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This Week in the Stock Market: 11.04.24
 
In this episode of Market MakeHer, we're trying something different. We've taken our weekly SMU email and given it to AI to create a separate podcast series. That's right, the email newsletter is also a podcast read by Artificial Intelligence. 

The hosts discuss key insights from the latest stock market trends, focusing on earnings season, economic indicators, and the contrasting performances of major companies like Amazon and Apple. They emphasize the importance of understanding market dynamics and the implications of Federal Reserve decisions on interest rates. The conversation highlights the need for self-directed investors to stay informed and consider broader economic contexts when making investment decisions.

Takeaways

• The S&P 500 has seen its fifth straight quarter of growth, but fewer companies are exceeding earnings estimates.
• Analysts are forecasting earnings growth through 2025, despite current market caution.
• The upcoming election is creating uncertainty, leading businesses to hold back on major decisions.
• The jobs report showed a significant miss in job growth, attributed to external factors like hurricanes and strikes.
• Investors are anticipating a 0.25 percent rate cut from the Federal Reserve, despite weaker job numbers.
• Amazon's positive holiday forecast led to a surge in stock price, while Apple's subdued outlook tempered enthusiasm.
• Guidance from companies is crucial and can significantly impact investor confidence.
• Economic indicators like consumer confidence and jobless claims are vital for understanding market health.
• The Federal Reserve's interest rate decisions have a ripple effect on the economy.
• Investing requires a deep understanding of company strategies and market dynamics.

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About Us 🌚🌞
Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective.

Important Disclosures:
Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a l...

Since we recently learned about Stock Lending, Short Selling, P/E Ratio, and Stock Valuation in the last 2 episodes, we figured it's a good time to revisit our episode on Dark Pools, PFOF, Order Routing, and Market Makers (not to be confused with Market MakeHERS 😉). This also happens to be a Halloween episode from last year, so enjoy our costumes if you're watching the video podcast.  🎃🎃🎃
   
🔮 Replay of Episode 16

In this episode, Jess Inskip & Jessie DeNuit delve into the complexities of the stock market, focusing on key concepts such as market makers, the bid-ask spread, and dark pools. They explain how orders are processed, the role of market makers in ensuring price equality, and the implications of payment for order flow. The discussion also highlights the importance of understanding these mechanisms to navigate the market effectively and avoid potential pitfalls.
 

✨Takeaways

• Understanding the National Bid and Best Offer (NBBO) is crucial for investors.
• Market makers play a vital role in maintaining market liquidity and price equality.
• The spread between bid and ask prices is where market makers earn their profit.
• Payment for order flow is a common practice among brokerage firms.
• Dark pools are designed to prevent market manipulation by concealing large orders.
• Investors should be aware of the complexities of order execution and market mechanics.
• Regulations exist to ensure transparency in trading practices.
• Retail trading refers to individual investors participating in the market.
• The stock market is highly regulated, often more so than other industries.
• Financial literacy is essential for navigating the stock market effectively.

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👀 ⁠ ⁠⁠YouTube Channel⁠⁠⁠
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✨ Jessie DeNuit: ⁠TikTok⁠ ⁠Instagram⁠
Funny Finance Shirts and Merch

About Us 🌚🌞
Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective.

Important Disclosures:
Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a l...

How do you know if a stock is "on sale" or expensive to buy right now? In this Market MakeHer podcast episode, we're going to learn all about stock valuation and how to look at the Price to Earnings Ratio to make informed investing decisions.
   
We discuss how to determine if a stock is overpriced or underpriced, the significance of earnings potential, and the role of analysts in shaping market perceptions.
 
🔮 P/E Ratio Demystified
"P/E ratio is just the price divided by earnings." We teach you the math and give you examples to make it make sense, but feel free to ask us a question!

🧟‍♀️🧠 Takeaways

• Price alone does not determine if a stock is expensive.
• Understanding PE ratios is crucial for stock picking.
• PE ratio is calculated by dividing price by earnings.
• Market perception influences stock prices significantly.
• Higher PE ratios indicate higher earnings potential.
• Comparing stocks to their sector is essential for valuation.
• Analysts' earnings estimates can affect stock prices.
• Investors should consider both past and future earnings.
• Self-directed investors need to stay informed about market trends.
• Diversification is key in investment strategies.

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👀 ⁠ ⁠⁠YouTube Channel⁠⁠⁠
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✨ Jessie DeNuit: ⁠TikTok⁠ ⁠Instagram⁠
Funny Finance Shirts and Merch

About Us 🌚🌞
Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective.

Important Disclosures:
Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a l...

In this episode of the Market MakeHer podcast, we delve into the topic of stock lending, addressing a listener's question about whether retail investors should participate in this practice. We explain the mechanics of stock lending, its relationship with short selling, and the potential benefits and risks involved. The discussion also covers tax implications, ownership rights, and the impact of stock lending on market dynamics. We emphasize the importance of understanding these concepts for self-directed investors and encourage listener engagement.

Takeaways

• Stock lending allows investors to lend their shares to short sellers.
• Short selling involves selling borrowed stocks with the intent to buy them back at a lower price.
• Investors can earn interest from lending their stocks, but brokerage firms take a portion.
• Lending stocks means giving up voting rights and receiving cash in lieu of dividends.
• Market dynamics can be affected by increased short selling, leading to downward pressure on stock prices.
• Tax implications of stock lending can differ from traditional dividends.
• Investors can opt into stock lending programs at various brokerage firms.

Support the show

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🔗All Market MakeHer Links
👀 ⁠ ⁠⁠YouTube Channel⁠⁠⁠
✨ Jess Inskip: ⁠TikTok⁠ ⁠Instagram⁠
✨ Jessie DeNuit: ⁠TikTok⁠ ⁠Instagram⁠
Funny Finance Shirts and Merch

About Us 🌚🌞
Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective.

Important Disclosures:
Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a l...

⁠Subscribe to our Weekly Stock Market Update Newsletter!⁠ 
This Week in the Stock Market: 10.14.24
 
In this episode of Market MakeHer, we're trying something different. We've taken our weekly SMU email and given it to AI to create a separate podcast series. That's right, the email newsletter is also a podcast read by Artificial Intelligence. 
 
The hosts delve into the current state of the stock market, focusing on earnings season and the importance of economic indicators. They discuss the concept of market broadening, highlighting the need for growth across various sectors rather than relying solely on major tech companies. The conversation also covers key economic indicators such as PCE, inflation, jobless claims, and retail sales, explaining their significance in understanding market dynamics. Finally, they address the Federal Reserve's efforts to achieve a soft landing for the economy and emphasize the importance of staying informed as market conditions evolve.

*This episode is produced by artificial intelligence sourced from our weekly stock market newsletter*

     
Key takeaways:

• Market broadening is essential for a balanced economy.
• Earnings season shows a positive trend with 79% of companies exceeding expectations. (6% of 500 have reported, though)
• The financial sector is performing well, while the energy sector is struggling.
• PCE inflation is a key indicator monitored by the Federal Reserve.
• Jobless claims provide insight into the health of the job market.
• Retail sales reflect consumer confidence and spending habits.
• Housing starts indicate builder confidence in the market.
• The Fed aims for a soft landing to control inflation without triggering a recession.
• The stock market anticipates future growth, not just current conditions.
• Staying informed about economic indicators is crucial for investors.

💜 We're loving it: Spotlight on Econ with Sarah 🌟

Want to get smarter about healthcare and how it affects the economy? Check out Econ with Sarah! Sarah has a PhD in health economics and runs a TikTok acc

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Funny Finance Shirts and Merch

About Us 🌚🌞
Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective.

Important Disclosures:
Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a l...

What Is Portfolio Management and Asset Allocation? Put On Your Construction Hats. 

So you started investing in the stock market, now what? Want to learn how to construct an investment portfolio or manage your retirement portfolio? In this episode of Market MakeHer, hosts Jess Inskip and Jessie DeNuit delve into the intricacies of portfolio management and investment strategies. They discuss the importance of constructing a well-diversified portfolio, understanding personal financial goals, and defining risk tolerance. The conversation emphasizes the need for regular rebalancing and adapting to market changes, while also highlighting the role in using analyst recommendations or using a robo-advisor or financial advisors for investing guidance. Remember, you can always call up your brokerage firm and ask questions for free. Or you can submit a question to us. 

Types of portfolio asset allocation: 

Conservative, Balanced, Growth, Aggressive Growth 

Links:

Morning Star X-Ray Tool 

Risk Tolerance Episode

Takeaways

• Identify your investing goals.
• Define your risk tolerance. 
• Construct your asset allocation.
• Make sure you are diversified.
• Rebalance and Adjust your assets.
• Understand when to hold or sell investments.
• Investing is a lifelong journey that requires regular review.

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👀 ⁠ ⁠⁠YouTube Channel⁠⁠⁠
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✨ Jessie DeNuit: ⁠TikTok⁠ ⁠Instagram⁠
Funny Finance Shirts and Merch

About Us 🌚🌞
Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective.

Important Disclosures:
Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a l...

[This episode was originally recorded on July 05, 2024, before Biden dropped out of the Presidential Election Race. We examined historical data, facts, and statistics of what happens to the stock market when there is a Republican vs Democrat as President of the U.S.]

During election years, the stock market tends to experience increased volatility due to the uncertainty surrounding the outcome. However, historical data shows that the stock market performance during election years does not significantly differ from other years. The median annualized return for the stock market since the 1900s is 7.7%. The performance of the stock market is more influenced by factors such as economic growth and corporate earnings rather than the political party in office. It is important to stay invested in the market and focus on long-term growth.

Key Takeaways:

• The stock market tends to experience increased volatility during election years due to uncertainty.
• Historical data shows that the stock market performance during election years does not significantly differ from other years.
• The performance of the stock market is more influenced by factors such as economic growth and corporate earnings rather than the political party in office.
• It is important to stay invested in the market and focus on long-term growth.

🔗All Market MakeHer Links: ​​https://bio.site/marketmakeHER 

Still Have More Questions or a Comment? 

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Get Your Free eBook: The Stock Market Explained

Subscribe to Our Newsletter

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Support the show

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👀 ⁠ ⁠⁠YouTube Channel⁠⁠⁠
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✨ Jessie DeNuit: ⁠TikTok⁠ ⁠Instagram⁠
Funny Finance Shirts and Merch

About Us 🌚🌞
Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective.

Important Disclosures:
Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a l...

It's time to give your money a job, but if you can't decide on a company, you can start with a sector.

GICS stands for the Global Industry Classification Standard and they set the classifications for the 11 sectors.

2 Types of Sectors:

1. Cyclical sectors are sensitive to economic conditions. They do well when the economy is growing but can struggle during recessions. These sectors are more volatile, but high risk can also equal high reward.
2. Defensive sectors are stable across all economic conditions because they provide essential goods and services that people need regardless of how the economy is doing. They can be considered recession-proof.

The 11 Sectors:

1. Energy

2. Materials

3. Industrials

4. Utilities

5. Healthcare

6. Financials

7. Consumer Discretionary

8. Consumer Staples

9. Information Technology

10. Communication Services

11. Real Estate

🔗All Market MakeHer Links: https://bio.site/marketmakeHER 

Still Have More Questions or a Comment? 

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Ask Us a Question, Leave a Review, Follow, Subscribe:
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Funny Finance Shirts and Merch

About Us 🌚🌞
Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective.

Important Disclosures:
Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a l...

The Fed aka The Federal Reserve finally cut interest rates. Papa Powell (aka fed chair Jerome Powell) announced this week the federal funds rate is cut by 50 basis points (which means .50%). This might not seem like much to consumers like us, but cutting it by .50% in one meeting is actually a pretty big deal. Normally, everyone would flip out over something like this and wonder if it means we’re in a recession or about to be, but this time, EVERYONE was anticipating it and prepared for it. The stock market is actually at a high today. The S&P 500 rose to a new high today topping the record set July 16th. It’s up 11% since from its low on Aug. 5 when recession panic peaked after the brutal July jobs report. This year, the S&P 500 is up about 19%, despite high interest rates and everything happening in the world this year. 

We explore economic indicators, the housing market dynamics, employment trends, and the Fed's dual mandate of balancing maximum employment with price stability. The conversation also touches on the political influences on monetary policy, the definition of inflation, and current market trends, providing listeners with insights into navigating the evolving economic landscape.

The Dot Plot: https://www.federalreserve.gov/monetarypolicy/fomcprojtabl20240918.htm

Still Have More Questions or a Comment? 

🙋🏾‍♀️🙋🏻🙋🏼‍♀️🙋🏽‍♂️🙋Holla @ us on:

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Funny Finance Shirts and Merch

About Us 🌚🌞
Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective.

Important Disclosures:
Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a l...

What Is A Bond? What Are The Different Types Of Bonds? How Do You Buy Bonds?

In this episode of the Market Maker Podcast, Jessie and Jess delve into the world of bonds, discussing their significance in the financial market, the mechanics of how they work, and the various types of bonds available for investment. Explore the relationship between interest rates and bond prices, the importance of credit ratings, and the risks associated with bond investments. We also cover municipal bonds and how to invest in bonds through direct purchases or funds. This is an educational guide to help you understand bonds and their role in investment portfolios (not advice, duh 😉).

Takeaways

• Bonds are a type of fixed income product issued by governments and corporations.
• When you buy a bond, you're lending money to the issuer in exchange for interest payments.
• Bonds are less volatile than stocks, providing a smoother investment experience.
• Interest rate risk affects bond prices; when rates rise, bond prices typically fall.
• Credit ratings are crucial for assessing the risk of default on bonds.
• Municipal bonds often offer tax benefits, making them attractive for investors.
• Different types of bonds include corporate, government, and municipal bonds, each with unique characteristics.
• Investors can purchase bonds directly or through mutual funds and ETFs.
• Understanding the yield curve is essential for bond investors.
• Researching a bond's creditworthiness is vital before investing.
  

🐶 Special Guest Appearance by Darling Lady Darla 🐶

Still Have More Questions or a Comment? 

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Support the show

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✨ Jessie DeNuit: ⁠TikTok⁠ ⁠Instagram⁠
Funny Finance Shirts and Merch

About Us 🌚🌞
Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective.

Important Disclosures:
Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a l...