Are you prepared for the real costs of aging? Today, I'll cover key things you should know about Long-Term Care Insurance, including using benefits to pay family members and even cover home modifications to stay safely at home.

I'll show you why planning LTC sooner is smarter than later, and the ideal age to apply to qualify for it.

If you want to safeguard your independence and financial legacy, this episode will help you think through your LTC options and plan ahead for a safe and peaceful future.

Listen now!

Show highlights include:

• Know the tax implications of family caregiver compensation, and why not all LTCI companies permit paying family. (1:45)

• Pro tip on a hidden LTC policy benefit that more families should be using to fund safety and accessibility home modifications. (2:32)

• A reality check we all need on dementia, stroke, cancer, and accidents in adults under 65 leading to ADL failure—and the powerful solutions disability policies and catastrophic riders provide! (4:12)

• What happens when your disability policy expires? The importance of dedicated LTC Insurance. (6:34)

• The ideal age window to buy LTC coverage, and why qualifying early matters according to these denial rates by age. (8:32)

• A reminder that LTC can be woven into your Infinite Banking Strategy for the right coverage for your situation! (10:00)

Reach out to me:

[email protected]

https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)