Marriage Kids and Money: Personal Finance for Families

Coast FIRE raises the question: What happens when I don't need to invest as much for retirement?

In this "Best of Marriage Kids and Money" episode, I share my interview with Andrew Giancola on The Personal Finance Podcast. We discuss Coast FIRE and how it has allowed us to work less and live more.

EPISODE RESOURCES:

Recommended Resources

Make My Kid a Millionaire: https://www.makemykidamillionaire.com/sa

The Personal Finance Podcast: https://thepersonalfinancepodcast.com/

SHOW INFORMATION:

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com

HOST BIO:

Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing on his hammock.

HOW WE MAKE MONEY + DISCLAIMER:

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

Podcast Artwork: Kayli Groves

Editor: Podcast Doctors

Podcast Assistant: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we’re featuring two interviews we did this year - one with Jade Warshaw from Ramsey Solutions and other with George Kamel also from Ramsey Solutions.  

If you’re not familiar with Ramsey Solutions, this is a company owned by Dave Ramsey, the personal finance guru that many people know. 

Jade and George are personalities on Dave’s team and they both joined me this year to share their unique stories about becoming debt free and mortgage free. 

Both of these interviews were very popular on our YouTube channel so I thought I would share them with you all today AND hopefully it’ll motivate you on your debt free and mortgage free journeys. 

EPISODE RESOURCES:

Recommended Resources

Jade Warshaw: https://www.ramseysolutions.com/jade-warshaw

George Kamel (book): https://amzn.to/3Ztn1ir (affiliate)

George Kamel: https://www.ramseysolutions.com/george-kamel

#BigTipTuesday Details: https://marriagekidsandmoney.com/why-were-giving-100-tips-this-holiday-season-and-why-we-want-you-to-join-us/

Voicemail: https://marriagekidsandmoney.com/voicemail (tell me about your #BigTipTuesday adventures!)

GUEST BIO - Jade Warshaw

Ever since paying off over $460,000 in debt with my husband, Sam, I’ve been coaching others on how to pay off their own debt by shifting their mindset, beliefs and actions around money. I absolutely love talking to people about all things finance (especially if there’s food involved), and I can’t wait to get to know you!

GUEST BIO - George Kamel

George Kamel is a Ramsey Personality and personal finance expert. Since 2013, he has served on the Ramsey team speaking nationwide and cohosting The Ramsey Show and Smart Money Happy Hour podcast. George educates and entertains on his YouTube channel, exposing the financial system designed to keep you broke.

SHOW INFORMATION:

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://marriagekidsandmoney.com

HOST BIO:

Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing on his hammock.

HOW WE MAKE MONEY + DISCLAIMER:

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

Podcast Artwork: Kayli Groves

Editor: Podcast Doctors

Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

When you've been saving around 50% of your income for a decade on your FIRE journey, it's hard to save less. Our family hit some incredible financial milestones over the last 10 years including becoming debt-free, mortgage-free, achieving Coast FIRE, and accumulating a million-dollar net worth. And now we're ready to enjoy more of our money today.

Depending on your stage in your FIRE journey, this message can be challenging to hear. Let's discuss that today.

Second, I've got another MKM Challenge for our community focused on generosity!

EPISODE RESOURCES:

Recommended Resources

#BigTipTuesday Details: https://marriagekidsandmoney.com/why-were-giving-100-tips-this-holiday-season-and-why-we-want-you-to-join-us/

Voicemail: https://marriagekidsandmoney.com/voicemail (tell me about your #BigTipTuesday adventures!)

SHOW INFORMATION:

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://marriagekidsandmoney.com

HOST BIO:

Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing on his hammock.

HOW WE MAKE MONEY + DISCLAIMER:

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

Podcast Artwork: Kayli Groves

Editor: Podcast Doctors

Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you interested in financial independence with kids?

In this "Best of Marriage Kids and Money" episode, I share my interview on the Catching Up To FI Podcast with Bill Yount and Jackie Cummings-Koski. We discuss the steps we took as a family to find our version of financial independence with kids.

EPISODE RESOURCES:

Recommended Resources

Make My Kid a Millionaire: https://www.makemykidamillionaire.com/sa

Catching Up To FI Podcast: https://catchinguptofi.com/

SHOW INFORMATION:

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com

HOST BIO:

Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing on his hammock.

HOW WE MAKE MONEY + DISCLAIMER:

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

Podcast Artwork: Kayli Groves

Editor: Podcast Doctors

Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

A Health Savings Account can be a smart way to save and invest for your future health and wealth. I'm sharing how a HSA fits into our family financial plan.

Second, we’re back with our Mortgage Free Family segment! This month we’re featuring Andrew Dewar from Canada. He’s going to share how he paid off his mortgage in his 30s and how it allowed him more family time and time freedom in general. 

Last, we're sharing the Good Word once again. My son Calvin and I are sharing how some neighborhood kids in Michigan gave one family an incredible Halloween surprise.

EPISODE RESOURCES:

MKM RESOURCES:

SHOW INFORMATION: 

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. 

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com 

HOST BIO: 

Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. 

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.   

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock.

HOW WE MAKE MONEY + DISCLAIMER:

CREDITS:

Learn more about your ad choices. Visit megaphone.fm/adchoices

The election is over! There is a lot of talk about how the results will impact the stock market. Should you change your investment strategy now that Trump has won the presidency again?

Second, we’re back with our Be The Change segment.

This month, we’re featuring Help Us Adopt, a national non-profit financial grant program that awards grants up to $30,000 to help couples and individuals (regardless of ethnicity, gender, marital status, race, or sexual orientation) with the cost of their adoptions.

Founder Becky Fawcett is here to introduce the organization, and we’re also discussing the real costs of adoption. 

Last, my daughter Zoey will be reading the month's review and I’ll quiz her with some money questions. We're talking about investing in the stock market, how long it takes for your investments to double, and YouTubers.

EPISODE RESOURCES:

MKM RESOURCES:

SHOW INFORMATION: 

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. 

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com 

HOST BIO: 

Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. 

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.   

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock.

HOW WE MAKE MONEY + DISCLAIMER:

CREDITS:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you heard that real millionaires don't own homes? John Hope Bryant is on a mission to fight this myth holding back everyday Americans from building generational wealth.

Author and Financial Educator John Hope Bryant shares why this myth exists and the truth about the wealth-building power of long-term real estate ownership.

RESOURCES:

• Sponsors + Partners + Deals

GUEST BIO - John Hope Bryant:

John Hope Bryant is an American entrepreneur, thought leader, philanthropic executive, and a leading expert in financial and economic inclusion.

He is responsible for financial literacy becoming the official policy of the U.S. federal government (President George W. Bush and Obama), and is the only American citizen to inspire the renaming of a White House campus building; US Treasury Annex, to Freedman’s Bank Building, in honor of Lincoln’s unfinished work to teach freed slaves about money, in 1865.

His latest book “Financial Literacy For All: Disrupting Struggle, Advancing Financial Freedom, and Building a New American Middle Class” is available now. 

MKM RESOURCES:

SHOW INFORMATION: 

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. 

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com 

HOST BIO: 

Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. 

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.   

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock.

HOW WE MAKE MONEY + DISCLAIMER:

CREDITS:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Daycare costs more than rent in 16 of the nation’s 100 largest cities according to US Today. With this being such a difficult reality for many parents, I'm sharing 25 smart ways to save on daycare.

Also, Rachel Lawrence from Monarch Money shares how to budget as a couple and how Monarch Money can support the process.

RESOURCES

**Sponsors + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors

25 Ways to Save on Daycare (Article): https://marriagekidsandmoney.com/ways-parents-save-money-daycare/

Monarch Money (Free Trial): https://www.marriagekidsandmoney.com/monarchmoney (affiliate)

GUEST BIO - Rachel Lawrence

Rachel Lawrence currently serves as the Head of Advice & Planning at Monarch, a collaborative personal finance app. She is also the founder of both Reverie Wealth and Plan Ventures. Before Monarch, Rachel worked as the Director of Coaching at Ellevest and Director of Financial Planning at Advizr. She is a certified financial planner and holds a Master of Science in Financial Planning. With over 15+ years of experience, Rachel has expertise in countless areas including budgeting, debt management, retirement planning, investing, and more.

MKM RESOURCES

Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course!

MKM Coaching: Request a free 15-minute consultation today

YouTube: Subscribe for free to watch videos of these episodes and interviews

Instagram: Follow our IG channel

HOW WE MAKE MONEY + DISCLAIMER

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS

Research & Writing: Andy Hill

Podcast Artwork: Liz Theresa

Editor: Podcast Doctors

Podcast Management: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

Paying taxes is a reality of life. Let's just not overpay them! In this episode, I share how we're investing with tax efficiency in mind.

Second, we’re back with our Coast FIRE Family segment. This month, we're featuring Marko Zlatic from The Whiteboard Finance YouTube Channel. Marko and his wife recently achieved Coast FIRE in their 30s! He's going to share how they did it and how this impacts their family journey going forward.

Last, we're sharing the Good Word once again. My son Calvin and I are having a conversation about ... Millennial Dads and how parenting has changed over the past few generations.

EPISODE RESOURCES:

MKM RESOURCES:

SHOW INFORMATION: 

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. 

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com 

HOST BIO: 

Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. 

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.   

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock.

HOW WE MAKE MONEY + DISCLAIMER:

CREDITS:

Learn more about your ad choices. Visit megaphone.fm/adchoices

We all know investing in the stock market is a smart idea. When it comes to what to invest in, that's where the questions start to come up.

Author and Financial Educator Paul Merriman shares how we can use index funds to become millionaires. He shares a variety of index fund portfolios including the 2-Fund Portfolio and 4-Fund Portfolio.

RESOURCES:

GUEST BIO - Paul Merriman:

Paul Merriman sold his investment advisory practice and founded a financial education foundation designed to help do-it-yourself investors of all ages improve their investment returns. He's the author of 8 books including "We're Talking Millions! 12 Simple Ways to Supercharge Your Retirement".

MKM RESOURCES:

SHOW INFORMATION: 

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. 

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com 

HOST BIO: 

Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. 

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.   

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock.

HOW WE MAKE MONEY + DISCLAIMER:

CREDITS:

Learn more about your ad choices. Visit megaphone.fm/adchoices