Insurance Tomorrow

Insurance is changing fast - as AI transforms how businesses operate, new technologies reshape familiar risks, and climate change creates challenges already being felt today. 

But amid all that change, some fundamentals may remain, particularly the importance of trust, expertise and strong human relationships. 

In this episode of Insurance Tomorrow, financial broadcaster and journalist Georgie Frost is joined by Colm Holmes, CEO of Allianz UK, and Chris Bose, Director of General Insurance and International at the Association of British Insurers, to explore what the industry could look like in the decades ahead. 

In this episode, we discuss: 
•    What buying insurance might look like by 2050. 
•    How AI is changing insurance, but why “humans in the loop” matter 
•    The evolving risk landscape, from climate change and cyber threats 
•    How autonomous vehicles and renewable energy technologies could reshape insurance 
•    The role of regulation in stimulating innovation and protecting customers 
•    Importance of prevention, resilience and understanding future risk 
•    How brokers are becoming ‘risk consultants’ 

Follow the series for notifications about future episodes. 

You can watch the podcast on Spotify and YouTube | https://www.youtube.com/playlist?list=PLoLD_-KfE3a3mR38xel2jA58gVo3J6-Gs

Want to help shape our future episodes? Share your ideas, thoughts and comments here | https://info.allianz.co.uk/insurance-tomorrow-podcast-survey.html 

Connect with us on LinkedIn | https://www.linkedin.com/showcase/allianzukbroker/ for broker insights and explore the Allianz Knowledge Centre | https://www.allianz.co.uk/broker/knowledge-centre.htmlfor webinars, articles and resources on business risks and other key topics. 

A podcast series by Allianz Insurance, produced by Fresh Air Production.

See omnystudio.com/listener for privacy information.

From conflict and trade tensions to cyber attacks, supply chain disruption and climate change, risks facing businesses are becoming increasingly interconnected. So how can brokers prepare when past events may no longer be a reliable guide to what happens next?

Our host, financial broadcaster and journalist Georgie Frost, is joined by Hanna Kam, Chief Risk Officer at Allianz UK, and David Abbott, Managing Partner of Insurance Services and Head of Global Risks at DWF, a global legal and business services provider.

In this episode, we discuss:

• How geopolitical instability and economic uncertainty are reshaping the risk landscape
• Supply chain disruption and how businesses can build greater resilience
• War, political violence and the growing intersection between physical, cyber and AI-driven threats
• How insurers are responding to increasingly interconnected and hard-to-model risks
• Underinsurance, protection gaps and the broker’s evolving role as a strategic risk adviser.

Follow the series for notifications about future episodes. You can watch the podcast on Spotify and YouTube | https://www.youtube.com/playlist?list=PLoLD_-KfE3a3mR38xel2jA58gVo3J6-Gs

Want to help shape our future episodes? Share your ideas, thoughts and comments here | https://info.allianz.co.uk/insurance-tomorrow-podcast-survey.html

Connect with us on LinkedIn | https://www.linkedin.com/showcase/allianzukbroker/ for broker insights and explore the Allianz Knowledge Centre | https://www.allianz.co.uk/broker/knowledge-centre.html for webinars, articles and resources on business risks and other key topics.

A podcast series by Allianz Insurance, produced by Fresh Air Production.

See omnystudio.com/listener for privacy information.

Autonomous vehicles are moving from science fiction to reality as legislation develops, driverless technology advances and on-the-road testing accelerates. But what happens to insurance when driverless cars start making decisions for themselves? New UK self-driving vehicle laws are expected to reshape liability and claims, as insurers, brokers and businesses prepare for the biggest change to motor insurance in decades.  

Our host, financial broadcaster and journalist Georgie Frost, is joined by Alexandra Wyard, Director of Product and Proposition for Personal Lines at Allianz UK, and Dominic Tough, Senior Research Engineer at Thatcham Research.  

In this episode, we discuss:  

• How autonomous vehicles, self-driving cars and ADAS technology are changing the insurance landscape  
• Autonomous vehicle liability, regulation and who pays when AI is ‘behind the wheel’?  
• The role of vehicle data and risk assessment in a driverless future 
• Robotaxis, autonomous fleets and the impact on commercial and personal insurance  
• The importance of safety testing and human oversight as self-driving cars mix on crowded roads. 

Follow the series for notifications about future episodes. You can watch the podcast on Spotify and YouTube | https://www.youtube.com/playlist?list=PLoLD_-KfE3a3mR38xel2jA58gVo3J6-Gs

Want to help shape our future episodes? Share your ideas, thoughts and comments here | https://info.allianz.co.uk/insurance-tomorrow-podcast-survey.html

Connect with us on LinkedIn | https://www.linkedin.com/showcase/allianzukbroker/ for broker insights and explore the Allianz Knowledge Centre | https://www.allianz.co.uk/broker/knowledge-centre.html for webinars, articles and resources on business risks and other key topics.

A podcast series by Allianz Insurance, produced by Fresh Air Production.

See omnystudio.com/listener for privacy information.

How can businesses best defend their networks and day-to-day operations as cyber threats evolve and hackers make greater use of AI? Cybersecurity concerns topped the 15th annual Allianz Risk Barometer in 2026, making this an increasingly urgent issue for businesses everywhere.

Our host, financial broadcaster and journalist Georgie Frost, is joined by Jack Wright, Head of Cyber Resilience at Allianz UK, and Jon Choi, Director of Insurance Risk Consulting at CyberCube, a global provider of cyber risk analytics software.

In this episode, we discuss:

· How the digital threat landscape is changing and what it means for brokers

· Data breach incident response, vulnerability detection and network security

· Cyber risk assessment, access management and AI-powered threats facing the insurance industry

· Protecting a business’s digital ‘crown jewels’

· How much of a security danger is quantum cloud computing?

Follow the series for notifications about future episodes. You can watch the podcast on Spotify and YouTube | https://www.youtube.com/playlist?list=PLoLD_-KfE3a3mR38xel2jA58gVo3J6-Gs

Want to help shape our future episodes? Share your ideas, thoughts and comments here | https://info.allianz.co.uk/insurance-tomorrow-podcast-survey.html

Connect with us on LinkedIn | https://www.linkedin.com/showcase/allianzukbroker for broker insights and explore the Allianz Knowledge Centre | https://www.allianz.co.uk/broker/knowledge-centre.html for webinars, articles and resources on business risks and other key topics.

A podcast series by Allianz Insurance, produced by Fresh Air Production.

See omnystudio.com/listener for privacy information.

What should brokers be focusing on as the insurance market faces another year of uncertainty and BIBA prepares for its annual conference?

 

Our host, financial broadcaster and journalist Georgie Frost, is joined by Phuong Ly, Commercial Managing Director at Allianz UK and Julie Comer, BIBA’s Head of Compliance.

 

In this episode, we discuss:

• The insurance industry’s direction of travel in uncertain times and what this means for brokers
• BIBA’s latest market insights and the emerging risks shaping client conversations
• Economic resilience, data management and the evolving role of regulatory reporting
• How digital change and rising expectations are influencing customer behaviour
• The key themes and priorities shaping the agenda at BIBA 2026

 

Follow the series for notifications about future episodes. You can watch the podcast on Spotify and YouTube | https://www.youtube.com/playlist?list=PLoLD_-KfE3a3mR38xel2jA58gVo3J6-Gs

Want to help shape our future episodes? Share your ideas, thoughts and comments here | https://info.allianz.co.uk/insurance-tomorrow-podcast-survey.html

Connect with us on LinkedIn | https://www.linkedin.com/showcase/allianzukbroker/

For broker insights and explore the Allianz Knowledge Centre for webinars, articles and resources on business risks and other key topics | https://www.allianz.co.uk/broker/knowledge-centre.html

A podcast series by Allianz Insurance, produced by Fresh Air Production.

See omnystudio.com/listener for privacy information.

We explore the artificial intelligence trends and innovations that could define the insurance industry in the years ahead, and what they mean in practice for businesses and brokers. 

Our new host, financial broadcaster and journalist Georgie Frost, is joined by Akhil Lalwani, Chief Data Officer at Allianz UK and Mary Bowie, Managing Regional Counsel UK at Verisk, a global insurance, data analytics and software solutions provider. 

In this episode, we discuss: 

• How AI is changing insurance today and what that means for brokers 

• New exposures, accountability and the importance of data stewardship and governance 

• Evolving customer behaviour, regulation and how to ensure AI-driven decisions are fair, explainable and accountable 

• What the future of insurance could look like as AI matures, and the role brokers and human judgement will continue to play 

Follow the series for notifications about future episodes. You can watch the podcast on Spotify and YouTube | https://www.youtube.com/playlist?list=PLoLD_-KfE3a3mR38xel2jA58gVo3J6-Gs

Want to help shape our future episodes? Share your ideas, thoughts and comments here | https://info.allianz.co.uk/insurance-tomorrow-podcast-survey.html

Connect with us on LinkedIn  [https://www.linkedin.com/showcase/allianzukbroker] for broker insights and explore the Allianz Knowledge Centre [https://www.allianz.co.uk/broker/knowledge-centre.html] for webinars, articles and resources on business risks and other key topics.

A podcast series by Allianz Insurance, produced by Fresh Air Production. 

See omnystudio.com/listener for privacy information.

We’re back for a new series, and we’re excited to welcome business and finance journalist Georgie Frost as our new host. 

Each month she’ll be joined by an expert panel to unpack the global trends shaping business and what they mean for the insurance industry.  

Tell us what topics you’d like to hear on Insurance Tomorrow this year. You can share your thoughts and comments here | https://info.allianz.co.uk/insurance-tomorrow-podcast-survey.html

Watch Insurance Tomorrow on Spotify and YouTube | https://www.youtube.com/user/AllianzUK

Follow Allianz on:

LinkedIn | https://www.linkedin.com/company/allianz-insurance-plc/

YouTube  | https://www.youtube.com/user/AllianzUK

Instagram | https://www.instagram.com/allianz_uk/

Facebook  | https://www.facebook.com/allianzinsuranceuk

A podcast series by Allianz Insurance produced by Fresh Air Production. Find out more at https://www.allianz.co.uk/broker

See omnystudio.com/listener for privacy information.

Do you want a chance to win a £50 Amazon voucher? 

Listen to this to find out how....

Click this link to complete our short survey: https://info.allianz.co.uk/insurance-tomorrow-podcast-survey.html   

The opening date for competition entries is 06:00 GMT on 16 February 2026 and the closing date for entries is 06:00 on 3 March 2026. You can still share your thoughts outside of these times, but you won’t be entered into the prize draw. 

Full competition T&Cs can be found at: https://www.allianz.co.uk/insurance-tomorrow-listeners-prize-draw.html   

See omnystudio.com/listener for privacy information.

We’re bringing you the highlights from our 2025 episodes, covering a range of topics from underinsurance and cyber risks to climate challenges and skills shortages, and much more. 

Join Vanessa as she takes us through the key discussions with our guests from this year, emphasising the most impactful insights from our episodes on: 

    BIBA 2025 
    Cyber risks 
    Climate change 
    Underinsurance  
    Skills shortages 
    Top business risks  
    Fraud  

Want to help shape our future episodes? We’d love to hear your thoughts. Leave us a review and share your feedback to help others find the Insurance Tomorrow podcast. And, if you haven’t subscribed yet, tap the follow button to keep up with the latest episodes.  

Did you know, you can also watch this episode on YouTube? 

Connect with us on LinkedIn and explore our LinkedIn broker page for more industry updates. For resources, articles, and webinars on business risks and other key topics, visit the Allianz Knowledge Centre. 

See omnystudio.com/listener for privacy information.

We’re delving into the complexities of the UK’s fraud environment, exploring its impact on businesses and the insurance sector.  

Vanessa is joined by Matt Crabtree, Head of Financial Crime Intelligence & Investigation Strategy  at Allianz UK, and Craig Kennedy, Partner and Head of Cyber Consulting at HF.  

We discuss: 

• The current fraud landscape, including ghost broking 
• The effects of fraud on businesses and consumers 
• How brokers can enhance client resilience against fraud 
• The critical role of incident documentation amidst the surge in ‘crash for cash’ schemes 

Want to help shape our future episodes? We’d love to hear your thoughts. Leave us a review and share your feedback to help others find the Insurance Tomorrow podcast. And, if you haven’t subscribed yet, tap the follow button to keep up with the latest episodes.  

Did you know, you can also watch this episode on YouTube? 

Connect with us on LinkedIn and explore our LinkedIn broker page for more industry updates. For resources, articles, and webinars on business risks and other key topics, visit the Allianz Knowledge Centre. 

 

See omnystudio.com/listener for privacy information.