Insurance Covered

Welcome to Insurance Covered, the podcast that covers everything insurance. In this episode Peter is joined by two guests, Charles Boorman, CEO and James Sterling, Head of Claims, at Kayzen Specialty a new MGA, and in this episode we discuss the story of how Kayzen was formed.

In this episode we discuss:

• A recap on what an MGA actually is and what role they play.
• How MGA's differ from insurers.
• Who Kayzen are and what lines of business they write.
• Why Charles decided to start an MGA.
• Why Kayzen decided to both underwrite and manage the claims.
• The plans for Kayzen's future.

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Welcome to Insurance Covered, the podcast that covers everything insurance. In this episode Peter is joined by Hannah Gurga, Director General of the ABI, and they will be discussing Hannah's role at the ABI.

In this episode we cover:

• An overview of the ABI
• What the role of Director General entails and if it differs to that of a CEO
• How the governance of the ABI is organised
• The ABI's current 3 year strategy, the aims of it and what progress has been made
• The issues Hannah has on her radar for the insurance industry

We hope you enjoyed this episode, if you did please subscribe to be notified when new episodes release.

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Welcome to Insurance Covered, the podcast that covers everything insurance. In this episode Peter is joined by Charlie Hanbury, CEO of Samphire MGA, and in this episode they will be discussing all things K&R, that's kidnap and ransom insurance.

In this episode we cover:

• What kidnap and ransom insurance covers
• How common kidnap is around the world
• Who buys this kind of cover and why?
• How kidnap and ransom insurance has developed in the last century and how it may develop in the future

We hope you enjoyed this episode, if you did please subscribe to be notified when new episodes release.

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Welcome to Insurance Covered, the podcast that covers everything insurance. In this episode Peter is joined by Robert Hartwig, Associate Professor of Finance at the University of South Carolina. I this episode they discuss the concept of moral hazard in insurance.

In this episode we cover:

• What is meant by the term moral hazard.
• The two forms of moral hazard.
• How insurers protect themselves against moral hazard.
• The other side of moral hazard, can it actually be a good thing as well?
• Insurance as an enabler, providing a financial safety net for when risk goes wrong.
• Links between moral hazard and the climate crisis.

We hope you enjoyed this episode, if you did please subscribe to be notified when new episodes release.

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Welcome to Insurance Covered, the podcast that covers everything insurance. In this episode Peter is joined by Sarah Conway who is a Director in WTW’s Disaster Risk, Finance & Parametrics team, leading the Ecosystem Resilience practice. In this episode we discuss insurance of coral reefs and climate finance.

In this episode we cover:

• Why coral reefs need insurance.
• The importance of coral reefs.
• How this insurance product works and how the parametric policy is triggered.
• How the issue of insurable interest is resolved.

We hope you enjoyed this episode, if you did please subscribe to be notified when new episodes release.

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Welcome to Insurance Covered, the podcast that covers everything insurance. In this special episode Peter is joined by Bruce Carnegie-Brown and they discuss his role as the Chairman of Lloyd's.

In this episode we cover:

• How Bruce came to be the Chairman of Lloyd's
• The role Lloyd's plays in the UK and global insurance market.
• Bruce's involvement in CUVVA, an app that allows users to purchase short term motor insurance.
• The future of Lloyd's of London and how they can remain relevant in the coming decades
• The current challenges facing the insurance market.

We hope you enjoyed this episode, if you did please subscribe to be notified when new episodes release.

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Welcome to Insurance Covered, the podcast that covers everything insurance. In this episode Peter is joined by David Altmaier, former Commissioner of Insurance for Florida State and now Consultant for the Southern Group-Florida. In this episode they will discuss the Florida insurance market and David's time as Insurance Commissioner.

In this episode we cover:

• David's time at the Florida Office of Insurance Regulation.
• How David became Insurance Commissioner and what the role of commissioner entails.
• How the impact of hurricanes has affected the Florida insurance market both for insurers and insureds.
• To what extent Florida is the first State dealing with the consequences of climate change.
• How David as Insurance Commissioner responded to the insurance crisis in Florida.

We hope you enjoyed this episode, if you did please subscribe to be notified when new episodes release.

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Welcome to Insurance Covered, the podcast that covers everything insurance. In this episode Peter is joined by Hannah Farber, Assistant Professor of History at Columbia University in New York. In this episode they look at the American revolution and the role insurance played in the foundation of the United States.

In this episode we cover:

• An overview of the events that led to the American revolution (c.1750-1812).
• The role of marine insurance played during this time period.
• The story of merchant insurer, Robert Morris.
• The rise of domestic US insurance and its post war impact.
• Answer to the question: To what extent did insurance genuinely shape the foundation of America?

We hope you enjoyed this episode, if you did please subscribe to be notified when new episodes release.

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Welcome to Insurance Covered, the podcast that covers everything insurance. In this episode Peter is joined by George Barker, Assistant Underwriter at Aspen Insurance and they discuss why he has chosen a career in insurance.

In this episode we cover:

• Why George chose insurance as a career.
• His experience applying for a graduate scheme.
• Why George chose to apply for the Aspen graduate scheme.
• The training involved as part of the graduate scheme.
• His role as a crisis management underwriter.

We hope you enjoyed this episode, if you did please subscribe to be notified when new episodes release.

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Welcome to Insurance Covered, the podcast that covers everything insurance. In this special episode on recruitment Peter explores the world of insurance recruitment through conversations with 4 guests:

Ben Bolton - Managing Director at Gracechurch consulting

Samantha Ridgewell - Managing Director of Empower Development

Caroline Wagstaff - CEO at London Market Group (LMG)

William Gallimore - UK Managing Director at HFG Insurance Recruitment

In this episode we cover:

• Is insurance successful in attracting top talent
• Analysis of the current market
• Is there currently a recruitment crisis?
• The main issues facing the insurance market hindering recruitment
• What we can do to minimize the impact of these challenges
• What guests think the workforce will look like in 10 years time

We hope you enjoyed this episode, if you did please subscribe to be notified when new episodes release.

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