December jobs report up; unemployment down

Average hourly earnings dropped

Labor force participation hits new low, except for older Americans

Fewer young workers supporting the Social Security system

Most credit comprised of student loans and auto loans

Auto delinquencies highest since 2008, indicating a bubble

Obama's plan to make community college free will further inflate costs

Charles Evans calls for more inflation before raising interest rates

Denies relationship between cheap money and bubbles

The term "patience" indicates no timeframe for higher rates

Gold stocks very strong and gold prices continue to rise in face of rising dollar