First-time home buyers now make up a record 58% of agency purchase loans, according to ICE's Monthly Mortgage Monitor — but price growth is cooling, and serious delinquencies are ticking up. In this episode, Kathy Fettke breaks down what the latest data means for investors, lenders, and the 2025 housing market.

Topics Discussed:

• 00:00 First Time Home Buyers
• 00:33 Home Buyer Activity
• 01:08 Loans for First Time Home Buyers
• 01:47 Delinquencies
• 02:16 Foreclosure Activity
• 02:43 Home Prices

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