Dave Ramsey says credit cards are evil—cut them up and never look back. But is he right? Are credit cards truly a financial disaster, or can they be used responsibly without wrecking your budget (or conscience)?

In this episode, we break down:
🟢 Dave Ramsey’s arguments against credit cards
🟢 Why most people overspend with plastic 💳

🟢 When using credit cards makes sense—and when to avoid them
🟢 How to improve your credit score (even without debt)
🟢 The hidden dangers of credit card rewards

🎧 Listen now and decide for yourself!

Resources Mentioned in This Episode:

🔗 Protect your family online with Covenant Eyes ➝ WalletWin.com/ce
🔗 Check out our free Credit Score Guide ➝ WalletWin.com/creditscore
🔗 Need a better budget? Get our Catholic Budget Guide ➝ CatholicBudgetGuide.com

💬 What do you think? Are credit cards a helpful tool or too risky to use? Comment below or send us a message.

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Music in this episode is by Dylan Gardner – ⁠⁠⁠⁠⁠check out his album Almost Real⁠⁠⁠⁠⁠ on ⁠⁠⁠⁠⁠iTunes⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠Spotify⁠⁠⁠⁠⁠, or wherever you listen to great music.