- Practical ways to save over the silly season without feeling like you’re missing out

- How to plan for a workplace shutdown or reduced income period over Christmas

- Simple holiday budgeting tips and how to maximise annual leave for better breaks

- How to start a budget that actually works and whether budgeting apps are worth it

- Planning for children from pregnancy to school costs and how to set up savings or investing for kids

- Deciding between offset accounts, term deposits or micro-investing apps for family savings goals

- When moving for a school catchment makes financial sense and when it may not

- Easy AI tools that can help plan travel, gift lists, meal prep and household admin over the holidays

- Steps to set yourself up for your best financial year in 2026, even if things feel tight right now

Plus, we need your help! Gemma’s set a challenge for our listeners: can we get Owen to write a book? Help make it happen by signing up to our newsletter — we’re aiming for 3,000 new sign-ups in November.

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DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG)

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