the end of the 30 days, you would have earned $3 million at $100k per day. Not too shabby. But what about a penny that doubles every day for 30 days?

A cool $10.7 million!

So how is this possible?

Well, it's all possible with Albert Einstein's "8th Wonder of the World" — uninterrupted compounding interest. Not only does Albert subscribe to this, but so does Tony Robbins, Warren Buffet, and Charlie Munger.

And in today's episode, I reveal how to start snowballing your retirement fund with the power of uninterrupted compounding interest, so that you don't have to retire with all of your hope in the volatile stock market.

Listen now!

Show Highlights Include:

• Why you might not receive all of your savings if your bank collapses because of the insidious wording in a March 13 press release by the FDIC (2:09)
• How the Dodd-Frank Act of 2010 legally forces you to bail out the banks instead of the government (2:24)
• Albert Einstein's "8th Wonder of the World" secret for amassing a Scrooge McDuck pile of wealth (without earning more or spending any time building your empire) (6:15)
• A simple experiment to 3x your nest egg in 30 days by filling up your wallet with a penny a day (7:59)
• How to snowball $100,000 into an enormous retirement fund with the power of a boring life insurance policy (10:00)

Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

Do you ever sit and burn $20 bills?

If you don't, you may as well, because right now the banks are legally taking 34.5% of your take home earnings in pure interest.

This interest isn't to pay down your mortgage, your car loan, or your student debt. It's to fill the greedy coffers of ultra rich bankers. Think I'm being hyperbolic? I purchased my home for $377,988 — amortized over 30 years. With an interest rate of ~6.7%, that means $483,238 is going to the bank in interest by the end of the 30 years.

Worst part?

The banks don't sit there and wait for me to give them $483,283. They're making interest on the payments the whole time, and are more likely to make close to $1.8M in profit off my $377,988 purchase!

That's the bad news.

The good news?

In today's episode, I share how to stop handing away 34.5% of your savings to the banks. I also show you how to take out $100K and pay no interest for an entire year — without receiving any penalties.

Listen now!

Show Highlights Include:

• How to avoid losing a single penny to the banks as explained by a former pilot (4:40)
• How to take out a $100K loan and pay no interest for an entire year (without receiving any penalties or the repo trucks coming for you!) (8:09)
• Why refinancing your home within the first 10 years causes you to pay WAY more in interest (12:02)
• The insidious way you're actually paying 50% more for your home than you realize (and how to stop overpaying for it) (13:21)
• How the banks earn $1.8M in interest on a $377K house (and how to protect your money from greedy bankers) (15:41)

Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

How nice would an extra million dollars sound?

And imagine if you didn't have to work harder, smarter, or even work at all to get it.

Well, this does exist!

But I don't recommend you try doing it, because you'll cop a whopping 20 year prison sentence. But if your name is Bank of America, JPMorgan Chase, Wells Fargo, Citigroup, or Goldman Sachs, then go for gold!

That's right, the banks do this every single day. They do it so much that a huge amount of our currency supply is created out of thin air by these guys.

Best part?

They don't go to prison, but if you did it, you'd be in prison!

And it's all possible thanks to the concept known as "Fractional Reserve Banking." In today's episode, you'll discover the madness behind this concept, as well as how to protect yourself from this corrupt system.

If you haven't heard of "Fractional Reserve Banking" before, strap in — it's going to be a wild ride!

Listen now!

Show Highlights Include:

• How banks drain your buying power by loaning out more money than they receive (yes, they do, and no, it's not illegal… in fact, it's cheered on by our government) (0:49)
• Why the FDIC won't be able to protect your savings in an economic collapse because of their "1 Percent" secret (2:45)
• The insidious "Unsecured Creditor" law that means you will be bailing in the banks in the next financial crash (whether you like it or not) (5:00)
• How every dollar in your savings account becomes $10 available for loans and investments (7:37)

Reach out to me:

[email protected]

https://www.linkedin.com/in/valerie-laroque-lacp-b569509

Infinite Banking Mastery (infinitebankingnorthwest.com)

Have you ever wondered why there's a maximum withdrawal limit at the bank?

They'll often tout it as "stopping criminals from laundering money." But the reality is this: They don't have much money in the actual bank!

What do I mean?

The primary way banks make money is by lending out YOUR money. Banks only need to keep about 10% of deposits on reserves. So when you make a deposit, they loan out your money (and then some!) and earn their profit by charging interest.

The only reason why this has worked is because the banks know 90% of all savings are untouched by the public — they don't take their money out, they leave it in the bank.

But this was one of the causes of the Great Depression. The public were scared of a market crash, decided to take out all their money as the banks weren't safe anymore, and they were told…

There was no money left!

But there is a way to be free from this madness. In today's episode, I reveal "The Family Banking System", which allows you to recapture the interest you're losing to banks.

Listen now!

Show Highlights Include:

• Why the banks are legally allowed to take your money and then sell it back to you (and make a handsome profit) (0:56)
• Our banking system would collapse if everyone withdrew their money all at once. It's known as fractional reserve banking, and you can learn how it started at (1:21)
• How banks make a profit off every single transaction you make with the "3 Circle Exercise" (5:04)
• Why Bank of America gets away with a 16x return on investment on YOUR savings (6:29)
• How to take out a loan with a terrible FICO credit score (8:18)

Reach out to me:

[email protected]

https://www.linkedin.com/in/valerie-laroque-lacp-b569509

Infinite Banking Mastery (infinitebankingnorthwest.com)

Walt Disney, JCPenney, and Ray Kroc.

What do all these ultra-wealthy individuals have in common? They all possess, "The Secret of the Affluent", as coined by the New York Times. In layman's terms, they all got ahead in life, not by spending their own money, or taking out a loan, but…

By borrowing against their whole life insurance policy!

So, why do the ultra-wealthy leverage whole life insurance policies?

• Deposit amounts are unlimited (and NO income limitations)
• No tax on the growth of your account
• No tax when accessed either (if structured correctly)
• Any money left over for your children and grandchildren can NOT be taxed by the money hungry federal government.

Sounds pretty good, right?

Well, in today's episode, I reveal a few more tricks the ultra-wealthy do to amass true wealth, while paying as little in tax as possible.

Listen now!

Show Highlights Include:

• The counterintuitive way to earn an extra $2,000 by spending $3,000 (1:11)
• Bank won't provide a loan to start your business? Use the "Walt Disney" source of finance to kickstart your entrepreneurial journey (2:12)
• How Ray Kroc, the founder of McDonald's, used "The Rich Man's Roth" to create the McDonald's empire (3:51)
• Access your life savings — tax free — with Tony Robbins' "Private Placement Life Insurance" (6:03)

Reach out to me:

[email protected]

https://www.linkedin.com/in/valerie-laroque-lacp-b569509

Infinite Banking Mastery (infinitebankingnorthwest.com)

Imagine a savings tool that had:

• Guaranteed growth / return on investment (and we're not talking under 1% like you get in savings accounts)
• Liquidity (access your savings income — tax and penalty free — whenever you want)
• Borrow against the full amount of your savings (without risk of a margin call) — rather than withdrawing your money. Allowing your savings to continue to snowball and grow!

And you know what?

I only mentioned a fraction of the benefits here. In this episode, I reveal the additional 10 benefits this savings tool has. And if your investment vehicle doesn't have these, you're putting yourself at risk of inflation, banking greed, and the ever money hungry Federal government.

Listen now!

Show Highlights Include:

• How to get a guaranteed return on your investment until you're 121 years old (and leave a legacy for your children and their children) (1:35)
• Why having a "SFC" mechanism could prevent you from depleting all your life savings (1:57)
• How to unlock your retirement savings without retiring (without incurring a 10% early penalty) (2:53)
• Scared of your nest egg going down the drain during a recession? Here's the "WLI" policy that eliminates market volatility from your savings portfolio (3:20)
• How to borrow against the full amount of your savings (without the risk of a margin call) (3:35)
• Struggling to keep up with principal + interest repayments on your loan? Here's how to pay interest only for as long as you want (4:07)
• How to save as much as you want with no ceiling or cap (even if you earn a million dollars a year) (4:58)
• The simple way a "WLI" policy allows you to leave a legacy, and hand down your wealth to your children and grandchildren (all inflation proof) (5:45)

Reach out to me:

[email protected]

https://www.linkedin.com/in/valerie-laroque-lacp-b569509

Infinite Banking Mastery (infinitebankingnorthwest.com)

You owe the US Government $519,000.

What? How?

Well, as a nation, we owe over $31 trillion owed in funded liabilities (debt.) And we also owe over $173 trillion in unfunded liabilities (even more debt.)

Worst part?

According to David Walker, ex-CPA of the USA, your future tax rate will need to double — or else the nation will declare bankruptcy.

Imagine paying double the taxes you already pay. With taxes projected to double, trying to build a nest egg will be impossible. Imagine what your retirement would look like if the government legally takes nearly half of your salary (or your retirement income).

In today's episode, I reveal two ways to build tax free wealth.

Listen now!

Show Highlights Include:

• Excited to get a lower tax rate when you retire? Here's why you could be stuck paying a tax rate of 74% at 80 (5:21)
• How to avoid an insidious "tax" that penalizes you 50% for saving money in your nest egg (9:00)
• 2 tax-free savings vehicles you can access in retirement (10:18)
• Is your income too high for a Roth IRA? If so, check out "CVLI" as an alternative (and pay no taxes on your savings) (10:32)

Reach out to me:

[email protected]

https://www.linkedin.com/in/valerie-laroque-lacp-b569509

Infinite Banking Mastery (infinitebankingnorthwest.com)

You owe the US Government $519,000 (and growing).

That's how much you (and every other American) needs to pay in order to bring down Uncle Sam's debt. What's even crazier is this:

According to retirement expert Ed Slott, the Federal government can increase their percentage of your savings whenever they need more money — and that day is coming soon.

So the question is, how much will the government take away from your retirement account?

In today's episode, I reveal how you can avoid the government legally taking more of your hard earned money.

Listen now!

Show Highlights Include:

• The US government owes over $173,000,000,000,000 in unfunded liabilities. Check out this website to see the exact breakdown U.S. National Debt Clock : Real Time (usdebtclock.org) (3:25)
• How to get to a 0% tax bracket (and transform your retirement) by clicking "add to cart" (4:47)
• The four letter word that explains why your tax rate could double (or else the country could go bankrupt) (6:05)
• Excited to get a tax break in 2023? Here's why doing so could force you to pay taxes at a rate as high as 48% (like in Australia) (7:24)
• Are you a sitting duck for a revenue hungry Uncle Sam? (8:05)

Reach out to me:

[email protected]

https://www.linkedin.com/in/valerie-laroque-lacp-b569509

Infinite Banking Mastery (infinitebankingnorthwest.com)

The last 2+ years have shown us we can't trust the banks or government:

Criminally low interest rates, blatant market manipulation, and an unsafe and volatile market. Every year you leave your money in the bank, you're losing a small percentage of your buying power thanks to inflation. What if I told you that banks are doing something completely different, then what they are telling you to do?

Sounds crazy, right?

In today's episode, you'll hear an introduction to one of the most powerful strategies that will allow you to take control of your cash. This strategy will also teach you how to make your money generate multiple streams of revenue.

Listen now!

Show Highlights Include:

• How relying on investment accounts this upcoming recession might cause you to lose 40% of your retirement fund (4:32)
• Why the true definition of "diversified" multiplies your retirement (while being a much safer way to go) (4:58)
• How to save into a "LI" product, keeping these funds protected from stock market losses. Your "LI" account never loses money! (yes, it sounds too good to be true, but it's not) (6:12)
• A $23.99 book found on Amazon that financially frees you from the cartel known as "the banking system" (8:34)
• How to build a mountain of wealth without paying a dime to Uncle Sam with the Infinite Banking Concept (11:40)

https://infinitebankingnorthwest.com/

Reach out to me:

[email protected]

https://www.linkedin.com/in/valerie-laroque-lacp-b569509

Having a safe and secure retirement feels impossible today. With inflation, higher taxes, volatile stock, and property markets, it's overwhelming, isn't it?

And the banks and government aren't going to help you. We all know this.

That's the bad news.

The good news?

You can live a debt-free life and retire with a sizable nest egg. In fact, this is easy — so long as you don't rely on the government and the banks.

Valerie LaRoque, your host, is an authorized IBC Practitioner (with the Nelson Nash Institute)..

Listen to the Infinite Banking Mastery podcast where you will discover the power of the Infinite Banking Concept (IBC). Grow a tax-free pool of cash. Take full control over your financial future. And most importantly, build your legacy.