Chris Miles joins Travis on the Travis Makes Money Podcast for a deep dive into building wealth through cash flow, not just accumulation. Chris is a cash flow expert, anti-financial advisor, and founder of Money Ripples. With over $300 million in increased cash flow for his clients over the past 15 years, Chris is a leading authority on helping entrepreneurs and professionals get their money working for them today—not just in some distant retirement. He’s also the host of the Money Ripples podcast and has been featured in outlets like US News, CNN Money, Entrepreneurs on Fire, and BiggerPockets, making him a go-to resource for unconventional wealth-building strategies.

On this episode we talk about:

– Why traditional retirement planning is broken for most people

– The pitfalls of the “accumulation mindset” and why it fails in today’s economy

– How to generate passive income and cash flow now—not just decades from now

– Real-life examples of alternative investments (real estate, oil & gas, private equity)

– The importance of due diligence and learning before investing

– How millennials and Gen Z can adapt to a world with fewer safety nets

– Actionable steps for moving from learning to earning to investing

Top 3 Takeaways

1. Cash flow beats accumulation: Focusing on investments that generate income today is far more effective than simply saving for the future in traditional vehicles like mutual funds.

2. Learn before you invest: The best returns come from investing in yourself first—build skills, knowledge, and connections before putting money into deals you don’t fully understand.

3. Control and due diligence matter: Passive income isn’t truly passive without upfront work—vet operators, understand risk, and ensure accountability before handing over your money.

Connect with Chris Miles:

LinkedIn: https://www.linkedin.com/in/chriscmiles

Instagram: https://www.instagram.com/moneyripples/?hl=en

Website: moneyripples.com

Check out FranBridge Consulting for premier non-food franchise opportunities: travischappell.com/franbridge

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