Julia Menez is a travel hacking expert, educator, and founder of GeoBreeze Travel. With a background as an actuary, Julia brings a unique analytical approach to maximizing credit card points and airline miles for luxury travel. She’s dedicated her career to teaching entrepreneurs and high-income professionals how to leverage everyday expenses for free flights, hotel stays, and elite perks. Julia’s practical, no-nonsense style and deep industry knowledge make her a standout in the world of points and miles.

On this episode we talk about:

Julia’s journey from actuary to full-time travel hacking entrepreneur

The basics of travel hacking and who should (and shouldn’t) play the points game

How to choose the right credit cards based on your spending habits and business needs

The potential pitfalls and risks of chasing points, and how to avoid them

Real-life examples of maximizing points for luxury travel and upgrades

Top 3 Takeaways

Travel hacking isn’t for everyone: If you can’t pay off your credit cards in full each month, the interest will wipe out any rewards. Discipline is key.

Optimize for simplicity: For business owners with predictable expenses, focus on a simple card strategy that matches your spending profile rather than juggling dozens of cards.

Leverage business expenses: If you’re an entrepreneur, running recurring or high-volume expenses through the right cards can yield significant travel rewards—without extra spending.

Notable Quotes

"If you have to carry a balance, any interest that you have to pay is going to negate the value that you're getting out of your points."

"Real money before points money."

"The internet is an illusion, and what's actually happening is most people just don't have the financial discipline to handle this."

Connect with Julia Menez:

LinkedIn: Julia Menez on LinkedIn

Twitter/X: @geobreezetravel

Instagram: @geobreezetravel

Website: GeoBreeze Travel

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