By Jessica Inskip and Jessie DeNuit
Ready to dive into investing but feeling overwhelmed by financial jargon? Picture yourself learning how to invest alongside two friends: one a beginner investor like you and the other a 15-year fin
... more
4.9
5959 ratings
The podcast currently has 65 episodes available.
What is the credit market and how does it determine our loan interest rates? It’s actually the same thing as the bond market, and we consumers all participate in it. Join us as we delve into the intricacies of the credit market and how it influences interest rates across various financial products, including credit cards, auto loans, and mortgages.
We will also discuss the yield curve, the role of the Federal Reserve (aka The Fed), and how understanding these concepts can empower consumers to make informed financial decisions. The financial system is interconnected like a giant puzzle. We’re here to help you put all the pieces together and learn how to make the system and your money work for you!
Takeaways
✨ Interest rates on loans are influenced by the yield curve.
✨ The credit market determines interest rates for various loans.
✨ The Federal Reserve impacts short-term rates directly.
✨ Understanding the yield curve helps in making financial decisions.
✨ Consumers can influence the stock market through their spending.
✨ Credit card rates are tied to the prime rate, which is influenced by the Fed.
✨ Auto loans are typically tied to the middle of the yield curve.
✨ Mortgages are related to the 10-year treasury yields.
Episodes mentioned:
18. Understanding the Yield Curve
52. Intro to Bonds
Donate To Our Financial Literacy Mission
Still Have More Questions or a Comment?
🙋🏾♀️🙋🏻🙋🏼♀️🙋🏽♂️🙋
🔗All Market MakeHer Links: https://bio.site/marketmakeHER
Market MakeHer website
Subscribe to our Newsletter
Email [email protected]
Instagram @marketmakeherpodcast
TikTok @marketmakeher
X/Twitter @MarketMakeHer
Join the FB Community
👀 Watch us in action on our YouTube Channel 👀
✨ Follow Jess Inskip on TikTok and Instagram ✨
✨ Follow Jessie DeNuit on TikTok and Instagram ✨
About Us 🌚🌞
Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend who is a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our website!
Important Disclosures:Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities.
Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions.
Now that the U.S. election results are in, we’re discussing the “elephant in the room” - that is, the implications of potential Trump administration policies on the stock market. We’re focusing on tariffs, immigration, tax cuts, deregulation, and the Fed’s role. (Papa Powell was serving it neat at the latest FOMC meetings). How will these factors influence market dynamics, inflation, and economic growth? What does it all mean for self-directed investors?
We’ll also define what all these terms mean to help you stay aware of false claims you see on social media (so many videos about tariffs that are getting it wrong). And we’ll discuss the risks of stagflation (new vocab term!) and the historical resilience of the S&P 500. As we all know by now, time in the market is your best strategy and we always encourage our listeners to stay informed and invested for long-term success.
Talk to a financial advisor or at least do a little more investigating before making any rash decisions with your portfolio. We’re always here to educate** and make you fin-fluent, not fin-fluenced.
💜
It's also important for us to say that we are very sympathetic to how these policies can potentially impact human beings and the environment. Our goal in this discussion is to help you be an informed investor so that you can best take care of future you and make your own educated decisions on what you want to do with your money.
💜
**Education, not advice. Jess Inskip is no longer licensed (but was for 10 years) and Jessie DeNuit has never been licensed and is learning all this stuff with you. 🤓
Episodes Mentioned:
18. Understand The Yield Curve...
56. How to construct & manage an investment portfolio (diversification)
52. Intro to Bonds
Takeaways
* Tariffs are essentially taxes paid by U.S. companies.
* Interest rates and inflation are crucial for market dynamics.
* Immigration policy impacts labor supply and economic growth.
* Tax cuts can increase corporate profits but may worsen the deficit.
* Deregulation can spur mergers and acquisitions, benefiting the stock market.
* The Fed's independence is vital for effective monetary policy.
* Stagflation poses significant risks to economic stability.
* Long-term investment in the S&P 500 has historically yielded growth.
🌟Leave a review, ask a question, subscribe and follow us🌟
🔗All Market MakeHer Links: https://bio.site/marketmakeHER
Market MakeHer website
Subscribe to our Email (informative newsletter)
Email [email protected]
Instagram @marketmakeherpodcast
TikTok @marketmakeher
X/Twitter @MarketMakeHer
Join the FB Community
👀 Watch us in action on our YouTube Channel 👀
✨ Follow Jess Inskip on TikTok and Instagram ✨
✨ Follow Jessie DeNuit on TikTok and Instagram ✨
🌚🌞 About Us
Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend who is a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our website!
Important Disclosures:
Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities.
Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions.
Today we’re learning allllll about IRAs (individual retirement arrangements/accounts) including Roth IRAs, Traditional IRAs, Rollover IRAs and SEP IRAs. You’ll understand contribution limits, tax implications, and eligibility requirements for each account. As always, we aim to empower you with all the knowledge you need to make informed decisions for future you. This is not advice.
✨Roth IRAs are best for you if you are in a lower income tax bracket and do not need a tax break, because you are taxed upfront, not later.
✨Traditional IRAs are best for you if you do not qualify for a Roth, or if you need a tax break… if you qualify for the deduction. The benefits are before tax dollars, offering you a tax break if you are eligible bc you are in a higher tax bracket.
✨Rollover IRAs you rollover an employer sponsored plan, like a 401k in the plan you want to keep them separate so you can roll it back into a new 401k plan at a new employer.
✨SEP IRAs are best for small business owners who do not want the complexities of 401ks. There are higher contribution limits, and all contributions are made by the employer.
Contribution Limits
You have to have taxable compensation and your modified AGI. Beginning in 2024, the IRA contribution limit increased to $7,000 ($8,000 for individuals age 50 or older) from $6,500 ($7,500 for individuals age 50 or older). This stayed the same for 2025.
Resources:
Contribution limits: https://www.irs.gov/publications/p590a
SEP IRA FAQ: https://www.irs.gov/retirement-plans/retirement-plans-faqs-regarding-seps
Still Have More Questions or a Comment?
🙋🏾♀️🙋🏻🙋🏼♀️🙋🏽♂️🙋Holla @ us on:
🔗All Market MakeHer Links: https://bio.site/marketmakeHER
Market MakeHer website Subscribe to our Email
Email [email protected]
Instagram @marketmakeherpodcast
TikTok @marketmakeher
X/Twitter @MarketMakeHer
Join the FB Community
👀 Watch us in action on our YouTube Channel 👀
✨ Follow Jess Inskip on TikTok and Instagram ✨
✨ Follow Jessie DeNuit on TikTok and Instagram ✨
About Us 🌚🌞
Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend who is a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our website!
Important Disclosures:
Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities.
Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions.
Subscribe to our Weekly Stock Market Update Newsletter!
This Week in the Stock Market: 11.04.24
In this episode of Market MakeHer, we're trying something different. We've taken our weekly SMU email and given it to AI to create a separate podcast series. That's right, the email newsletter is also a podcast read by Artificial Intelligence.
The hosts discuss key insights from the latest stock market trends, focusing on earnings season, economic indicators, and the contrasting performances of major companies like Amazon and Apple. They emphasize the importance of understanding market dynamics and the implications of Federal Reserve decisions on interest rates. The conversation highlights the need for self-directed investors to stay informed and consider broader economic contexts when making investment decisions.
Takeaways
Ask Us a Question, Leave a Review, Follow, Subscribe:
🔗All Market MakeHer Links 🔗
👀 YouTube Channel 👀
✨ Jess Inskip: TikTok Instagram ✨
✨ Jessie DeNuit: TikTok Instagram ✨
About Us 🌚🌞Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective.
Important Disclosures:
Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a licensed financial advisor before making investment decisions.
Since we recently learned about Stock Lending, Short Selling, P/E Ratio, and Stock Valuation in the last 2 episodes, we figured it's a good time to revisit our episode on Dark Pools, PFOF, Order Routing, and Market Makers (not to be confused with Market MakeHERS 😉). This also happens to be a Halloween episode from last year, so enjoy our costumes if you're watching the video podcast.
🎃🎃🎃
🔮 Replay of Episode 16
In this episode, Jess Inskip & Jessie DeNuit delve into the complexities of the stock market, focusing on key concepts such as market makers, the bid-ask spread, and dark pools. They explain how orders are processed, the role of market makers in ensuring price equality, and the implications of payment for order flow. The discussion also highlights the importance of understanding these mechanisms to navigate the market effectively and avoid potential pitfalls.
✨Takeaways
Have More Questions or a Comment?
🙋🏾♀️🙋🏻🙋🏼♀️🙋🏽♂️🙋Holla @ us on:
🔗All Market MakeHer Links: https://bio.site/marketmakeHER
Market MakeHer website
Subscribe to our Email
Email [email protected]
Instagram @marketmakeherpodcast
TikTok @marketmakeher
X/Twitter @MarketMakeHer
Join the FB Community
👀 Watch us in action on our YouTube Channel 👀
✨ Follow Jess Inskip on TikTok and Instagram ✨
✨ Follow Jessie DeNuit on TikTok and Instagram ✨
About Us 🌚🌞
Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend who is a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our website!
Important Disclosures:
Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities.
Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions.
How do you know if a stock is "on sale" or expensive to buy right now? In this Market MakeHer podcast episode, we'll learn all about stock valuation and how to look at the price-to-earnings ratio to make informed investing decisions.
We discuss how to determine if a stock is overpriced or underpriced, the significance of earnings potential, and the role of analysts in shaping market perceptions.
🔮 P/E Ratio Demystified
"P/E ratio is just the price divided by earnings."
We teach you the math and give you examples to make it make sense, but feel free to ask us a question!
🧟♀️🧠 Takeaways
Still Have More Questions or a Comment?
🙋🏾♀️🙋🏻🙋🏼♀️🙋🏽♂️🙋Holla @ us on:
🔗All Market MakeHer Links: https://bio.site/marketmakeHER
Market MakeHer website Subscribe to our Email
Email [email protected]
Instagram @marketmakeherpodcast
TikTok @marketmakeher
X/Twitter @MarketMakeHer | Join the FB Community
👀 Watch us in action on our YouTube Channel 👀
✨ Follow Jess Inskip on TikTok and Instagram ✨
✨ Follow Jessie DeNuit on TikTok and Instagram ✨
About Us 🌚🌞
Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend who is a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our website! Important Disclosures:Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities.
Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions.
In this episode of the Market MakeHer podcast, we delve into the topic of stock lending, addressing a listener's question about whether retail investors should participate in this practice. We explain the mechanics of stock lending, its relationship with short selling, and the potential benefits and risks involved. The discussion also covers tax implications, ownership rights, and the impact of stock lending on market dynamics.
Takeaways
🔗All Market MakeHer Links: https://bio.site/marketmakeHER
Still Have More Questions or a Comment?
🙋🏾♀️🙋🏻🙋🏼♀️🙋🏽♂️🙋Holla @ us on:
Market MakeHer website
Get Your Free eBook: The Stock Market Explained
Subscribe to Our Newsletter
Email [email protected]
Instagram @marketmakeherpodcast
TikTok @marketmakeher
X/Twitter @MarketMakeHer
Join the FB Community
👀 Watch us in action on our YouTube Channel 👀
✨ Follow Jess Inskip on TikTok and Instagram ✨
✨ Follow Jessie DeNuit on TikTok and Instagram ✨
About Us 🌚🌞 Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend who is a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our website!
Important Disclosures:
Remember, investing involves risk, and there's always a potential for losses when investing in securities. Tools and resources mentioned are for informational and educational purposes only.
Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions.
Subscribe to our Weekly Stock Market Update Newsletter!
In this episode of Market MakeHer, we're trying something different. We've taken our weekly SMU email and given it to AI to create a separate podcast series. That's right, the email newsletter is also a podcast read by Artificial Intelligence.
The hosts delve into the current state of the stock market, focusing on earnings season and the importance of economic indicators. They discuss the concept of market broadening, highlighting the need for growth across various sectors rather than relying solely on major tech companies. The conversation also covers key economic indicators such as PCE, inflation, jobless claims, and retail sales, explaining their significance in understanding market dynamics. Finally, they address the Federal Reserve's efforts to achieve a soft landing for the economy and emphasize the importance of staying informed as market conditions evolve.
*This episode is produced by artificial intelligence sourced from our weekly stock market newsletter*
Key takeaways:
Let us know what you think!
Ask Us a Question, Leave a Review, Follow, Subscribe:
🔗All Market MakeHer Links 🔗
👀 YouTube Channel 👀
✨ Jess Inskip: TikTok Instagram ✨
✨ Jessie DeNuit: TikTok Instagram ✨
About Us 🌚🌞Market MakeHer is an investing education podcast taught a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective. We also show you free tools/resources on our podcast and offer a ton of free educational content on our website!
Important Disclosures:
Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions.
What Is Portfolio Management and Asset Allocation? Put On Your Construction Hats.
So you started investing in the stock market, now what? Want to learn how to construct an investment portfolio or manage your retirement portfolio? In this episode of Market MakeHer, hosts Jess Inskip and Jessie DeNuit delve into the intricacies of portfolio management and investment strategies. They discuss the importance of constructing a well-diversified portfolio, understanding personal financial goals, and defining risk tolerance. The conversation emphasizes the need for regular rebalancing and adapting to market changes, while also highlighting the role in using analyst recommendations or using a robo-advisor or financial advisors for investing guidance. Remember, you can always call up your brokerage firm and ask questions for free. Or you can submit a question to us.
Types of portfolio asset allocation:
Conservative, Balanced, Growth, Aggressive Growth
Links:
Morning Star X-Ray Tool
Risk Tolerance Episode
Takeaways
🔗All Market MakeHer Links: https://bio.site/marketmakeHER
Still Have More Questions or a Comment?
🙋🏾♀️🙋🏻🙋🏼♀️🙋🏽♂️🙋Holla @ us on:
Market MakeHer website
Get Your Free eBook: The Stock Market Explained
Subscribe to Our Newsletter
Email [email protected]
Instagram @marketmakeherpodcast
TikTok @marketmakeher
X/Twitter @MarketMakeHer
Join the FB Community
👀 Watch us in action on our YouTube Channel 👀
✨ Follow Jess Inskip on TikTok and Instagram ✨
✨ Follow Jessie DeNuit on TikTok and Instagram ✨
About Us 🌚🌞
Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend who is a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our website!
Important Disclosures:
Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities.
[This episode was originally recorded on July 05, 2024, before Biden dropped out of the Presidential Election Race. We examined historical data, facts, and statistics of what happens to the stock market when there is a Republican vs Democrat as President of the U.S.]
During election years, the stock market tends to experience increased volatility due to the uncertainty surrounding the outcome. However, historical data shows that the stock market performance during election years does not significantly differ from other years. The median annualized return for the stock market since the 1900s is 7.7%. The performance of the stock market is more influenced by factors such as economic growth and corporate earnings rather than the political party in office. It is important to stay invested in the market and focus on long-term growth.
Key Takeaways:
🔗All Market MakeHer Links: https://bio.site/marketmakeHER
Still Have More Questions or a Comment?
🙋🏾♀️🙋🏻🙋🏼♀️🙋🏽♂️🙋Holla @ us on:
Market MakeHer website
Get Your Free eBook: The Stock Market Explained
Subscribe to Our Newsletter
Email [email protected]
Instagram @marketmakeherpodcast
TikTok @marketmakeher
X/Twitter @MarketMakeHer
Join the FB Community
👀 Watch us in action on our YouTube Channel 👀
✨ Follow Jess Inskip on TikTok and Instagram ✨
✨ Follow Jessie DeNuit on TikTok and Instagram ✨
About Us 🌚🌞
Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend who is a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our website!
Important Disclosures:
Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities.
Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions.
The podcast currently has 65 episodes available.
1,275 Listeners
4,100 Listeners
1,834 Listeners
446 Listeners
1,505 Listeners
3,169 Listeners
596 Listeners
918 Listeners
291 Listeners
1,393 Listeners
1,411 Listeners
70 Listeners
61 Listeners
297 Listeners
611 Listeners