Inspired Budget

In this episode, Allison shares a 4-step strategy that will make a real difference in your financial life and help you break free from credit card debt.

These are real steps for real people who want to pay off their credit card debt, stop the debt cycle, and build a healthier relationship with credit. 

If you're feeling overwhelmed by credit card balances, stressed about making minimum payments, or sick of throwing money away on interest, this episode is exactly what you need. Think of it as your roadmap to finally getting ahead of your credit card debt.

After listening, you'll have 4 practical steps that can change your money situation. You'll move from feeling stuck in the credit card trap to feeling confident and ready to face your financial future.

This episode comes with two helpful resources—the Goodbye Debt Tracker spreadsheet and the Debt Free Roadmap—created to help you overcome credit card debt with simple, proven strategies. And you can start using them right away.

Resources Mentioned:

• Get the ‘Goodbye Debt!’ Tracker 
• Download the Debt Free Roadmap
• Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Is talking about a prenup planning for divorce—or is it actually planning for a successful marriage? In this episode, I chat with Carlie Spencer, family lawyer and founder of The Prenup Girl. 

Carlie is on a mission to help couples create strong marriages by having open, honest conversations about finances and future plans—starting with a prenuptial agreement.

You’ll walk away with practical tips for having “the money talk” with your partner, understanding the true purpose of a prenup, and insights into creating a marriage built on trust and transparency.

If you’re engaged, married, or simply curious about how prenups work, this episode is for you!

Resources & Links Mentioned:

Carlie’s Book: The Prenup Girl’s Guide to a Successful Marriage 

Book Mentioned: The Defining Decade by Meg Jay 

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

In this episode, we're diving into the 6 sneaky reasons your budget might be failing (and trust me, you're not alone in this!). Ever look at your bank account and wonder where all your money went, even though you had a budget? Been there! I'm sharing a real story about how life threw our family a curveball last month with medical expenses, and how we handled it.

You Will Learn:

• Those Tricky Irregular Expenses: How to handle those surprise (but not really surprise) expenses like car maintenance and annual subscriptions without derailing your whole budget.
• Why Being Too Strict Backfires: I'll share how giving ourselves just $20 of fun money changed everything in our budgeting journey.
• Rolling with Life's Changes: From inflation to growing kids (who knew they could eat so much?), learn how to adjust your budget when life shifts.
• Setting Goals That Stick: Why trying to cut your restaurant budget from $500 to $50 probably won't work (and what to do instead).
• Those Sneaky Small Purchases: How $8 lunches and random Amazon buys can add up to over $2,200 a year without you noticing.
• The Weekly Money Check-In: My simple 5-minute routine that keeps our budget on track without making it feel like a chore.

Grab your coffee (or tea!), maybe a notebook, and let's talk about making your budget actually work for your real life. Because honestly? The problem isn't you - it's probably one of these six things we're about to fix.

Join my free 7-Day Budget Makeover Challenge

Check out Axos ONE's savings and checking bundle: http://axosbank.com/allison 

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Ever feel like you’re doing all the “right” things with your money but still not getting the results you want? In this episode, I chat with Jessica Moorhouse, author of Everything But Money, about the often-overlooked barriers that hold us back financially.

Jessica shares her personal story of growing up with financial shame, how family history influences our money habits, and the transformative power of rewriting your money story. 

What You’ll Learn:

• Why your money habits are shaped by your childhood experiences
• How trauma (big or small) impacts your financial decisions
• Actionable steps to start rewriting your money story today

Don’t miss this episode if you’re ready to uncover what’s really standing between you and your financial goals.

Jessica’s book: Everything But Money

Follow Jessica on Instagram: @JessicaIMoorhouse

Listen to Jessica’s podcast: More Money Podcast

Check out Axos ONE's savings and checking bundle: http://axosbank.com/allison 

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

In this episode, we're talking about 4 must-have money talks with your partner or family. You know, the kind that can feel a bit awkward but are totally crucial if you want to keep things smooth in the finance department.

If you've ever felt nervous about bringing up the budget or debt with your loved ones, or if you're just not sure how to start that kind of conversation, this one's for you. I'm pulling from my own life (yep, all the messy and successful bits) to help you see you're not alone in this.

You Will Learn:

• Dreaming Together: How to talk about saving up for big dreams without making it feel like a math test.
• Debt Doesn't Have to be Scary: How to share your debt stories without shame and tackle them as a team.
• Spending Habits: I'll share how my husband and I learned to handle our very different spending styles without arguments.
• Emergency Funds: Because life throws curveballs, and I'll tell you why having a safety net is a game-changer.

Grab your favorite drink, get comfy, and let's break down these conversations into simple, doable steps. 

Check out Axos ONE's savings and checking bundle: http://axosbank.com/allison 

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

How can parents teach their teens millionaire habits that lead to lifelong financial success? In this episode, I sit down with Maya Corbic, founder of the Wealthy Kids Investment Club. 

Together, we discuss practical ways parents can help their teens build habits of saving, budgeting, and investing that set them up for financial independence.

You’ll walk away with actionable tips to teach your teen about managing money, investing wisely, and practicing delayed gratification.

If you’re a parent ready to raise financially independent kids, this episode is for you!

Connect with Maya:

Instagram: @teach.kids.money

Wealthy Kids Investment Club: https://www.wealthykids.club/ 

Book: From Piggy Banks to Stocks 

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

I'm not going to lie to you - I'm a little bit nervous about releasing this episode. 

Partly because I'm talking about something that I have experience in, but not professional training in. And also, because I'm going to be very vulnerable and open here. I'm going to be sharing something about myself that not a lot of people know about. And usually, when they do find out about it, they're pretty shocked. And that is: I struggle with anxiety and depression. 

I need to add this disclaimer: I am not a therapist. I am not a psychiatrist. My experiences with the subject that I'm speaking on today stem from my own personal experiences. 

If you've ever battled with anxiety or depression, you understand that our money doesn't care about our mental status. Life still goes on. Bills still need to be paid. This is why it's so important to create systems and safeguards for our money so that when our mental state isn't the best, our money can still do what it needs to do. 

In this episode, I'm sharing the 5 things you can set in motion TODAY to ensure you thrive financially in the midst of anxiety, depression, and/or financial stress! 

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Sleep expert Terry Cralle, MS, RN, joins the Inspired Budget Podcast to share how sleep impacts every part of our lives—from decision-making to financial health. Discover why sleep deprivation can lead to impulsive spending, poor judgment, and chronic stress, and learn actionable tips for improving your sleep habits.

What You’ll Learn:

• How lack of sleep affects finances and decision-making
• Practical tips for better sleep hygiene
• Why sleep is the ultimate self-care

Connect with Terry at Better Sleep Council and discover how prioritizing sleep can improve your life!

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Join us for this special Q&A episode of the Inspired Budget Podcast! Today, Allison answers your questions about everything from managing a tax refund to setting up your bank accounts and budgeting after losing your job. 

Questions We Answer:

1. How should I use my tax refund? Should I save it, pay off debt, or spend it?
2. What kinds of bank accounts should I have, and how should I split my money between them?
3. What’s the best way to budget if I've been laid off?

If you're looking for straightforward, useful advice on these topics, you're in the right place!

Links Mentioned:

• The high yield savings account that I love.
• Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

In this episode, I’m sharing how our family of four saves money across different areas of our daily lives. If you’ve ever felt overwhelmed by your bills or unsure how to make your money go further, this episode is packed with real, doable tips and examples from our own life.

I’ll walk you through six effective ways we reduce costs—from managing household bills like car insurance and cell plans, to smart shopping for groceries, and even cutting costs on utilities and subscriptions. These aren’t just tips; these are real strategies that my family uses every month to maintain financial freedom without sacrificing the things we enjoy.

If you're looking to save more money without cutting back on fun, then this episode is for you!

Links Mentioned:

Save money on your cell phone with Visible

Scan your grocery receipts with Fetch Rewards

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!