Ever felt overwhelmed by fear of debt, to the point where it's clouded your perception of yourself? You're not alone. My own dread of debt kept me credit card free throughout my 20s and shaped an unsettling narrative of personal worth tied to financial debt. 

In this engaging episode, we'll redefine debt, not as 'good' or 'bad', but as  neutral that, when understood and handled strategically, can be a powerful tool irrespective of your age or stage in life.

Retrospective insights from my 20s form a significant part of the discussion; from the pressure of maintaining a 'fashionable' image to learning the art of declining unnecessary expenses. 

Remember wanting that swanky apartment but couldn't afford it? I had the same desire, but chose a budget-friendly apartment instead – a decision that has paid off. 

Whether you're just starting out on your financial journey, or seeking to improve your financial knowledge later in life, this episode's candid anecdotes and valuable advice are sure to equip you with a fresh perspective on debt and the importance of saving for retirement.

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Ready to face your fear of money and unlock the power of financial success?

Join me with personal finance expert, author, and host of the So Money podcast Farnoosh Torabi.

 We'll discuss how fear can be harnessed as a superpower for financial success, navigating the complex maze of fear-based decision-making.

You'll learn how societal norms and parental influence can shape our relationship with money, as well as gain insight into the dangers of toxic positivity and how embracing all our emotions can lead to a balanced life.

It's time to flip your script on fear - don't miss it!

Connect With Farnoosh:
On Her Website:  AHealthyStateofPanic.com
On Instagram: @farnooshtorabi

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Have you ever asked yourself, "Where does my money go?" Well, you've come to the right place. Over the last twelve years, I've embarked on a personal adventure, exploring the power of cash envelopes for budgeting. Today, I'm thrilled to share my valuable insights with you.

In this episode, we'll dive deep into the world of cash envelopes. We'll explore their functionality and the pivotal role they play in effective budgeting. I'll divulge my own experiences of using cash for various categories, ranging from babysitting to groceries. And guess what? I still rely on cash for specific categories to this day.

Prepare yourself for an enlightening conversation about budgeting habits, controlling your spending, and establishing financial boundaries. It's time for you to regain control over your money. Let's get started!

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Picture this: your grocery bill, cut in half. Sounds impossible, right? Not when you've got the queen of budget-friendly meals, Erin Chase, guiding you through the art of frugal feasting! Erin, founder of $5Dinner.com and author of the $5Dinner Mom Cookbook series, joins us for a chat that's sure to change how you shop, cook, and eat. From navigating the grocery store during turbulent times to leveraging store apps for the best sales, Erin’s expertise is a lifeline for those looking to save a buck without sacrificing the joy of a good meal.

But it's not just about saving money, it's also about gaining confidence in the kitchen. Erin shares her secrets to discovering the joy of cooking. She serves up tips on creating simple yet delicious meals, cutting down on dining out, and preventing food waste by stocking up on freezer-friendly options.

With Erin's wisdom, you'll not only save money but also rediscover the delights of home-cooking. So, ready to cook up some savings? Join us for this insightful chat with Erin Chase.

Connect With Erin:
Get the recipes, shopping lists and step-by-step directions for putting 10 meals together and into the freezer.

Check out her website here

Follow her on social media:

@5dollardinners (Tw/IG/Threads)

@5dollardinnersfans (FB)

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Are you tired of feeling trapped in a cycle of financial stress? Run your money, don't let it run you! 

Join me in this episode on a journey towards financial freedom as we unpack five powerful questions that will help you shift out of a scarcity mindset and discover the wealth and abundance that is waiting for you. 

Transform your money mindset and become the master of your own financial future - listen now to make it happen!

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

What if I told you that a shift in mindset could drastically change your life?

In ​this episode, You'll hear it from Jen Ruiz as she unfolds her transition from a mindset of scarcity to one of abundance, a change that led her to pursue her dream of traveling the globe.

Her story is not just about traveling and exploring; it's about overcoming limiting beliefs, embracing self-confidence, and the power of storytelling.

Jen's story is a testament to the power of self-belief and the ability to monetize one's skills, even during uncertain times.

You'll also discover how she strategically managed her finances and prioritized travel while remaining financially responsible.

So, buckle up for an episode that's as much about financial savvy as it is about daring to dream.

Connect With Jen:

Https://twitter.com/jenonajetplane

Https://facebook.com/jenonajetplane

Https://instagram.com/jenonajetplane

Check Out Jen's Books Here!

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Are you ready to take charge of your financial future? Paying off debt can seem like an uphill battle without end, but there's hope. 

Join me as we explore the power of compound interest and how it could help you achieve your financial goals faster! 

Learn how to make even the smallest amount work for you, and get tips on automating investments through a Roth IRA and other tools. 

Ready to start investing? This episode will give you a head start on making informed decisions—let's start building our wealth, one small investment at a time!

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

If you're contemplating a pivot into the online space or seeking to maximize your income, this episode will give you all the motivation and advice you need.

Unlock the wisdom of Kahlie Welch's inspiring journey: from nursing dropout to certified occupational therapist and Director of Operations. 

Discover how she embraced change, developed her skills, and achieved financial success with an open mindset and a willingness to pivot into the online space. 

Plus, learn valuable insights from Kahlie on personal financial growth and the importance of investing in yourself! 

Listen now for all the motivation and advice you need to reach your income  goals.

Email Kahlie at [email protected] and let her know what you thought of this episode! 

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Have you ever imagined yourself lounging on a leather Chesterfield sofa, or maybe living it up in a Beverly Hills mansion? 

Well, join me and my friend Chris on this episode as we help you imagine and weigh the cost of the outrageously priced luxury items. From discussing the extravagant cost of luxury furniture like Chesterfield sofas, to analyzing what we've spent on similar items in the past, we're taking a deep look at the worth of luxury. 

We put forth the pros and cons of both, hoping to help you discover your own preferences.

No matter whether you're a spender, a saver, or somewhere in-between, we guarantee you'll find plenty of food for thought in this episode. Tune in, and let's dream big together!

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Have you ever wondered about the state of financial literacy in our high schools? Join our riveting dialogue with Brooklyn's own financial educator, Yanely Espinal, also known as "Miss Be Helpful".

Yanely, with her inspiring dedication, is on a mission to bring financial literacy to high schools nationwide, aiming to instill money management skills in the next generation.

We discuss the variations in money management curriculums across states and how to equip teachers to impart these vital skills.

Join us for this enlightening conversation and take a step towards financial literacy.

Connect with Yanely:
On her website
YouTube
Instagram
LinkedIn

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!