What if you could afford everything you truly want—without constantly stressing over money? In this episode, I’m joined by Dr. Darla Bishop, financial expert and author of How to Afford Everything, to break down the real way to manage money, pay off debt, and create financial freedom without sacrificing the things that bring you joy.

Darla shares how she went from reading over 100 personal finance books to writing her own—one that actually empowers people rather than shaming them for their financial past. We dive into debt payoff strategies, wealth-building mindsets, and why increasing your income is just as important as budgeting.

If you’ve ever felt like financial advice doesn’t fit your reality, or you’re tired of feeling like money is holding you back, this conversation will change the way you think about affording your dream life.

What You’ll Learn in This Episode:

✅ Why most personal finance advice misses the mark for real people ✅ The best debt payoff strategy to build momentum fast ✅ How to create more financial flexibility (without extreme budgeting) ✅ The power of increasing your income instead of just cutting expenses ✅ Why FIRE (Financial Independence, Retire Early) isn’t for everyone—and that’s okay! ✅ How to afford everything that actually matters in your life

Resources & Links:

📚 Grab Darla’s Book: How to Afford Everything → https://howtoaffordeverything.com/the-book/ 🎧 Listen to Darla’s Podcast Mini-Series → www.darlabishop.com 📲 Follow Darla for More Money Tips → @my_finansis  

Connect With Me:

💸 Join the Manifestation & Money Community → www.manifestationplayground.ca 🎙 Follow the Podcast on Instagram → @manifestationandmoneypodcast 📩 Let’s Connect! → www.4LeafLifestyle.com

If you loved this episode, please take a moment to ⭐ rate & review ⭐ on Apple Podcasts or Spotify! Your support helps spread the message of financial freedom and manifestation. ✨💰

Have you ever wondered how YouTubers actually make money? Today, I’m sitting down with John the Video Guy, a freelance video editor and YouTube creator, who left his 9-to-5 job to build a successful online business. In this episode, John Vlach is breaking down the different ways to monetize a YouTube channel—from AdSense and sponsorships to selling digital products and using YouTube to fuel your business. 🚀

If you’ve ever thought about starting a YouTube channel—or just want to understand how creators get paid—this episode is packed with practical tips and insider knowledge to help you get started.

What You’ll Learn in This Episode:

✅ How John Vlach transitioned from a full-time job to running his own business ✅ The multiple ways you can monetize a YouTube channel (beyond just ad revenue!) ✅ Why niching down is key to making more money ✅ The biggest mistakes new YouTubers make (and what John wishes he knew earlier) ✅ How to turn your YouTube channel into a business asset that works for you

Resources & Links:

🎬 Grab John’s Free YouTube Channel Planning Worksheet → JohnTheVideoGuy.com 📺 Watch John's YouTube Tutorials → YouTube: John the Video Guy 📲 Follow John on Instagram → @JohnTheVideoGuy

Connect With Me:

💸 Join the Manifestation & Money Community → www.manifestationplayground.ca 🎙 Follow the Podcast on Instagram → @manifestationandmoneypodcast 📩 Let’s Connect! → www.4leaflifestyle.com

If you loved this episode, please take a moment to ⭐ rate & review ⭐ on Apple Podcasts or Spotify! Your support helps spread the message of financial freedom and manifestation. ✨💰

In this episode of the Manifestation and Money Podcast, Cindy Witteman, founder and CEO of Driving Single Parents, shares her inspiring journey from being a domestic violence survivor to helping single parents by providing cars through her nonprofit. Witteman also discusses her initial skepticism about manifestation, how her perception changed, and the role of gratitude in transforming her life. She emphasizes the importance of writing down one's goals and facing fears to achieve them. Cindy also highlights her work with Force Magazine and Little Give TV show, aiming to spread positivity by showcasing individuals making positive contributions to society. She concludes with advice to 'do it afraid,' encouraging listeners to pursue their dreams despite fears.

Cindy Witteman is a passionate advocate for change, dedicated to uplifting others through storytelling and action. Based in San Antonio, Texas, she is the Founder and Editor-in-Chief of FORCE Magazine, a five-time best-selling author, and the driving force behind Little Give TV Show and the Is Manifesting Bullshit? podcast. Her work has earned prestigious honors, including the Trailblazer Award and back-to-back International Impact Book Awards.   A former single mom who turned adversity into purpose, Cindy founded Driving Single Parents Inc. in 2017, providing free vehicles to single-parent families in need. As an Action Mastery Specialist, she empowers others to take real, purposeful steps toward success through coaching, speaking, and media.   Beyond her work, Cindy cherishes time with her blended family of six children and five grandchildren. She’s also a passionate beekeeper and embraces new adventures with an open heart.   Learn more at DrivingSingleParents.org or CFViews.com.

 Thank you for being a part of our Manifestation & Money Family. It takes guts to break the status quo and carve your own path to financial independence. We know firsthand! Thank you for being a part of our online community. We’re cheering you on as you take the steps to educate, empower & motivate yourself into a life that is authentically you. Keep surrounding yourself with people who are doing what you want to do. This is your life, so make it one you LOVE.

Speaking of love… We’d love if you would subscribe to the podcast & leave an honest rating and review. This helps us grow as a community & reach more people who are curious about taking charge of their own lifestyle.

Connect with Us On Instagram @ManifestationAndMoneyPodcast & @4_Leaf_Lifestyle

Cheers to manifesting a life you love & matching up the income streams to support it.

Want to increase your income by an extra $1000+ a month? Check out our FREE 15 Side Hustle Guide for straight forward ideas that you can start today! Visit: https://www.4leaflifestyle.com/moneyideas

In this episode of the Manifestation and Money podcast, Jenni interviews Christina Day, a single mom, ER nurse, and coach. Christina shares her journey of transitioning from a full-time, burnout-prone ER nurse to a part-time nurse and multi-faceted coach in financial and health coaching. She speaks on how personal struggles, including a difficult divorce and financial mismanagement, motivated her to pursue coaching. Christina highlights the importance of communication in financial relationships and dispels myths about financial independence, arguing that it means different things for different people. She emphasizes building small, sustainable habits and discusses the broader definitions of wealth beyond just money. Essential tips for reducing debt, including various strategies like the snowball method, are discussed. Christina also offers resources like the Wheel of Life and a free financial literacy course for couples to help others create lives they love.

Christina is a health and financial coach, licensed life insurance agent, and financial literacy advocate based in Ontario, Canada. Drawing on her experiences as a nurse and divorced mom, she empowers women to build sustainable habits that improve their physical, mental, and financial well-being. Christina’s approachable style helps demystify financial literacy, encouraging others to shift their money mindset, create intentional budgets, and align finances with their values.

Connect with Christina:

https://christinaday.ca/

https://instagram.com/coachchristinaday

Www.linkedin.com/in/christinadaycoaching

https://christinaday.thrivecart.com/finance-course-for-couples FREE Finance Course For Couples

Thank you for being a part of our Manifestation & Money Family. It takes guts to break the status quo and carve your own path to financial independence. We know firsthand! Thank you for being a part of our online community. We’re cheering you on as you take the steps to educate, empower & motivate yourself into a life that is authentically you. Keep surrounding yourself with people who are doing what you want to do. This is your life, so make it one you LOVE.

Speaking of love… We’d love if you would subscribe to the podcast & leave an honest rating and review. This helps us grow as a community & reach more people who are curious about taking charge of their own lifestyle.

Connect with Us On Instagram @ManifestationAndMoneyPodcast & @4_Leaf_Lifestyle

Cheers to manifesting a life you love & matching up the income streams to support it.

Want to increase your income by an extra $1000+ a month? Check out our FREE 15 Side Hustle Guide for straight forward ideas that you can start today! Visit: https://www.4leaflifestyle.com/moneyideas

In this episode of the Manifestation and Money Podcast, host Jen interviews DeDee Cai, a business development and money coach who shares her journey of overcoming trauma and building a virtual business called Fit to Profit. DeDee recounts her experiences of personal healing, surviving an assault at 15, and losing her best friend to suicide. These traumas led her to focus on holistic healing - physical, mental, emotional, and spiritual. She emphasizes the importance of self-worth in achieving success and discusses how she guides women to build confidence and value themselves. DeDee reveals her daily habits, which include faith, fitness, family, fulfillment, and freedom, and how they contribute to her ongoing development and success. The episode also touches upon the spiritual aspects of entrepreneurship and the importance of managing one's relationship with money.

DeDee Cai, founder and a performance coach of FIT TO PROFIT, a company that utilizes  psychology, cognitive science, holistic wellness to help entrepreneurs get holistically fit to attain peak level of performance in their life and businesses. With over 15 years of experience in running her own businesses in the brick/mortar, health/ wellness industry, DeDee married her love for living an optimal lifestyle, and business to create FTP. She believes that your self-worth is your net worth, and she’s on a mission to empower women to live up to their own potential unapologetically while changing the world.

Connect with DeDee:

http://www.fittoprofit.com

https://www.facebook.com/dedee.cai

https://www.instagram.com/dedeecai/

https://www.linkedin.com/in/dedeecai/

Fit to Profit Newsletter 

Thank you for being a part of our Manifestation & Money Family. It takes guts to break the status quo and carve your own path to financial independence. We know firsthand! Thank you for being a part of our online community. We’re cheering you on as you take the steps to educate, empower & motivate yourself into a life that is authentically you. Keep surrounding yourself with people who are doing what you want to do. This is your life, so make it one you LOVE.

Speaking of love… We’d love if you would subscribe to the podcast & leave an honest rating and review. This helps us grow as a community & reach more people who are curious about taking charge of their own lifestyle.

Connect with Us On Instagram @ManifestationAndMoneyPodcast & @4_Leaf_Lifestyle

Cheers to manifesting a life you love & matching up the income streams to support it.

Want to increase your income by an extra $1000+ a month? Check out our FREE 15 Side Hustle Guide for straight forward ideas that you can start today! Visit: https://www.4leaflifestyle.com/moneyideas

In this Episode of The Manifestation & Money Podcast we explores the difference between vision and goals and their importance in the manifestation journey. Using personal examples, Jenni explains how vision represents the big picture or dream life, while goals are the actionable steps taken to achieve that vision. The episode highlights the power of combining both concepts to effectively co-create with the universe. Tips and exercises are offered to help listeners align their vision and goals, including setting SMART goals and remaining open to opportunities that may exceed initial expectations. The speaker also shares their word of the year, 'play,' and how it has positively influenced their approach to life. The episode ends with a call to action, encouraging listeners to journal about their dream life and set goals to move closer to their vision.

Thank you for being a part of our Manifestation & Money Family. It takes guts to break the status quo and carve your own path to financial independence. We know firsthand! Thank you for being a part of our online community. We’re cheering you on as you take the steps to educate, empower & motivate yourself into a life that is authentically you. Keep surrounding yourself with people who are doing what you want to do. This is your life, so make it one you LOVE.

Speaking of love… We’d love if you would subscribe to the podcast & leave an honest rating and review. This helps us grow as a community & reach more people who are curious about taking charge of their own lifestyle.

Connect with Us, Chris & Jenni:

On Instagram @4_Leaf_Lifestyle

On Instagram @ManifestationAndMoneyPodcast

Cheers to manifesting a life you love & matching up the income streams to support it.

Want to increase your income by an extra $1000+ a month? Check out our FREE 15 Side Hustle Guide for straight forward ideas that you can start today! Visit: https://www.4leaflifestyle.com/moneyideas

In this episode of the Manifestation and Money Podcast, Kristin Quattlebaum shares her journey from a 15-year corporate career to becoming a seer and shadow alchemist. She discusses how anxiety led her to therapy and meditation, which ultimately opened her intuitive gifts. Kristin now travels with her 20-year-old cat, Harley, and practices intuitive readings, human design coaching, and shadow alchemy. She emphasizes the importance of meditation, questioning societal norms, and embracing one's true self to manifest a fulfilling life.

Connect with Kristin: 

www.kqunplugged.co/wealth

www.kqunplugged.co

www.instagram.com/rewildingkq

www.youtube.com/@kqunplugged

Thank you for being a part of our Manifestation & Money Family. It takes guts to break the status quo and carve your own path to financial independence. We know firsthand! Thank you for being a part of our online community. We’re cheering you on as you take the steps to educate, empower & motivate yourself into a life that is authentically you. Keep surrounding yourself with people who are doing what you want to do. This is your life, so make it one you LOVE.

Speaking of love… We’d love if you would subscribe to the podcast & leave an honest rating and review. This helps us grow as a community & reach more people who are curious about taking charge of their own lifestyle.

Connect with Us, Chris & Jenni:

On Instagram @4_Leaf_Lifestyle

On Instagram @ManifestationAndMoneyPodcast

Cheers to manifesting a life you love & matching up the income streams to support it.

Want to increase your income by an extra $1000+ a month? Check out our FREE 15 Side Hustle Guide for straight forward ideas that you can start today! Visit: https://www.4leaflifestyle.com/moneyideas

Manifesting Your Dream Life in 2025: Setting Clear Visions and Achievable Goals

In this episode of the Manifestation and Money Podcast, host Jenni Schulz discusses how to set a clear vision and actionable goals to manifest your dream life in 2025. Jenni emphasizes the importance of clarity in your vision, the effectiveness of SMART goals, and breaking down big goals into manageable steps. She also introduces tools like vision boards and inspired action as essential components for turning dreams into reality. Jenni encourages listeners to reflect, practice gratitude, and remain flexible while working towards their goals. Tune in for practical tips, meaningful insights, and a special invitation to an online vision board workshop in February.

00:00 Welcome to the Manifestation and Money Podcast

00:37 The Importance of Vision

01:37 Setting SMART Goals

02:49 Breaking Down Big Goals

05:01 Creating a Vision Board

06:41 Taking Inspired Action

07:44 Reflecting and Practicing Gratitude

08:47 Wrapping Up and Looking Forward to 2025

Join me (Jenni) in for the 2025 Vision board workshop in Febuary. Use code DREAM at check out to join for just $1. More details at: https://vision-board.ca *Note: If this link doesn't work, send me an email to: [email protected] & I'll personally hook you up!

Thank you for being a part of our Manifestation & Money Family. It takes guts to break the status quo and carve your own path to financial independence. We know firsthand! Thank you for being a part of our online community. We’re cheering you on as you take the steps to educate, empower & motivate yourself into a life that is authentically you. Keep surrounding yourself with people who are doing what you want to do. This is your life, so make it one you LOVE.

Speaking of love… We’d love if you would subscribe to the podcast & leave an honest rating and review. This helps us grow as a community & reach more people who are curious about taking charge of their own lifestyle.

Connect with Us, Chris & Jenni:

On Instagram @4_Leaf_Lifestyle

On Instagram @ManifestationAndMoneyPodcast

Cheers to manifesting a life you love & matching up the income streams to support it.

Increase your income by an extra $1000+ a month? Check out our FREE 15 Side Hustle Guide for straight forward ideas that you can start today! Visit: https://www.4leaflifestyle.com/moneyideas

In this episode of the Manifestation and Money Podcast, Sonia Highfield shares her journey from being a photographer to founding Real World Creatives, a business supporting creatives with business coaching, money mindset, and wealth expansion. Sonia discusses her approach to wealth, defining it as overall well-being, and emphasizes the importance of intuition in guiding personal and business decisions. She outlines her three pillars of a wealth mindset and offers tips on pricing for profit, helping creatives avoid burnout and achieve financial sustainability. The conversation concludes with Sonia's advice on following one's desires and creating a supportive, fulfilling career path. Listeners can find more about Sonia on her podcast, 'Wealthy in Pajamas.'

Sonya's website: www.realworldcreatives.com

Connect with Sonya on Instagram: www.instagram.com/realworldcreatives

www.realworldcreatives.com www.instagram.com/realworldcreativesThank you for being a part of our Manifestation & Money Family. It takes guts to break the status quo and carve your own path to financial independence. We know firsthand! Thank you for being a part of our online community. We’re cheering you on as you take the steps to educate, empower & motivate yourself into a life that is authentically you. Keep surrounding yourself with people who are doing what you want to do. This is your life, so make it one you LOVE.

Speaking of love… We’d love if you would subscribe to the podcast & leave an honest rating and review. This helps us grow as a community & reach more people who are curious about taking charge of their own lifestyle.

Connect with Us, Chris & Jenni:

On Instagram @4_Leaf_Lifestyle

On Instagram @ManifestationAndMoneyPodcast

Cheers to manifesting a life you love & matching up the income streams to support it.

Want to increase your income by an extra $1000+ a month? Check out our FREE 15 Side Hustle Guide for straight forward ideas that you can start today! Visit: https://www.4leaflifestyle.com/moneyideas

This Manifestation & Money Podcast episode features Kayla Simmons, a former paralegal who transitioned to becoming a virtual assistant (VA). Kayla shares her journey of leaving the traditional 9-to-5 job and stepping into the VA world. She discusses the low barrier to entry, required skills, and necessary tools to start a VA business. She also talks about her motivations and the benefits of being a VA, such as flexibility and the potential to travel. Additionally, Kayla provides guidance on finding clients through various platforms and emphasizes the importance of mindset and realistic goal-setting.

Get Kayla’s free VA Checklist: https://kays-virtual-solutions.ck.page/va-checklist

Kayla Simmons is a former 9-5 burnout turned thriving virtual assistant. After launching her business in 2021, she quickly left her desk job and now helps others do the same by teaching the strategies that made her fully booked. With global clients and doubled income, she’s passionate about helping people work smarter and reclaim their freedom. 

Website: http://www.kaysvasolutions.com

Facebook: https://www.facebook.com/kaysvasolutions

TikTok: https://www.tiktok.com/@virtualassistant_kayla

Thank you for being a part of our Manifestation & Money Family. It takes guts to break the status quo and carve your own path to financial independence. We know firsthand! Thank you for being a part of our online community. We’re cheering you on as you take the steps to educate, empower & motivate yourself into a life that is authentically you. Keep surrounding yourself with people who are doing what you want to do. This is your life, so make it one you LOVE.

Speaking of love… We’d love if you would subscribe to the podcast & leave an honest rating and review. This helps us grow as a community & reach more people who are curious about taking charge of their own lifestyle.

Connect with Us, Chris & Jenni:

On Instagram @4_Leaf_Lifestyle

On Instagram @ManifestationAndMoneyPodcast

Cheers to manifesting a life you love & matching up the income streams to support it.

Want to increase your income by an extra $1000+ a month? Check out our FREE 15 Side Hustle Guide for straight forward ideas that you can start today! Visit: https://www.4leaflifestyle.com/moneyideas